Compass Ion Advisors LLC

Item 5: Fees and Compensation

We base our fees on hourly charges, fixed fees, and the percentage of assets under
management, which are described below.

Compensation - Financial Planning
Compass Ion’s Financial Planning fee will be determined based on the nature of the services
being provided and the complexity of each client’s circumstances. All fees are agreed upon
prior to entering into a contract with any client.

Compass Ion’s Financial Planning fees are calculated and charged on an hourly basis, ranging
from $100 to $400 per hour. Although the length of time it will take to provide a Financial Plan
will depend on each client's personal situation, Compass Ion will provide an estimate for the
total hours at the start of the advisory relationship. The client will be billed quarterly in arrears
based on actual hours accrued.

Compass Ion’s Financial Planning fees are calculated and charged on a fixed fee basis, typically
ranging from $2,000 to $12,000, depending on the specific arrangement reached with the
client.

Compass Ion may request a retainer upon completion of the initial fact-finding session with the
client; however, advance payment will never exceed $1,200 for work that will not be completed
within six months. The balance is due upon completion of the plan.

Certain clients from acquired practices may have different fee schedules, as disclosed in their
fee agreement.

Financial Planning Fee Offset: Compass Ion reserves the discretion to reduce or waive the
hourly fee and/or the minimum fixed fee if a financial planning client chooses to engage
Compass Ion for Compass Ion’s Portfolio Management Services. The client will be billed
quarterly in arrears based on actual hours accrued.

Compensation - Investment Advisory
Due to the nexus Compass Ion sees between financial planning and investment advisory work,
Compass Ion prefers to work with clients for whom the Firm has an ongoing agreement to
provide both financial planning and investment advisory services. Therefore, Compass Ion’s
ongoing investment advisory fees are designed to create enough revenue to pay for both
services as one unified service. Compass Ion’s annual fee for Investment Advisory Services and
ongoing Financial Planning services are based on a percentage of assets under management
and generally range from 0.50% to 1.35%, payable quarterly in advance.

Clients may make additions to and withdrawals from their account at any time, subject to
Compass Ion’s right to terminate an account. If assets are deposited into or withdrawn from an

account after the inception of a quarter the investment advisory fee payable with respect to
the assets will be prorated based on the number of days remaining in the quarter. Clients may
withdraw assets from their account by providing Compass Ion with advance notice. All
withdrawals are subject to customary securities settlement procedures.

Limited Negotiability of Advisory Fees: While Compass Ion has established the aforementioned
fee range, Compass Ion retains the discretion to set and negotiate fees on a client-by-client
basis. Client facts, circumstances and needs will be considered in determining the fee schedule.
These include the complexity of the client, assets to be placed under management, anticipated
future additional assets; related accounts; portfolio style, account composition, reports, among
other factors. The specific annual fee will be identified in the contract between the adviser and
each client.

Compass Ion may group certain related client accounts for the purposes of achieving the
minimum account size requirements and determining the annualized fee.

Compensation - Portfolio Management Services
Clients may be charged a fixed fee, negotiated on a case-by-case basis. Overall factors to be
considered will include the type and amount of assets to be managed and the complexity of the
client’s circumstances. Compass Ion’s fixed fees range from $1,000 to $100,000. Fees are due
and payable upon completion of the project.

Compensation - Retirement Plan Consulting
Compass Ion’s fees for providing services for consulting services to Retirement Plan Sponsors
are based upon a percentage of assets under management and generally range from 0.25% to
1.00%, payable quarterly in advance.

Structured Notes
If a client agrees to participate in Compass Ion’s Structured Notes Buying Program, there is a
one-time fee of up to one percent (1.0%) in addition to the investment advisory fee described
above for any portion of the client’s account that is invested in Structured Notes. This fee is
shared with Keel Point Capital LLC and the broker-dealer Advisors Asset Management, Inc. For
purposes of the fee calculation, Compass Ion values the Structured Notes at the initial
investment amount of each Structured Note investment and this amount could be higher or
lower than the actual value of the Note.

Sub-Advisors
In certain circumstances, Compass Ion may recommend the services of a sub-advisor, and a
sub-advisory fee may be charged in addition to the investment management fee charged by the
Firm.

Calculation and Payment

The specific manner in which we charge fees is established in a client’s written agreement with
us. Clients may elect to be invoiced directly for fees or to authorize us to directly debit fees
from client accounts.
Upon termination of any account, any prepaid, unearned fees will be promptly refunded, and
any earned, unpaid fees will be due and payable.

In no case will more than $1,200 be collected from the client more than 6 months in advance.

Other Fees
There are no additional types of fees or expenses that our clients pay in connection with the
delivery of advisory services.

Agreement Terms
Either party may terminate an agreement at any time by notifying the other in writing. If the
client made an advance payment, we would refund any unearned portion of the advance
payment.

If the client made a payment in arrears, we would collect any earned yet unpaid fees.
...

Item 7: Types of Clients

Compass Ion provides advisory services to the following types of clients:

   •   Individuals (other than high-net-worth individuals),
   •   High net worth individuals,
   •   Pension and profit-sharing plans,
   •   and Trusts

Account Minimums
Compass Ion generally requires a minimum account under certain circumstances of $500,000
for investment advisory clients, although this may be negotiable. Compass Ion may group
certain related client accounts for the purposes of achieving the minimum account size.
There will be a minimum quarterly fee of $500, or $2,000 per year. If at any point the
calculation of the Management Fee produces a figure that is below $500, then the fee for that
quarter will be $500.