Center for Financial Planning Inc

Item 5: Fees and Compensation
Financial Planning Services Fees

Financial Planning Fees are charged or waived depending on the client situation. The exact fee is
determined on a client-by-client basis and is dependent on the nature and complexity of each circumstance.
These fees are mutually agreed upon in advance of entering into an agreement between Adviser and client.

Fees are not based on the capital gains or appreciation of an investment account. Payment for services is
expected at the time the investment adviser representative delivers the written plan or upon completion of the
service (in person, via regular mail, email, or other transmission). Though not required, clients will have an option
to pay in advance. Under no circumstances will The Center earn fees in excess of $1,200 more than six months
in advance of services rendered. In the event the fees have been pre-paid and either party terminates the
contract, such fees will be pro-rated based upon the number of days contract was in effect and any unused
fee will be refunded.

Planning Fee: Clients are charged a fixed fee (commonly ranging from $2,500 to $4,000) for our
Financial Planning advice, which is generally based on the amount of time required by the advisory team in
the design of your financial plan. The fee for a financial plan is predicated or waived upon the facts known
at the start of the engagement. Clients will be billed directly for fees incurred.

Investment Advisory Services Fees

Ambassador Account: Managed by the Adviser

The Ambassador Account is an investment advisory account, administered by RJA, which offers clients, on a
discretionary or non-discretionary basis, the ability to pay an advisory fee based on the assets in their account
in lieu of a commission or sales charge for each transaction.

The fees for Ambassador Accounts are as follows:

ACCOUNT VALUE                            QUARTERLY FEE                            ANNUALIZED FEE

                First $500,000                                  .30%                       1.20%
                Next $1,500,000 ($500,000-1,999,999)            .225%                      0.90%
                Next $2,000,000 ($2,000,000-3,999,999)          .20%                       0.80%
                Next $1,000,000 ($4,000,000-4,999,999)          .15%                       0.60%
                Next $5,000,000 ($5,000,000-9,999,999)          .125%                      0.50%
                Next $5,000,000 ($10,000,000-14,999,999)        .10%                       0.40%
                Amounts over $15,000,000                        .075%                      0.30%

Current client relationships exist where the fees are higher or lower than the Current Fee Schedule above. The
Adviser, in its sole discretion, can charge a lesser investment advisory fee based upon certain criteria (e.g.,
historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets,
dollar amounts of assets to be managed, related accounts, account composition, negotiations with clients,
etc.).

If either of the below programs are selected by the client, RJA is appointed as a discretionary investment
adviser under the appropriate advisory agreement. In this way, RJA acts as a sub adviser directly (or indirectly
through other sub advisors) managing client’s assets through the selected program. RJA also monitors
performance of the account, provides accounting and other administrative services, and may assist portfolio
managers with certain trading activities. Based upon client financial needs and investment objectives, the IAR
will assist in selecting and monitoring an appropriate manager(s). The Center receives a portion of the fee.

Raymond James Consulting Services (RJCS) Program: Managed by Others

The RJCS program is a wrap-fee program. The RJCS’s annual management fee is negotiable with each client
up to 3%. We will provide the percentage-based fee to each client based on both the nature and total dollar
asset value of that account(s). The fee will be stated in the fee schedule which must be signed by both The
Center and the client. Additionally, the RJCS fee covers RJA’s advisory services, and the trade execution fees
charged by the broker/dealer.

Freedom Account: Managed by Others

The Freedom Account is an investment advisory account which allocates your assets, through discretionary
mutual fund or exchange traded fund (“ETF”) management, based upon your financial objectives and risk
tolerances.

The Freedom Account is a wrap-fee program. The Freedom Account’s annual management fee is negotiable
with each client up to 3%. We will provide the percentage-based fee to each client based on both the nature
and total dollar asset value of that account(s). The fee will be stated in the fee schedule which must be signed
by both The Center and the client. Additionally, the Freedom Account’s management fee covers RJA’s
advisory services, and the trade execution fees charged by the broker/dealer. A conflict of interest must be
noted. We are able to keep a larger percentage of the fees charged for the Ambassador Account; therefore,
we have a financial incentive for recommending the Ambassador account over other advisory programs.

For further information, refer to the RJA Wrap Fee Program Brochure. The Brochure can be accessed through this
link: https://www.raymondjames.com/-/media/rj/dotcom/files/legal-disclosures/rja-wrap-fee-program.pdf.
Please read it thoroughly before investing. Client will be required to execute the applicable Raymond James Account
Agreement that provides further details.

Calculation of fees

Fees for client accounts are calculated and billed in advance of each period (quarterly). When an account is opened, the
fee is billed for the remainder of the current billing period and is based on the initial contribution. Thereafter, the quarterly
...

Item 7: Types of Clients
Our clients generally are individuals, pension and profit -sharing plans, trusts, estates, or charitable organizations.
Client relationships vary in scope and length of service. We do not impose absolute minimum dollar value of
assets or other conditions for establishing a financial planning engagement or investment management service.
We find that many clients meet at least one of the following financial criteria: liquid assets greater than $500,000,
net worth greater than $1 million dollars, or income in excess of $200,000.