The Planning Project LLC

Item 5: Fees and Compensation

Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the client within five (5)
business days of signing the contract without incurring any advisory fees or penalties. How we are paid depends on
the type of advisory service we are performing. Please review the fee and compensation information below.

Investment Management Services

Investment Management

Our Investment Management fee includes a flat fee per household of $2,000 annually, to be paid monthly in
arrears. This fee is in addition to any Comprehensive Financial Planning fee which is listed separately. We do not

offer Stand Alone Investment Management without Comprehensive Financial Planning.

The fee may be negotiable in certain cases. No increase in the annual fee shall be effective without agreement from
the client by signing a new agreement or amendment to their current advisory agreement.

Accounts initiated or terminated during a calendar quarter will be charged a pro-rated fee based on the amount of
time remaining in the billing period. An account may be terminated with written notice at least 30 calendar days in
advance. Since fees are paid in arrears, no rebate will be needed upon termination of the account. Fees for this
service may be paid by electronic funds transfer, check, credit card, or debited by the custodian and the custodian
will remit the advisory fee to the adviser.

If Client is participating in both Comprehensive Financial Planning and Investment Management, a separate
Financial Planning Agreement will be signed for Comprehensive Financial Planning.

Based on our fixed fee schedule, clients with smaller account balances may pay a fee that is greater than 2.0% of
the assets managed, but clients must authorize these payments and we will never directly deduct a fee greater than
2.0% of the assets directly managed by us. Our fees are based on net worth due to our comprehensive approach that
includes ongoing advice encompassing clients' holistic assets, rather than being limited to the assets under our
management While our firm always endeavors to offer clients specialized services at reasonable costs, the fees
charged by other investment advisors for comparable services may be lower than the fees charged by our firm.

Comprehensive Financial Planning (Investment Management not included)

                       Net Worth                    Annual Fee

                       $0 - $1,000,000              $6,000

                       $1,000,001-$2,000,000        $9,000

                       $2,000,001-$3,000,000        $12,000

                       $3,000,001-$4,000,000        $15,000

                       $4,000,001-$5,000,000        $18,000

                       Over $5,000,000              $21,000 + $3,000 per additional million

Comprehensive Financial Planning consists of an ongoing fee that is paid monthly or quarterly, in arrears, in
accordance with the above fee schedule. The fee may be negotiable in certain cases. For the sake of calculating the
fee, net worth is defined as total net worth minus the equity in a client’s primary home. Fees for this service may
be paid by electronic funds transfer, check, credit card, or debited by the custodian and the custodian will remit the
advisory fee to the adviser. This service may be terminated with 30 days’ notice. Upon termination of any
agreement, the client will be billed for any earned but unpaid fees up to the date of termination.

Financial Planning Hourly Fee (Investment Management not included)

Hourly Financial Planning fee is offered at a rate of $500 per hour. The fee may be negotiable in certain cases and
is due at the completion of the engagement. In the event of early termination by the client, any fees for the hours
already worked will be due. Fees for this service may be paid by electronic funds transfer, check, or credit card.

Other Types of Fees and Expenses

Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which may
be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, and other third parties
such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund
fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual funds and exchange traded
funds also charge internal management fees, which are disclosed in a fund's prospectus. Such charges, fees, and
commissions are exclusive of and in addition to our fee, and we shall not receive any portion of these commissions,
fees, and costs.

Item 12 further describes the factors that we consider in selecting or recommending broker-dealers for client’s
transactions and determining the reasonableness of their compensation (e.g., commissions).

We do not accept compensation for the sale of securities or other investment products including asset-based sales
charges or service fees from the sale of mutual funds.

Item 7: Types of Clients

We provide financial planning and portfolio management services to individuals, high net-worth individuals, and
corporations or other businesses.

Neither Investment Advisory Services are subject to a minimum asset under management requirement.