Caliber Wealth Management LLC

Item 5 – Fees and Compensation

Fees for CWM Services:

       Portfolio Management Services

       Fees charged for discretionary investment management services are negotiated prior to
       the engagement. The firm’s fees from 0.25% to 1.50% depending on various factors (e.g.
       level of service to be provided, amount of assets to be managed, complexity of the
       engagement, etc.)

       The firm may also at its discretion impose separate fees for additional advisory or
       planning services provided, but such fees will be disclosed in advance.

       Fees are generally calculated and charged monthly in advance based on the month ending
       balance of assets under management at the end of the preceding month (i.e. the beginning
       of the month of services). Fees for partial months are prorated and adjusted based on the
       number of days assets are under management (i.e. new accounts and terminated
       accounts). Fees are deducted directly from client accounts except in instances where
       alternate payment is necessary and has been approved by CWM.

       Services may be terminated at any time by either party with 30 days written notice to the
       other party, and fees will be prorated accordingly. Any payments made in advance will
       be prorated and any unearned portion will be refunded to the client subject to the notice
       provision above.

       All management fees paid to CWM are separate and unrelated to any fees or expenses
       assessed by mutual funds or exchange traded funds. Information pertaining to fund-
       generated fees and expenses can be found in mutual fund and exchange traded fund
       prospectuses. Management fees paid to CWM are also separate from any platform fee or
       trade commission charged by an account custodian or broker-dealer, although trade
       commissions may at times be paid by CWM at the firm’s discretion. Outside manager
       fees may be included in the quoted fee or may be separate, but when separate must be
       approved by the client in advance. Outside manager fees may or may not include trade
       commissions or other trading costs, depending on the manager and platform used.
       Information about outside manager fees and trading costs can be found in the applicable

    outside manager’s Form ADV Part 2 Disclosure Brochure which is available upon
    request.

    Investment Advisory Services

    Fees charged for non-management advisory services are generally charged in advance.
    Fees are negotiated in advance, and generally are charged monthly and range from .25%
    to 1.00% depending on the level of complexity of the engagement. Fee rates are based on
    actual services provided rather than being based solely on the level of assets managed as
    detailed above for investment management services.

    Fees are either deducted directly from the client account, billed to another account, or
    billed directly to the client, depending on the engagement.

    Services may be terminated at any time by either party with 30 days written notice to the
    other party, and fees will be prorated accordingly. Any payments made in advance will
    be prorated and any unearned fees will be refunded to the client subject to the notice
    provision above.

    All advisory fees paid to CWM are separate and unrelated to any fees or expenses
    assessed by any broker, custodian, or other outside party.

    Financial Planning Services

    Fees charged for financial planning services are quoted in advance and charged at a fixed
    amount. Quoted fixed fees will be based on the complexity and level of service provided
    on a case by case basis. As mentioned above, services may include planning in areas
    such as education funding, retirement planning, estate planning, risk management,
    employee benefits planning, tax planning, etc. Since each of these areas can vary in
    complexity depending on the complexity of the client’s financial situation, cost will vary
    as well. Fees are negotiable depending on the circumstances of the engagement,
    location, etc., and are subject to a $2,000 overall firm fee minimum.

    Ongoing fees are generally billed directly to the client monthly in advance.

    Services are ongoing in nature and may be terminated at any time by either party with 30
    days written notice to the other party, and fees will be prorated based on the degree to
    which services have been completed. Any payments made in advance will be prorated
    and any unearned fees will be refunded to the client subject to the notice provision above.

    All financial planning fees paid to CWM are separate and unrelated to any fees or
    expenses assessed by any broker, custodian, or other outside party.

       Retirement Plan Services

       Fees charged for retirement plan services may be charged in advance or in arrears
       depending on the service provided. Fees may be fixed or asset based (not to exceed
       1.50% annually), and are negotiable depending on the complexity of the service. Fee
       levels (whether fixed or asset based) are primarily based on actual services to be
       provided.

       Fees are generally due quarterly, and depending on the engagement, may be deducted
       directly at the plan level, may be deducted from individual plan participant accounts, may
       be billed to the plan sponsor, or may be billed to a plan administrator at the request of the
       plan sponsor.

       Services may be terminated at any time by either party with 30 days written notice to the
       other party, and fees will be prorated accordingly. Any payments made in advance will
       be prorated and any unearned fees will be refunded to the client subject to the notice
       provision above.

       All retirement plan fees paid to CWM are separate and unrelated to any fees or expenses
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Item 7 – Types of Clients

CWM provides services to individuals, businesses and retirement plans.

For its services, CWM does not require a minimum dollar value in assets for establishing or
maintaining a client’s account, but the firm reserves the right to decline engagements for various
reasons including account size.