Efinancial Alliance LLC

ITEM 5 – FEES AND COMPENSATION
PORTFOLIO MANAGEMENT SERVICES
Fees for accounts are calculated and billed quarterly in advance using the annualized rates below.

                       Custodian Reported Value of Account      Management Fee
                                  Up to $100,000                    1.95%
                             $100,000.01 to $250,000                1.25%
                            $250,000.01 to $1,000,000               1.00%
                           $1,000,000.01 and $2,500,000             0.85%
                           $2,500,000.01 to $10,000,000             0.65%
                                Above $10,000,000                   0.50%
The management fee is tiered. A tiered fee means the applicable rate will be applied to the
fair market value in each applicable range of account value. For example, an account with a
month end value of $200,000.00 will be charged 1.95% on the first $100,000.00 and 1.25% on
the next $100,000.00. The fee is negotiable.

The pro-rated initial quarter’s management fee will be calculated on the Account’s initial value
as reported by the account’s custodian. Thereafter, the management fee will be calculated on
the Account’s previous quarter’s end value as reported by the Account’s custodian.
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and
expenses that are incurred by the client. Clients may incur certain charges imposed by
custodians, brokers, third party investment and other third parties such as fees charged by
managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
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transfer and electronic fund fees, and other fees and taxes on brokerage accounts and
securities transactions. Mutual funds and exchange traded funds also charge internal
management fees, which are disclosed in a fund’s prospectus. Such charges, fees and
commissions are exclusive of and in addition to the Firm’s fee and it will not receive any
portion of these commissions, fees, and costs. For more information about the firm’s
brokerage practice please see Item 12.A.
A client may terminate the Investment Management Agreement for any reason at any time and,
within the first five (5) business days after signing the contract, without any cost or penalty.
Thereafter, the contract may be terminated at any time by giving ten (10) days written notice.
Upon termination, fees will be prorated for the number of days that services were rendered
on the Account’s valuation as of the termination date. To cancel the agreement, the client
must notify firm in writing to E|Financial Alliance, LLC at 840 Crescent Centre Dr., Suite 600,
Franklin, TN 37067 and return any materials received up to that date.
FINANCIAL PLANNING
The aforementioned services are provided on a fixed or hourly fee basis in accordance with the
following fee schedule:
Hourly Fee: We assess an hourly rate of $295 an hour for financial planning services when
clients request one or two of the financial planning modules or when a client requests a
planning service not covered by a module. The number of hours will vary depending upon the
complexity of the financial situation, the estimate of hours involved, including preparation and
research, areas to be specified and estimated in the written agreement for services. The hourly
fee can be negotiated with the client.
Fixed Fee: For a more complex situation we assess a fixed fee that ranges from $5,000 to
$10,000. The fixed fee will vary depending upon the complexity of the financial situation, the
estimate of hours involved, including preparation and research, areas to be specified and
estimated in the written agreement for services. The fixed fee can be negotiated with the client.
All fees for planning services are agreed upon in advance in writing and due at that time.
The client may cancel the financial planning agreement for any reason during the first five (5)
days from the date of signing the agreement and will receive a refund of 100% of all fees paid
without cost or penalty. After the first five (5) business days, written termination will result in
a pro-rated refund of any prepaid and unearned fee to the client based upon the number of
hours worked on the financial plan at rate of $295 per hour. To cancel the agreement, the
client must notify firm in writing to E|Financial Alliance, LLC at 840 Crescent Centre Dr., Suite
600, Franklin, TN 37067 and return any materials received up to that date.

CORPORATE QUALIFIED PLANS

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The aforementioned corporate qualified plan services are provided on at an hourly fee rate,
flat fee or as an annual percentage of assets in the qualified plan. The hourly fee rate and flat
fee below are billed at the end of each month.
Hourly Fee: We assess an hourly rate of $295.
Minimum HSA Account Fee: We assess a flat fee of $150 for this service.
401K Loan Fee: We assess a flat fee of $240 for this service.
401k Minimum Annual Account Fee: $240
Expedited Distribution Request: We assess a flat fee of $50 for this service.
IRA Early Withdrawal Fee: We assess a flat fee of $150 for this service.
Annual Percentage of Plan Assets Fee: The annual percentage of plan assets fee is 1.00%. The
fee is negotiable based on the size of the plan and/or the number of participants. The fee is
billed by invoice to the plan sponsor at the end of each month. The invoice is due within 30
days of receipt.
The client may cancel the corporate qualified plan agreement for any reason during the first five
(5) business days from the date of signing the agreement and will receive a refund of 100% of all
fees paid without cost or penalty. After the first five (5) business days, the contract may be
terminated at any time by giving ten (10) days written notice. Upon termination, fees will be
...

ITEM 7 – TYPES OF CLIENTS
We offer our services to individuals, trusts, estates, pension and profit-sharing plans,
corporations and other businesses. We generally require a minimum account size of
$100,000. However, the minimum may be waived at our discretion.
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