Foster Point Capital LLC

ITEM 5: Fees & Compensation

Advisory Services Fees & Compensation
TCH’s discretionary advisory clients agree to pay an asset-based advisory fee calculated according to the schedules indicated
herein.

Fee Negotiation Availability
Advisory fees are negotiable up to the maximum annual rates listed herein, subject to certain limitations and approval by TCH.
The Adviser, in its sole discretion, can charge lesser fees or choose to reduce or waive minimum fees for services based upon
specific criteria such as pre-existing client relationships, the number of related investment accounts, inception date, total account
assets under management, expected additional assets, anticipated future earning capacity, account composition, and client
negotiations, among others.

At TCH’s discretion, certain employee accounts or for members of a client's family or otherwise can be assessed fees based on
the total balance of all accounts.

While TCH seeks to facilitate advantageous agreements for clients, to the extent fees are negotiable, some clients can pay
higher (more) or lower (less) fees than other clients for services than if they had contracted directly with another provider.
According to the selected advisory services, the final fee structures will be reflected in each client's written IAA. Lower fees for
comparable services can sometimes be available from other sources. In all cases, clients are responsible for any tax liabilities
that result from any transactions.

    Regardless of fee negotiation availability, under no circumstances will a client be required to pre-pay a TCH advisory
                                 fee more than six months in advance, in excess of $1,200.

Schedule of Fees
TCH’s Portfolio Management Services fees are generally assessed using a tiered annual fee calculation. The schedule of
fees below identifies rates for various account value ranges based on the account size (i.e., the “assets under management”):
                                                        Schedule of Fees
                            Total Assets Under Management                          Annual Fees
                                    $0 - $2,500,000                                  1.00%
                               $2,500,001 - $10,000,000                              0.75%
                                     $10,000,001 +                                   0.50%
Fee Calculation
Except as otherwise described in this section, advisory fees are calculated on the average daily balance of your account and
billed monthly in arrears, based on the net asset value of each account during the billing period, including assets invested in
cash and cash equivalents, accrued interest, and dividends, but excluding the amount of outstanding margin balances.

If an IAA is executed at any time other than the first day of a calendar month, our fees will not be pro-rated, which means that
the advisory fee is payable based on the account value at the end of the billing period for which you are a client.

Assets under management include all U.S. securities, non-U.S. securities, cash and other instruments in a client's account
advised by TCH. TCH considers cash to be an asset class. Depending on market conditions, investment advisory strategies
often involve moving to cash positions for varying periods. As a result, cash balances are included in the value of the assets
under our management that are the basis for charging our advisory fee unless otherwise noted in the IAA (i.e., outstanding
margin balances). The advisory fee billed to the cash portion of client accounts will exceed money market yields when rates for
such money market funds are lower than the advisory fees charged to the account. To calculate an account's net asset balance,
we deduct the amount of any outstanding margin balances from the account's total gross asset balance but do not deduct the
amount of any outstanding non-purpose loan balances. Securities without a readily available market price are valued at fair
value, as determined in good faith by the Custodian. With respect to client account assets in alternative investments,
alternative investment managers and underlying vehicles are responsible for providing the Custodian with an asset's valuation
in accordance with applicable laws.

Fee Billing
TCH's policy is to deduct its advisory fee directly from client accounts through the Custodian holding your funds and securities
as authorized in the IAA or to retrieve payment via credit card after delivering an invoice. No other method of fee payment is
accepted. Fees for financial plans will be billed to the Client and paid directly to Foster Point Capital via check, credit card or
ACH. Advisory fee deduction will occur only when the following requirements are met:
    1. Clients must authorize TCH in writing to directly deduct advisory fees due from their Custodial account and provide
       the Custodian with authorization to deduct such fees and instructions to remit them directly to TCH,
    2. The account Custodian agrees to send the client a statement, at least quarterly, indicating all amounts disbursed
       from their account, including the amount of the advisory fee paid directly to TCH.

TCH’s account advisory fee will be payable first from free credit balances, money market funds, or cash equivalents, if any, and

second from liquidating a portion of the client’s securities holdings. Please note that ongoing fees reduce the value of an
investment portfolio over time. When our advisory fee is debited from the portfolio's assets, clients have less money invested to
generate a return. Clients are encouraged to discuss the impact of fees with their Financial Advisor.

When authorized by the client to debit advisory fees from client accounts, TCH is deemed to have custody of client assets to
the extent the adviser is permitted to instruct Custodians to deduct the fees. We urge clients to compare their Custodial account
...

Types of Clients
TCH generally provides advisory services to individuals, high-net-worth individuals, businesses, trusts, estates, other investment advisers,
charitable organizations, and family offices.

Minimum Investment
We generally require a minimum account size of $100,000 to open and maintain an account with us, which may be waived by
TCH in its sole discretion.