Madden Advisory Services Inc

Item 5 Fees and Compensation
Financial Planning and Consulting Services – Fees
Scope & Process. Financial planning typically involves advisory services based on an analysis of your
individual needs, following an initial consultation and any necessary follow-up meetings to gather pertinent
financial information. We then present a written plan designed to help you meet your goals and objectives.
Plans reflect your situation at the time presented and rely on information you provide. Assumptions may
include interest and inflation rates and past market trends; past performance is not indicative of future results,
and we cannot guarantee achievement of your goals. You must promptly notify us if your situation or objectives
change.
Fee Structure.
     • Hourly / Fixed / Ongoing: Our fee is generally based on the estimated hours to complete the plan.
        Hourly rates are set by the adviser and typically range from $200 to $400. The type of fee (fixed, hourly,
        or ongoing), total time/cost, and payment terms vary by engagement complexity and circumstances.
     • Modular / One-topic engagements: For limited-scope requests (including non-securities topics), we may
        provide modular planning or consulting addressing only specific areas. For hourly consulting where no
        plan is presented, a non-negotiable hourly fee of $200 is typically payable upon completion.
     • Estimates, Billing & Prepayment: We typically provide an estimated total time/cost at the start of the
        relationship. You are typically required to pay the entire estimated fee in advance. Other payment terms
        may be agreed upon in the services agreement. If actual time/cost will exceed the estimate, we will
        notify you and may request your approval; any additional fee will be billed at the stated hourly rate upon
        completion. Interim payments may be requested for lengthy engagements.
     • Refunds & Termination: Either party may terminate on written notice. If a deposit was collected, we will
        issue a pro rata refund for unearned fees; conversely, you may incur a pro rata charge for bona fide
        services rendered prior to termination.

Typical Topics Covered (as applicable to your needs). Cash flow; insurance/risk; retirement;
portfolio/investment planning (including asset allocation and tax implications); education funding; estate
considerations; and charitable giving. Each topic may include identification and evaluation of tax consequences
and implications.

Investment Management Services – Fees
We offer discretionary asset management through the programs below. We use suitability information you
provide to select or design strategies aligned with your objectives, risk tolerance, and time horizon. Subject to
any written guidelines you provide, we are granted discretion to determine securities to buy/sell and amounts,
and we provide ongoing supervision, rebalancing, and/or restructuring as conditions warrant.
1) F.O.C.U.S. Wealth Management – Custom Portfolio Management and Financial Planning
Annualized Advisory Fee Schedule (negotiable):
     • $500,000 and under: 2.00%
     • $500,001 to $750,000: 1.50%
     • $750,001 to $1,000,000: 1.25%
     • Over $1,000,000: 1.00%

Included Services. Individualized financial planning services are included as part of the F.O.C.U.S. advisory
fee at no additional charge.

Minimums & Household Grouping. We typically require $250,000 to participate; in our discretion, we may
aggregate related household accounts (e.g., minor children, spouses, related accounts) for fee-breakpoint
and/or minimum purposes.
Termination & Refunds. Either party may terminate on written notice. Fees are pro-rated for the quarter of
cancellation and any unearned, pre-paid fees are refunded.

SAIL Asset Management- Model Portfolio Management
SAIL is a lower-cost, model-based investment management program. Portfolios are not individually customized
and individualized financial planning is not included. For custom portfolio management and/or financial
planning, see F.O.C.U.S. Wealth Management above.

    • Annual Advisory Fee: 0.50% of assets under management
    • Annual Minimum: $500
    • Billing: Quarterly in advance

The minimum to qualify for the SAIL program is $25,000, with a $5,000 minimum per account.

Termination & Refunds. Either party may terminate on written notice. Fees are pro-rated for the quarter of
cancellation and any unearned, pre-paid fees are refunded.

Billing and Payment Terms for F.O.C.U.S. and SAIL

Fees for both programs are billed quarterly in advance, based on the account market value on the 5th business
day prior to the end of the quarter. Fees are pro-rated if the agreement is executed other than the first day of a
calendar quarter.

    • Direct Debiting of Fees. With your written authorization, the qualified custodian holding your assets
      will deduct advisory fees from your account. We have no access to client funds for fee payment without
      your written consent.

    • Custodian Statements. The qualified custodian will deliver account statements at least quarterly
      showing all disbursements (including advisory fees). You are encouraged to review statements for
      accuracy. We receive duplicate or electronic access to these statements.

Pension Consulting Services – Fees
We may provide pension consulting to employee benefit plans, plan sponsors, and fiduciaries (collectively, the
"Sponsor"). Services may include plan reviews; investment policy statements; fund selection and monitoring;
risk education; assistance with third-party administrator relationships and enrollments; and participant
education (general, impersonal advice). If engaged to advise participants individually, such advice is limited to
general retirement planning, fund selection, and asset allocation of plan assets. Participants who desire
individualized services outside the plan may execute a separate agreement with separate fees.
...

Item 7 Types of Clients
We offer investment advisory services to individuals, pension and profit sharing plans, trusts, estates,
charitable organizations, corporations, and other business entities.

F.O.C.U.S. Wealth Management
In general, we require a minimum of $250,000 to participate in our F.O.C.U.S. Wealth Management Program.
At our discretion, we may waive or lower this minimum account size. We will also combine "household"
account values for you and your minor children, joint accounts with your spouse, and other types of related
accounts to meet the stated minimum.

SAIL Asset Management
Most account types are eligible for participation in the SAIL Asset Management Program, including individual
accounts, joint accounts, IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, trusts, corporate accounts, and other
brokerage accounts. Health Savings Accounts (HSAs) and PCRA subaccounts are not eligible for the
Program. The minimum to qualify for the Program is $25,000, with a $5,000 minimum per account.