Revalue LLC

Fees and Compensation

Access to Revalue’s digital educational library is provided automatically and is not
contingent upon any financial contribution. Voluntary contributions are not advisory
fees, do not affect the scope of investment advisory services rendered, and are processed
through Revalue’s community platform. All content is offered under a pay-what-you-
value model.

Subscription Fees

Subscriptions are billed monthly through the Mighty Networks platform, which hosts
The Collaborative, and may be cancelled at any time or prepaid annually. The available
subscriptions are:

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   •   RightCapital financial planning software access: $200/month
   •   Data Room access (includes both public and community investment rooms):
       $200/month
   •   Both: $350/month

Financial Consulting Fees

All Financial Consulting fees are disclosed in advance of each engagement. Every
Financial Consulting client begins with a Roadmapping Session ($175), where the
advisor assesses the client’s situation and confirms which service option is the right fit.
Following the Roadmapping Session, clients may engage one of the following options:

   •   Option 1 — Advisor as Curator: à la carte pricing
           o Investment Policy Statement: $300
           o YourStake Portfolio Impact Report: $150
           o One-hour advisor consultation: $175
   •   Option 2 — Advisor at Your Table: $2,000 (one-time)
   •   Option 3 — Advisor as Your Strategist: $7,000–$10,000 (one-time); the specific
       fee is determined during the Roadmapping Session based on the complexity of
       the client’s situation.

Clients are under no obligation to engage further after the Roadmapping Session. At the
conclusion of a Financial Consulting engagement, clients may convert to Subscription or
Investment Management services. Fees are set up for automatic payment through the
client’s credit/debit card, unless otherwise requested.

Investment Management Fees

For accounts where Revalue has discretionary or non-discretionary authority, fees are
calculated based on assets under management. The fee schedule for both discretionary
and non-discretionary investment management services is as follows:

   •   Amounts up to $5 million: 1.25% annually
   •   Amounts of $5–10 million: 1.0% annually
   •   Assets above $10 million: Negotiated

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For example, if a client’s total household account values are $6,000,000, their annual
investment management fee will be 1.25% on the first $5 million and 1.0% on the
remaining $1 million — totaling $72,500 annually. If a client’s total household account
values exceed $10,000,000, the annual fee will be negotiated between the client and a
Revalue advisor.

Revalue does not offer more traditional breakpoints as household values increase. This
is intentional: it gives higher-net-worth households the opportunity to directly support
access to services for ALICE households (asset limited, income constrained, and
employed) through the fee schedule. Approximately 40% of Revalue’s clients are ALICE
households — a population that the broader industry has historically underserved. This
is one way Revalue’s fee structure is designed to help close the wealth gap. Clients are
not required to have Revalue manage all household assets and may find lower fees
through other providers.

How assets are valued for fee purposes

Revalue’s asset-based fee is intentionally designed to make comprehensive financial
planning and investment management economically accessible to lower-income and
lower-net-worth households — a population that has historically been underserved by the
financial services industry.

Under traditional fee models, comprehensive financial planning is typically billed at
hourly rates ranging from $200 to $500 or more per hour, with annual planning
engagements often totaling $3,000 to $10,000 or more depending on complexity and
scope. These costs can be prohibitive for households with modest assets. Under Revalue’s
asset-based model, a client with $50,000 in assets pays an annual advisory fee of $625
(1.25% × $50,000), which provides access to the full scope of Revalue’s Investment
Management services — including investment management, comprehensive financial
planning, educational resources, community investment guidance, and ongoing advisor
availability. A client with $250,000 in assets pays an annual fee of $3,125 for that same
full scope of services. All Investment Management clients currently receive the same

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comprehensive service package regardless of portfolio size, though Revalue reserves the
right to introduce service tiers in the future, which would be disclosed to clients in
advance and reflected in an updated Client Agreement and amended Form ADV.

This structure allows Revalue to serve clients across all wealth levels using the same fee
schedule, without creating pricing tiers that would effectively exclude smaller households
from comprehensive advisory services. It reflects Revalue’s mission to help close the
wealth gap by ensuring that access to professional, values-aligned financial guidance is
not limited to those who can already afford it.

Clients should be aware, however, that an asset-based fee structure has limitations and
may not be the lowest-cost option in all circumstances. For clients with larger portfolios,
the annual dollar amount of the fee will be higher in absolute terms than it would be under
some hourly or flat-fee arrangements. Additionally, because Revalue’s fee increases as
assets under management grow, we have a financial incentive to encourage clients to
consolidate assets with us. As a fiduciary, we are obligated to act in each client’s best
...

Types of Clients

Revalue provides investment management services to individuals, high net worth indivi-
duals, family limited partnerships, corporations, trusts, estates, charitable institutions,
foundations, and endowments.

Our firm does not require a minimum account balance for our investment management
services. We reserve the right to decline services to a prospective client for any non‐
discriminatory reason.

Methods of Analysis, Investment Strategies, and Risk of
Loss

Use of Technology and Artificial Intelligence

Revalue utilizes generative artificial intelligence tools to assist with data synthesis,
research summarization, document drafting, and operational efficiency. Prior to
implementing any AI technology, Revalue conducts a due diligence review to assess the
tool's security standards, data privacy protocols, and accuracy, and to evaluate whether
its use is consistent with the firm's fiduciary obligations to clients.

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AI tools are used solely as a support mechanism for Revalue's investment professionals
and are not used as the exclusive or primary basis for any investment decision or client
recommendation. All AI-generated outputs are subject to mandatory review,
verification, and validation by a qualified human professional before being acted upon
or communicated to clients.

Revalue may also utilize AI-assisted transcription or note-taking tools during client
meetings and internal discussions to support accurate recordkeeping. Any such tool
used for this purpose operates within a secure environment that encrypts data in transit
and at rest, does not share client information with public AI models, and does not use
client data to train external AI systems. Revalue's use of these tools is governed by
vendor agreements and privacy policies that include explicit protections for client data.

To protect client privacy, Revalue strictly prohibits the input of personally identifiable
information or confidential client data into public or non-secure AI platforms. This
prohibition applies to all firm personnel and is addressed in Revalue's AI use policies,
which are maintained as part of the firm's compliance program.

Revalue respects client preferences regarding AI-assisted tools. Any client who prefers
that AI note-taking or transcription tools not be used during their meetings may request
this accommodation at any time, and Revalue will honor that request.

As with all technology used in the firm's operations, Revalue's AI practices are subject to
ongoing review and may evolve as the regulatory landscape and available tools develop.
Any material changes to how AI tools are used in a manner that affects clients will be
reflected in an updated Form ADV.