Equilibria Wealth Management LLC

ITEM 5   Fees and Compensation
         ANNUAL FEES FOR ADVISORY SERVICES

    EWM is compensated for providing asset management services by charging a negotiable fee based on the
    total assets under management. The fees and billing will be pre-determined in writing in the Investment
    Advisory Agreement executed by you and EWM.
    The fees charged for financial planning services are negotiable and vary depending on the complexity of
    the process undertaken, the types of issues addressed, the scope of services provided, and the frequency
    with which the services are rendered. All fees are agreed upon before entering into the Financial Planning
    and Consulting Agreement you sign.
    The below ranges are the standard fee ranges that are typically charged. We reserve the right to waive
    the agreed-upon financial planning fees if you engage our asset management services.

                       Asset Management Fee Schedule
                                   All Assets                        0.50% - 2.8%

                       Financial Planning and Consulting Fee Schedule
                                     Hourly                           $100-$400

    FEE BILLING & PAYMENT
    Our asset management fees are annual fees and are negotiable. Fees are established for each individual
    client based on the individual circumstances of the client and EWM can charge any client a different asset
    management fee, at its sole discretion. Asset management fees are paid quarterly in advance. Payments
    are due on the first day of the calendar quarter and are based on the account’s asset value as of the last
    business day of the prior calendar quarter multiplied by the applicable annual rate and divided by four
    (4). The fee for the subsequent quarter is billed and payable within ten (10) days after the end of the prior
    quarter. We will deduct our asset management fee only when in receipt of your written authorization by
    executing an investment advisory agreement permitting the fees to be paid directly from your account.
    We will send a copy of your invoice to the custodian at the same time that we send a copy to you.
    The qualified custodian will deliver an account statement to you at least quarterly, which will show all
    disbursements from your account. We urge you to review all statements for accuracy. Your account at the
    custodian can also be charged for certain additional assets managed for you by us but not held by the
    custodian (i.e., variable annuities, mutual funds, 401(k)s).
    Financial planning and consulting fees can be assessed on an hourly basis or as an annual fee payable
    either monthly or quarterly. An estimate for total hours will be determined at the start of the relationship.
    Hourly fees will be invoiced upon completion of the financial plan or the rendering of consulting services
    with a thirty (30) day written notice. For one-time projects, the Client agrees to pay one half of the total
    fee upon signing the Financial Planning and Consulting Agreement and the remaining fee upon delivery of
    the plan. Financial planning and consulting fees are paid via check or by direct invoicing via an electronic
    payment processor.

         In TPMM accounts, the adviser deducts the advisory fee from the client’s account and will forward a
         portion of the fee to our firm. We urge our clients to refer to the selected TPMM’s disclosure documents
         for exact fees and expenses charged by each such TPMM, as well as minimum account requirements,
         refund, and termination provisions. A complete description of each program can be found in disclosure
         materials prepared by the TPMM, which we will provide to the client at the time we recommend the
         program.
         You are responsible for all third-party fees (i.e., custodian fees, mutual fund fees, transaction fees, etc.).
         These fees are separate and distinct from the fees and expenses charged by EWM.

         TERMINATION OF AGREEMENT
         Either party can terminate the investment advisory agreement by providing 30-day advance written
         notice. Upon termination of any account, any prepaid, unearned fees will be promptly refunded, and any
         earned, unpaid fees will be due and payable up to and including the effective date of termination.
         Notwithstanding the above, if we do not deliver the appropriate disclosure statement to you at least 48
         hours prior to you entering into any written or oral advisory contract with us, then you have the right to
         terminate the contract without penalty within five (5) business days after entering into the contract.

         OTHER EXPENSES AND FEES
         The fees discussed above include payment solely for the investment advisory services provided by us and
         are separate from certain fees or charges that are imposed by third parties in connection with investments
         made on your behalf for your account. Third-party fees can include markdowns, markups, brokerage
         commissions, other transaction costs, fees for trades executed away from the custodian, and/or custodial
         fees.
         All fees paid to us for asset management services are separate from the expenses charged by exchange-
         traded funds and mutual funds to their shareholders. These fees and expenses will be used to pay
         management fees for the funds, other fund expenses, account administration, and a possible distribution
         fee. Exchanged traded funds and mutual funds can be invested in directly by you without our services.
         However, you would not receive our services to assist you in determining which products or services are
         most suitable for your financial situation and objectives. You should review both the fees we charge and
         the fees charged by the fund(s) to understand the total fees to be paid fully.

ITEM 7   Types of Clients
         We provide our investment advisory services to:
         - Individuals
         - High Net Worth Individuals
         - Estates or charitable organizations
         - Corporations

         - Other business entities
         We do not have a minimum account size for our asset management services.