Guidestone Advisors LLC

Item 5 – Fees and Compensation
You will pay fees directly to GSA according to your executed advisory or financial planning agreement,
and you will pay fees to GSFR and GSCM if you invest in the Affiliated Funds that may be
recommended to you by GSA. You should consider all fees and expenses prior to investing in any
disciplines or securities.

All of GSA’s advisors (and other personnel) are employees of GSFR, and GSFR bears a material
amount of the operating and other expenses of GSA. Accordingly, GSA depends upon the revenues
earned by GSFR for its operations including the compensation paid to its advisors (who are charged with
providing fiduciary objective advice to clients) and other personnel. GSFR’s revenues consist of, among
other things, shareholder servicing fees received from GuideStone Funds, fees (administrative, certain
marketing and other services) received from the GuideStone Stable Value Fund, revenues received from
the management fees paid by GuideStone Funds to GSCM and revenues received from the advisory fees
paid to GSA. When you invest in an Affiliated Fund, you bear the fees and expenses of the fund, some
of which, as described above and in the GuideStone Funds prospectus and Disclosure Memorandum of
the Declaration of Trust for the GuideStone Stable Value Fund, are paid to GSFR and GSCM. GSA’s
advisors and other personnel therefore indirectly receive compensation (in the form of a salary and

incentive compensation from their employer, GSFR) that is funded, at least in part, by the fees and
expenses that you bear in the Affiliated Funds. Because GSA has a conflict of interest (since GSA and
its affiliates indirectly receive management fees from the GuideStone Funds®), purchases and sales of
the GuideStone Funds® must comply with the requirements of DOL Prohibited Transaction Class
Exemption 77-4 (“PTCE 77-4”) for all ERISA accounts.

GSA’s advisors (and other personnel) receive compensation (in the form of a salary and incentive
compensation from their employer, GSFR) that is based, in part, on the number of advisory clients, the
services provided to advisory clients and the overall performance of GSA and GSFR, including, in part,
the amount of assets that clients contribute or rollover from investment accounts, Individual Retirement
Accounts or other employer retirement plans into accounts held at GSFR or its affiliates. This practice
presents a conflict of interest and gives GSA’s advisors (and other personnel) an incentive to
recommend investment products, investment contributions and rollovers to GSA affiliates and products
based on the compensation the advisor or other personnel received, rather than on your needs. GSA and
GFS have policies and procedures to address conflicts that arise from these activities including a strict
prohibition against providing advice or a recommendation on the appropriateness of any rollover
decision, and the conflicts disclosed in this Brochure may also be disclosed separately at account
opening.

GSA and its affiliates will not be paid, any brokerage commissions or other transaction-related fees or
charges in connection with any fund share transactions undertaken to implement GSA’s advice. You
also have the option to purchase investment products that GSA recommends through other brokers or
agents that are not affiliated with GSA.

Investment Management Services
GSA offers investment management services for an annual fee (“IMS Fee”) based upon a percentage of
the average daily balance of your Portfolio. This annual fee will be based on the fees described in your
advisory agreement and range up to a maximum of 1.0% of your Portfolio. The IMS Fee is in addition to
the fees in the Affiliated Funds, fees in the unaffiliated funds, third-party investment manager (TPIM)
fees, account service fees, brokerage fees, transaction fees, electronic funds fees, taxes and other related
costs and expenses on brokerage accounts and security transactions. GSA may also waive and/or offer a
negotiated IMS Fee in certain instances at its discretion.

Financial Planning Services
The GSA financial planning agreement provides for non-discretionary financial planning services. The
agreement will outline the services being provided and indicate the fee for the services. The fees will
then be collected at the time of execution of the financial planning agreement.

GuideStone Wealth Management®
After enrolling in GuideStone Wealth Management, you will pay an annual fee (“GWM Fee”) described
here and illustrated below, based upon a percentage of the average daily balance of your Portfolio. Your
gross GWM Fee will be based on the fee schedule described in your advisory agreement ranging
generally from a minimum of $5,000 and up to a maximum of 1.0% of your Portfolio depending on the
size and composition of your Portfolio. Since GWM includes investment management services and our
full array of financial planning services, you will not be charged a separate IMS Fee or financial
planning service fee. Your GWM Fee is in addition to the fees in the Affiliated Funds, fees in the
unaffiliated funds, TPIM fees, account service fees, brokerage fees, transaction fees, electronic funds
fees, taxes and other related costs and expenses on brokerage accounts and security transactions. Your
gross GWM Fee will be calculated and then reduced by your Fee Credit. Your Fee Credit will be
determined by calculating the pro-rata management and administrative fees paid to GSA affiliates for

each Affiliated Fund in your Portfolio for the applicable period. Your GWM Fee is further reduced by
any available Service Credit. Your Service Credit will be equal to the total of shareholder servicing,
marketing and other services fees paid to GSA affiliates through each Affiliated Fund in your Portfolio
and any employer plan service fees paid from your portfolio assets to GSA affiliates up to a maximum
...

Item 7 – Types of Clients
GSA offers advisory and financial planning services to individuals including those with high net worth
and individuals considered as a “qualified client” under Rule 205-3 of the Investment Advisers Act of
1940, or individuals and other entities that are a “qualified purchaser” under 15 USC § 80a-2(a)(51),
trusts, estates, charitable organizations and other business entities. GSA generally requires a minimum
of $500,000 in assets under management and generally $5,000 in minimum annual gross fees for GWM
but has discretion to accept lower amounts. GSA does not require a minimum asset amount for other
services. Investment in an SMA requires various minimum asset levels as determined by the TPIM
managing the selected investment strategy.

GWM is not available for any ERISA plan accounts. GPAS is limited to ERISA plan client accounts.
GMA and GPS are available on any non-ERISA GuideStone account. Each employer sponsor of an
ERISA plan eligible for GPS, GPAS and GMA services has entered into a written agreement
acknowledging the employer’s fiduciary relationship to the plan and the selection of GSA to provide
GPAS and GMA services to individuals who have account balances in the plan. The employer has
received and reviewed disclosures of the investment advisory and other fees charged to or paid by GPAS
and GMA accounts and the Affiliated Funds, the reasons why GSA may consider such purchases to be
appropriate for GPAS and GMA accounts and whether there are any limitations on GSA with respect to
the assets of GPAS or GMA accounts that may be invested in the Affiliated Funds and, if so, the nature
of such limitations. Based on the prospectus and disclosures provided by GSA, the employer has
approved purchases and sales of the Affiliated Funds consistent with the responsibilities, obligations,
and duties imposed on fiduciaries by Part 4 of Title I of ERISA. As permitted by PTCE 77-4, the
employer’s approval is limited solely to the investment advisory and other fees paid by the Affiliated
Funds in relation to the fees paid by a GPAS or GMA participant’s account and does not relate to any
other aspects of the investments. Any changes to the fees require notice to and approval by the
sponsoring employer for the continuance of services.