Focus Planning Group LLC

Item 5 - Fees and Compensation
    Forms of payment are based on the types of services being provided, term of service, etc., and will be stated
    in your engagement agreement with our firm. Fees may be paid by check or draft from US-based financial
    institutions. With your written prior authorization, payment may also be made through a qualified,
    unaffiliated PCI-compliant 3 third-party processor of via your investment account held at your custodian of
    record. Payment requests for our advisory fees will be preceded by our invoice, and fees paid to our firm will

2   Term “assets under management” per the SEC’s General Instructions for Part 2 of Form ADV.
3   For an explanation of the term “PCI,” who the PCI Security Standards Council is, as well as its comprehensive standards to enhance
    payment card data security, please go to https://www.pcisecuritystandards.org/security_standards/index.php

    Focus Planning Group, LLC
    Form ADV Part 2 – 03-6-2026

be noted in your account statement you will receive from your custodian. Our firm does not accept cash,
money orders or similar forms of payment for its engagements.

Method of Compensation and Fee Schedule
Financial Planning and Investment Consultation Fees
Multi-component engagements are assessed a fixed fee of $3,750, payable in advance of completion of the
financial plan. Services are expected to be completed within three (3) months.

Clients interested in a limited planning component engagement are assessed an hourly fee. Our rate is $300
per hour; billed in 15-minute increments, and a partial increment (e.g., seven minutes) will be treated as a
whole increment. Prior to entering into an agreement with our firm you will receive an estimate of the
overall cost based on your requirements and the time involved. Payment is required at delivery of our
invoice which coincides with the presentation of your plan.

Educational Workshops Fees
Workshops sessions are complimentary; no fee is assessed by our firm.

Portfolio Management Services Fees
Portfolio management accounts are assessed an annualized asset-based fee that will be determined by the
reporting period ending value of your account (e.g., the last market day of the month). These fees will be
billed monthly, in advance, per the following table.

                              Assets Under Management       Annualized Asset-Based Fee
                                    $0 - $1,000,000           1.00% (100 basis points)
                               $1,000,001 - $2,000,000        0.85% (85 basis points)
                               $2,000,001 – $3,000,000        0.75% (75 basis points)
                               $3,000,001 – $4,000,000        0.65% (65 basis points)
                               $4,000,001 – $5,000,000        0.55% (55 basis points)
                                   Over $5,000,001            0.50% (50 basis points)

The asset-based fee is based on a blended tier; for example, a client’s portfolio with $1,750,000 in assets
would be assessed an annualized fee of 100 basis points for the first $1,000,000, and 85 basis points on the
remaining amount.

Aggregating Fees
For the benefit of discounting your asset-based fee, we will attempt to aggregate accounts for the same
individual or two or more accounts within the same family, or accounts where a family member has power
of attorney over another family member’s or incompetent person's account.

Account Valuations
Accounts will be assessed in accordance with asset values disclosed on the statement the client will receive
from the custodian of record for the purpose of verifying the computation of the advisory fee. In the rare
absence of a reportable market value, our firm may seek a third-party opinion from a recognized industry
source (e.g., unaffiliated public accounting firm), and the client may choose to separately seek such an
opinion at their own expense as to the valuation of “hard-to-price” securities if necessary.

Focus Planning Group, LLC
Form ADV Part 2 – 03-6-2026

Billing Notices
Your first billing cycle will begin once your agreement is executed with our firm and assets have settled into
your account held by the custodian of record. Advisory fees for partial months will be prorated based on the
remaining days in the reporting period in which our firm services the account. Fee payments will generally
be assessed within the first 10 days of each billing month.

We will concurrently send you and the custodian of record a written notice (“invoice”) each period that
describes the advisory fees to be deducted from your account at our direction. This notice will be delivered
prior to the deduction of fees. Your notice will include the total fee assessed, covered time period,
calculation formula utilized, and reference to the assets under management in which the fee had been
based. It is important that you verify the accuracy of fee calculations; the custodian may not verify the
accuracy of advisory fee assessments for you.

Fee Withdrawals
By signing our firm’s engagement agreement, as well as the selected custodian account opening documents,
you will be authorizing the withdrawal of our advisory fees from your account. The withdrawal will be
accomplished by the custodian of record at the request of our firm, and the custodian will remit our fee
directly to our firm. All fees deducted will be clearly noted on account statements that you will receive
directly from the custodian of record.

Alternatively, you may request to directly pay our advisory firm its portfolio management fee in lieu of
having the advisory fee withdrawn from your investment account. Our valuation assessment will remain the
same as described above, and the client’s direct payment must be received by our firm within 10 days of our
invoice.

Discounting of Advisory Fees
The services to be provided to you and their specific fees will be detailed in your engagement agreement.
...

Item 7 - Types of Clients
Focus Planning Group provides advisory services to individuals and high net worth individuals, as well as
small businesses, charitable organizations and foundations, and their retirement plans if their policies allows

Focus Planning Group, LLC
Form ADV Part 2 – 03-6-2026

    us to do so. We do not require minimum income, minimum asset levels or other similar preconditions. We
    may waive or reduce firm advisory fees based on unique individual circumstances, special arrangements or
    preexisting relationships. The firm reserves the right to decline services to any prospective client for any
    nondiscriminatory reason.