Fortress Financial Group LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
agreements with the Advisor based on the services selected.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly, advance of each calendar quarter, pursuant to the terms of the
management agreement. Fees are based on the market value of assets under management at the end of the prior
calendar quarter. Wealth management fees range from 0.45% to 1.25% annually based on the following incremental
fee schedule.

                   Assets Under Management ($)                  Annual Rate (%)
                   First $250,000                                   1.25%
                   $250,001 to $500,000                             1.10%
                   $500,0001 to $2,000,000                          1.00%
                   $2,000,001 to $5,000,000                         0.90%
                   $5,000,001 to $10,000,000                        0.80%
                   $10,000,001 to $25,000,000                       0.65%
                   Over $25,000,000                                 0.45%

                                                  Fortress Financial Group, LLC
                                       1610 14th Street NW, Suite 300, Rochester, MN 55901
                                          Phone: (507) 529-1400 | Fax: (507) 353-0078
                                                        https://fortressfg.net

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. Certain Clients may have a fixed
rate schedule. The Client’s fees will take into consideration the aggregate assets under management with the Advisor.
All securities held in accounts managed by Fortress Financial will be independently valued by the Custodian. Fortress
Financial will conduct periodic reviews of the Custodian’s valuations to ensure accurate billing.

Financial Planning Services
Fortress Financial offers financial planning services as project-based engagements and ongoing financial planning
services. Project-based financial planning engagements are offered at a fixed engagement fee ranging from $1,500 to
$20,000 per engagement. Ongoing financial planning engagements are billed a fixed engagement fee of $1,500 to
$20,000 annually. Fees may be negotiable based on the nature and complexity of the services to be provided and the
overall relationship with the Advisor. An estimate for total costs will be determined prior to engaging for these services.

Retire and Thrive Book
The Advisor may charge up to $26 for the Retire and Thrive book, depending on the format selected.

B. Fee Billing
Wealth Management Services
Fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. The
Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s
account[s] at the beginning of the respective quarter. The amount due is calculated by applying the quarterly rate
(annual rate divided by 4) to the total assets under management with Fortress Financial at the end of the prior
calendar quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction
of the wealth management fee. Clients are urged to also review the statement provided by Custodian, as the
Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be
deducted by Fortress Financial to be paid directly from their account[s] held by the Custodian as part of the
management agreement and separate account forms provided by the Custodian.

Financial Planning Services
Project-based financial planning fees may be invoiced up to fifty percent (50%) of the expected total fee upon
execution of the financial planning agreement. The balance shall be invoiced upon completion of the agreed upon
deliverable[s]. Ongoing financial planning engagements are billed with an advance fee for the completion of the
financial plan and then an ongoing financial planning fee, which may be billed quarterly, semi-annually or annually.
The Advisor will not collect an advance for services that will not be completed in less than six (6) months. In such
instances where services will exceed this timeframe, the Advisor will bill as the project progresses.

Retire and Thrive Book
Fees for the book are charged at the time the book is delivered.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf
of the Client’s account[s]. Fortress Financial includes securities transactions costs as part of its overall investment
advisory fee through the Fortress Financial Wrap Fee Program. Securities transaction fees for Client-directed
trades may be charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program
Brochure.

In addition, all fees paid to Fortress Financial for wealth management services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a
possible distribution fee. A Client may be able to invest in these products directly, without the services of Fortress
Financial, but would not receive the services provided by Fortress Financial which are designed, among other
...

Item 7 – Types of Clients

Fortress Financial offers wealth management services to individuals, high net worth individuals, trusts, estates, and
small businesses. Fortress Financial generally does not impose a minimum relationship size.