Fountainhead Financial LLC

Item 5           Fees and Compensation

    A.
                                    INVESTMENT ADVISORY SERVICES

The Registrant can be compensated for its services in four ways, based upon the type of engagement:

         Securities Advisory/Supervisory Services: This is the primary manner in which the Registrant is
          engaged. This annual fee is based upon a percentage of the assets under the Registrant’s
          management (between 0.30% and 1.00%), as follows:

        Percentage                    Dollar Value of Assets under Management
          1.0%                             of the first $ 500,000*
          0.8%                             of the next $ 500,000
          0.6%                             of the next $ 4,000,000
          0.4%                             of the next $ 15,000,000
          0.3%                             Over         $ 20,000,000

               *subject to a minimum annual fee of $5,000.

    The fee will be pro-rated, and paid quarterly, in arrears, based upon the market value of the assets on
    the last day of the previous quarter. Unless the client gives the Registrant authority to debit the account
    for its advisory fee, the Registrant’s fee shall be due and payable upon receipt of the Registrant’s
    quarterly invoice. The terms and conditions of the engagement shall generally be set forth in an
    Investment Advisory Agreement to be executed by both the Registrant and the client. The Registrant’s
    investment advisory fee is negotiable at Registrant’s discretion, depending upon objective and
    subjective factors including but not limited to: the amount of assets to be managed; portfolio
    composition; the scope and complexity of the engagement; the anticipated number of meetings and
    servicing needs; related accounts; future earning capacity; anticipated future additional assets; the
    professional(s) rendering the service(s); prior relationships with the Registrant and/or its
    representatives, competition, and negotiations with the client. As a result of these factors, similarly
    situated clients could pay different fees, and the services to be provided by the Registrant to any
    particular client could be available from other advisers at lower fees, and certain clients may have fees
    different than those specifically set forth above. Please Also Note: If you maintain less than $500,000
    of assets under Fountainhead Financial, LLC’s management, and are subject to the $1,250 per quarter

minimum fee, you will pay a higher percentage Annual Fee than the 1.00% referenced in the above fee
schedule.

   Non-Supervisory/Financial Planning Consulting Services: This engagement is consulting only.
    The fee does not include the implementation of any advice. If desired, the client can implement the
    investment/financial planning consulting advice on his/her own or under the Registrant’s
    Supervisory Services engagement discussed directly above (the client is under absolutely no
    obligation to implement any of the Registrant’s advice, neither on his/her own, nor through the
    Registrant Supervisory Services, or the engagement of Mr. Vetrano for insurance services as
    discussed above at Item 4 and below at Item 10). The terms and conditions of the engagement,
    including the fully disclosed amount of the fee and payment thereof (generally 50%, in advance,
    for a formal written financial plan) shall be set forth in either a Financial Planning Agreement or
    an Investment Consulting Agreement to be executed by both the Registrant and the client. The
    amount of the fee shall vary depending upon the nature and scope of the services to be provided,
    and the professional providing the services.

   Hourly Financial Consultation: This engagement is hourly limited consulting only. The hourly
    fee does not include the implementation of any advice. If desired, the client can implement the
    investment/financial planning consulting advice on his/her own or under the Registrant’s
    Supervisory Services engagement discussed directly above (the client is under absolutely no
    obligation to implement any of the Registrant’s advice, neither on his/her own, nor through the
    Registrant Supervisory Services, or the engagement of Mr. Vetrano for insurance services as
    discussed above at Item 4 and below at Item 10). The terms and conditions of the engagement,
    including the fully disclosed amount of the fee, shall be set forth in either a Financial Planning
    Agreement or an Investment Consulting Agreement to be executed by both the Registrant and the
    client. The amount of the hourly fee shall vary depending upon the individual providing the
    services, currently, as follows.

            Dominick J. Vetrano, CFP, CLU CFC, CFA, RHU- $750 per hour.
            Kevin E. Wozniak, CFP -                      $550 per hour.
            Shelley Frank-                               $100 per hour.

    The hourly fee will generally be paid upon completion of the service.

   Participant Directed Retirement Plan Services. As indicated above, The Registrant also
    offers non-discretionary retirement plan consulting services, on a fee basis, to participant
    directed retirement plans. Generally, the Registrant’s plan advisory fees shall be based on
    a percentage of plan assets, payable on a quarterly basis, in arrears, similar to the above
    Supervisory Services schedule, but could also be provided on a mutually agreeable fixed
    fee or on an hourly rate basis. The factors that may determine the fees will include, but are
    not limited to, the amount of the assets placed under the Registrant’s advisement, the level
    and scope of the overall investment advisory services to be rendered, and the complexity
    of the engagement. The services to be provided by the Registrant to any plan client could
...

Item 7           Types of Clients

   The Registrant’s clients shall generally include individuals, business entities, and retirement plans. The
   Registrant’s investment advisory fee is negotiable at Registrant’s discretion, depending upon objective
   and subjective factors including but not limited to: the amount of assets to be managed; portfolio
   composition; the scope and complexity of the engagement; the anticipated number of meetings and
   servicing needs; related accounts; future earning capacity; anticipated future additional assets; the
   professional(s) rendering the service(s); prior relationships with the Registrant and/or its
   representatives, competition, and negotiations with the client. Please Note: As result of the above,
   similarly situated clients could pay different fees. In addition, similar advisory services may be
   available from other investment advisers for similar or lower fees. As a result of these factors, similarly
   situated clients could pay different fees, the services to be provided by the Registrant to any particular
   client could be available from other advisers at lower fees, and certain clients may have fees different
   than those specifically set forth above. Please Also Note: If you maintain less than $500,000 of assets
   under Fountainhead Financial, LLC’s management, and are subject to the $1,250 per quarter minimum
   fee, you will pay a higher percentage Annual Fee than the 1.00% referenced in the above fee schedule.
   ANY QUESTIONS: The Registrant’s Chief Compliance Officer, Dominick Vetrano, remains
   available to address any questions that a client or prospective client may have regarding advisory fees.