Savvi Financial LLC

Item 5: Fees and Compensation
SWP’s standard fee schedules are disclosed below. SWP reserves the right to negotiate fees that vary from
the standard fee schedules. The standard fee schedules below may be modified from time to time. Fee
modification on any existing account requires execution of an amendment to the Investment Management
Agreement, signed by both SWP and the Client(s). The agreement as amended, will explicitly state the new
fees, as well as the date upon which they will replace the old fees. SWP believes that its fees are reasonable
in light of its expertise and the types of services that we provide; however, we cannot assure that the same
services are not available from another advisor at a lower cost.

Except as described in Item 10 below with regard to insurance sales, neither SWP nor any Advisor receives
any compensation (e.g. commissions, fees) from the sale of securities or other products or services which
we might recommend in a financial plan.

Financial Life Planning Fee
The fee for financial life planning run from as low as $1,500 up to $5,000 or greater, depending on the
complexity of the Client’s financial situation. Clients pay a first payment of $500 and will be billed the
remainder upon delivery of the plan. After the initial plan is created, client can choose to have an on-going
planning relationship with quarterly meetings with their Advisor. Clients will pay a fixed quarterly fee in
arrears. Typically, the quarterly fee will be $1250, though it may range from as low as $250 to $5,000 or
more, depending on the plan’s complexity.

Clients who also have an SWP-managed investment portfolio account may receive financial planning
services at no additional cost at certain asset levels. A minimum relationship size of $250,000 is needed to
be eligible.

Managed Investment Portfolio Fee
The fees charged for investment portfolio management services is computed as a percentage of the value
of the assets under management. For purposes of valuing portfolio securities held in Client accounts, SWP
primarily relies on prices provided by the custodian of the Client’s account. SWP may, on occasion, consult
third-party pricing services. SWP may be required to “fair value price” a security when a market price for that
security is not readily available or when it has reason to believe that the market price is unreliable. When
“fair value pricing” a security, SWP will use various sources of information at its disposal to determine the
price that the security would obtain in the marketplace if, in fact, a market for the security existed. For any

SAVVI Financial LLC                       Form ADV Part2A Brochure                      CRD: 169196
fair valued securities, SWP maintains policies and procedures relating to the pricing process in an effort to
mitigate any conflicts of interest with respect to valuation

The managed investment portfolio fee is generally billed quarterly in arrears and is based upon the value of
the account as of the date immediately preceding the billing period. The fee rates are disclosed in the table
below. The fee is prorated for capital inflows and outflows during the billing period.

Generally, SWP receives Client authorization to deduct fees directly from the Client’s custodial account.
Clients may request that SWP bill them directly instead. All accounts for members of the Client's family
(husband, wife and dependent children) or related businesses will be assessed fees based on the total
balance of all accounts.

Generally, the minimum relationship size is $100,000. If smaller accounts are accepted, they will be charged
a negotiated flat fee, but in no event in excess of 2.00% of AUM.

Under no circumstances will SWP earn fees in excess of $500 more than six months in advance of services
rendered.

   Amount                                                  Fee

   Up to $250,000                                           1.25%
   Over $250,000 to $1Million                               1.00%
   Over $1Million to $3Million                              0.85%
   Over $3Million to $10Million                             0.75%
   Above $10million                                         Negotiable

The Advisor reserves the right, in its sole discretion, agree to negotiate different fees with individual Clients.

SWP may act as a sub-advisor or co-advisor for third-party investment advisors (“Unaffiliated Advisors”).
While the combined investment advisory fees of SWP and the Unaffiliated Advisor may exceed the rates
disclosed in the schedule above, SWP’s share of the investment advisory fee will not exceed the maximum
fee indicated in the schedule.

Other Expenses Paid by Clients

In addition to SWP’s investment advisory fees, Clients are responsible for paying the expenses described
below.

ETF, Mutual Fund, Other Pooled Investment Vehicles Fees and Expenses
The Advisor often invests Client assets in ETFs, mutual funds, and possibly other pooled investment vehicles
(collectively, “Funds”). Such Funds typically incur expenses that are paid out of the Funds’ assets (and
thereby affect the investment return), such as investment advisory fees paid to the Fund’s adviser, brokerage
expenses, service fees, and in the case of mutual funds, may also include sales loads, redemption fees and
distribution expenses. These expenses are in addition to the fee paid by the Client to SWP. These fees are
disclosed in the Fund’s prospectus, offering memorandum, or in shareholder reports.

SAVVI Financial LLC                        Form ADV Part2A Brochure                      CRD: 169196

Brokerage and Custodial Fees
The Client will also be responsible for all transaction, brokerage, and custodial fees incurred as part of overall
account management.

Other transaction fees payable by Clients may include sales charges, odd-lot differentials, transfer taxes,
wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
...

Item 7: Types of Clients
As noted in Item 4, SWP provides investment management services to individuals (including high net worth
individuals), trusts, corporations and other business entities and to institutional Clients, such as employee
benefits plans, endowment funds, foundations and religious organizations.