Cassady Wealth & Retirement Planning LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 CWRP offers direct asset management services to advisory Clients. CWRP charges an
 annual investment advisory fee based on the total assets under management as follows:
       Assets Under Management                     Annual Fee              Monthly Fee
           First $0 - $500,000                       1.50%                   .125%
     The next $500,001 - $1,000,000                  1.25%                  .1042%
    The next $1,000,001 - $3,000,000                 1.00%                  .0833%
       Amounts over $3,000,001                       0.90%                   .075%
 The maximum fee for all charitable accounts will be a fee of no more than 1.0% annually.
 The annual fee may be negotiable. Accounts within the same household may be combined
 for a reduced fee. Fees are billed monthly in arrears based on an average daily balance of
 the account for the previous month. Additionally, this is a blended fee schedule, the asset
 management fee is calculated by applying different rates to different portions of the
 portfolio. CWRP may group certain related Client accounts for the purposes of achieving
 the minimum account size and determining the annualized fee.
 The calculation for the average daily balance is based on the formula (A/D) x F.
        A = the sum of the daily balances in the billing period
        D = number of days in the billing period
        F = monthly management fee
 For example (based on monthly billing period): the first step taken using the average-
 daily-balance calculation method would be to take the average of the values of the Client’s
 account over the course of the entire month. For instance, 25 days at $1 million plus six
 days at $500,000 averages out to approximately $903,225.80. This account would be
 charged $1,045.16 for the month.
         AUM                  Monthly       Total
                              Fee
         First $500,000       x .00125 =    $625
         Next $403,225.80 x .001042 =       $420.16
         Grand total for the month          $1,045.16
 Lower fees for comparable services may be available from other sources. Clients may
 terminate their account within five (5) business days of signing the Investment Advisory
 Agreement with no obligation and without penalty. Clients may terminate advisory
 services with thirty (30) days written notice. For accounts opened or closed mid-billing
 period, unearned fees will be refunded to the Client. Client shall be given thirty (30) days
 prior written notice of any increase in fees. Any increase in fees will be acknowledged in
 writing by both parties before any increase in said fees occurs.

SEI Managed Accounts Solutions
SPTC will normally deduct and pay CWRP all investor authorized fees due to CWRP for
advisory services provided to the Investor Accounts. CWRP fees will follow the fee schedule
above.
In addition, SEI charges an asset management fee. The maximum SEI fee a Client will pay
up to 1.1%. Details of fees paid to SEI are provided in the SEI ADV Part 2 Brochure, Wrap
Brochure and SEI Client Agreement.
FINANCIAL PLANNING AND CONSULTING
Services are completed and delivered inside of thirty (30) days contingent upon timely
delivery of all required documentation. Client may cancel at any time during the planning
process with no obligation and without penalty. CWRP reserves the right to waive the fee
should the Client implement the plan through CWRP.
Fees for financial plans are due 50% upon signing the agreement with the balance due
upon delivery of the completed plan.

Full Financial Plan
Full Financial Plan services are offered for a fixed fee of $1,995-$3,995. Prior to beginning
the planning process, clients will customize the topics to be covered in their financial plan
or elect to engage the Firm for an Advanced Planning engagement.
Clients will select one area from the categories listed in Item 4 above to be included in their
financial plan.
Clients may elect to include additional planning areas for an additional fee of $500 per
added planning area.

For example:
 A client may select Retirement Planning as the initial planning area for a fee of $1,995. If
 the client chooses to add Tax Planning, the total fee would be $2,495 ($1,995 for the first
 planning area plus $500 for the additional service).

The maximum fee for a Full Financial Plan is $3,995, which reflects the inclusion of all
available planning areas.

Advanced Planning
Advanced Planning services are offered for a flat fee of $4,995.
Hourly Consultation Services
Hourly Consultation Services are offered based on an hourly fee of $350 per hour.
Clients can choose to pay for financial planning via the following methods:
   •   Check – to be remitted by Client to CWRP
   •   Deducted from a non-qualified account managed by CWRP
   •   Electronic Payment via ACH, Debit Card, or Credit Card (fees will be paid via a third
       party payment processor in which the client will securely input payment
       information and pay the advisory fee through a secure portal. CWRP will not have
       continuous access to the Client’s banking information.)

 ERISA PLAN SERVICES
 The annual fees are based on the market value of the Included Assets and will not exceed
 1%. The annual fee is negotiable. Fees may be charged quarterly or monthly in arrears or in
 advance based on the assets as calculated by the custodian or record keeper of the Included
 Assets (without adjustments for anticipated withdrawals by Plan participants or other
 anticipated or scheduled transfers or distribution of assets). If the services to be provided
 start any time other than the first day of a quarter or month, the fee will be prorated based
 on the number of days remaining in the quarter or month. If this Agreement is terminated
 prior to the end of the billing cycle, CWRP shall be entitled to a prorated fee based on the
...

Item 7: Types of Clients
Description
 CWRP generally provides investment advice to individuals, high net worth individuals,
 charitable organizations, trusts, and estates.
 Client relationships vary in scope and length of service.
Account Minimums
 CWRP requires a minimum of $250,000 to open an account. In certain instances, the
 minimum account size may be lowered or waived.