Matty AI Inc

Item 5 Fees and Compensation
   Service Fee
   We provide portfolio management services through an online, interactive platform. The service fee you pay will
   be outlined in Terms of Use and will be 3% of funds added to your AI account. The fee will be automatically
   deducted from the funds by the money transfer agent before they are deposited into your Matty AI account.
   You may terminate your services by cancelling your account through the app and withdrawing your funds.
   We will not require prepayment of a fee more than six months in advance and in excess of $1,200.

3/12/26, 11:54 AM                                                Lovable App

   Additional Fees and Expenses
   As part of our investment advisory services to you, we may invest, or recommend that you invest, in mutual
   funds and exchange traded funds. The fees that you pay to our firm for investment advisory services are
   separate and distinct from the fees and expenses charged by exchange traded funds (described in each fund's
   prospectus) to their shareholders. These fees will generally include a management fee and other fund
   expenses. You may also incur transaction charges and/or brokerage fees when purchasing or selling securities.
   These charges and fees are typically imposed by the broker-dealer or custodian through whom your account
   transactions are executed. We do not share in any portion of the brokerage fees/transaction charges imposed
   by the broker-dealer or custodian. To fully understand the total cost you will incur, you should review all the
   fees charged by mutual funds, exchange traded funds, our firm, and others. For information on our brokerage
   practices, refer to the Brokerage Practices section of this brochure.

Item 7 Types of Clients
   We offer investment advisory services to individuals, other than high net worth individuals.
   In general, we do not require a minimum dollar amount to open and maintain an advisory account.