Define Financial LLC

Item 5: Fees and Compensation
  A.​ Investment Management and Comprehensive Financial Planning Fees​
      ​
      Adviser is compensated for its Investment Management and Comprehensive Financial Planning
      advisory services either by (i) a flat annual fee that can range up to $50,000, paid semi-annually,
      quarterly, or monthly in advance, or (ii) fees charged based on a client’s assets under
      management with Adviser that can range up to 1.00% per year.

      Investment Management and Comprehensive Financial Planning clients are subject to a
      minimum annual fee of $20,000 per year (charged in minimum quarterly increments of $5,000 per
      quarter) (the “Minimum Annual Fee”). The Minimum Annual Fee is automatically increased by
      3.0% at the end of each calendar year.

      The specific fees charged may vary from client to client, and each client’s specific fee schedule is
      included as part of the investment advisory agreement signed by the Adviser and the client. Our
      fees may vary from client to client due to historical or ‘grandfathered’ fee schedules that are no
      longer offered, the nature and scope of the services to be provided to the client, personal or
      familial relationships with the client, and other factors that we deem relevant. Fees are negotiable,
      but we reserve the right to accept or reject different fees proposed by the client. Neither we nor
      any of our supervised persons accept compensation for the sale of securities or other investment
      products.

  B.​ Pension Consulting Fees

      Pension consulting fees can be charged monthly, quarterly, or semi-annually in advance for
      ongoing pension consulting services or a one-time flat fee for project-based, one-time
      engagements. Each engagement is individually negotiated and tailored to accommodate the
      needs of the individual plan sponsor, as memorialized in the advisory agreement.

      Pension consulting fees are generally quoted as a flat fee based on the estimated number of
      hours required for us to deliver the specific pension consulting services requested, and generally
      range between $20,000 and $50,000. We may request an initial deposit for flat fee engagements.
      The amount of a requested deposit will never exceed the fee for services to be provided within
      the first six months of an engagement.

      For ongoing services, we generally charge an ongoing flat annual fee that is paid monthly,
      quarterly, or semi-annually in advance, and that ranges between $20,000 to $50,000 per year.

  C.​ Financial Planning Fees

      Financial planning may be offered on a flat fee basis as a standalone service that does not
      include investment management services. The flat fee will be agreed upon before the start of any
      work and paid by check, ACH withdrawal, or debit/credit card through an independent and
      unaffiliated third-party payment processor. The flat fee generally ranges between $20,000 and
      $50,000, and we generally charge the entirety of the flat fee at the beginning of the financial
      planning engagement.​
      ​
      Alternatively, a client may request that half of the fee be due at the beginning of the engagement,
      with the remainder due at the completion of work. In any case, we will not bill an amount above
      $1,200.00 more than 6 months in advance. In the event of early termination, the client will be
      billed for the hours worked through the date of termination at a rate of up to $500.00 per hour. If
      the initial deposit is greater than the amount billed, then the client will be refunded the difference.
      If the initial deposit is less, then the client will be billed the difference.​

                                       Date of Brochure: March 26, 2026

    In limited circumstances, Adviser alternatively offers financial planning services on an hourly
    basis at a rate of up to $500 per hour, charged upon completion of the agreed-upon scope of
    financial planning services to be rendered and payable electronically via check, ACH, debit card,
    or credit card through an independent and unaffiliated third-party payment processor.

D.​ Third-Party Planner Fees (if applicable)​
    ​
    To the extent Domain Money has been retained as the Third-Party Planner for certain client
    financial planning relationships, Domain Money will charge an initial flat fee that ranges from
    $3,900 to $9,000 followed by recurring annual flat fees that typically range from $2,900 to $8,000
    depending on whether the client has engaged the Third-Party Planner pursuant to the Essential,
    Strategic, or Comprehensive engagement options. Flat fees are billed as incremental progress
    payments over the course of delivering the agreed-upon financial planning services. In
    consideration of separate financial planning coaching sessions, Domain Money will typically
    charge pursuant to an hourly rate of $500 due at the time of scheduling the coaching session. For
    a complete description of the different financial planning services and corresponding fees
    charged by Domain Money, clients should refer to their specific client services agreement.​
    ​
    If a client is charged pursuant to an asset-based fee schedule, it may be charged as a “tiered” or
    “blended” fee schedule, which means that different annual fee percentages will apply to different
    ranges of client assets under Adviser’s management. Client deposits into an account are billed
    pro-rata based on the number of days remaining in the applicable billing quarter from the date of
    the deposit, and client withdrawals from an account are refunded pro-rata based on the number
    of days remaining in the applicable billing quarter from the date of withdrawal. Pro-rata billing and
    refunding amounts are based on the aggregate value of the account, including the applicable
...

Item 7: Types of Clients
Adviser generally provides its services to individuals, high-net-worth individuals, and charitable
organizations. Adviser does not require a minimum account value to open or maintain an account;
however, its combined Financial Planning and Discretionary Investment Management Services are
subject to a minimum annual fee of $20,000.

                                       Date of Brochure: March 26, 2026