FSA Investment Group LLC

Item 5: Fees and Compensation
FSA Fee and Compensation Structure
FSA’s annual fee is prorated and charged quarterly, in advance, based upon the market value of
the assets, including accrued interest, on the close of the prior billing period. Quarters are based
on a calendar year as shown below:

Quarter One ......................January 1st – March 31st
Quarter Two ............................ April 1st – June 30th
Quarter Three.................. July 1st – September 30th
Quarter Four ............... October 1st – December 31st

For the initial period of an engagement, fees are calculated on a pro rata basis and billed in arrears
during the following quarter’s billing. The initial fee is billed in arrears and the quarterly fee is
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billed in advance, based upon the market value of the assets on the close of the prior billing
period. If assets are deposited into or withdrawn from an account after the inception of a
quarter (i.e. new money, initial deposit, etc.) the fee payable with respect to such assets will be
prorated based on the number of days remaining in the billing period and billed and/or
refunded in arrears.

If the advisory agreement is terminated, fees are prorated through the date of termination and
any remaining balance is billed or refunded to the client, as appropriate. The advisory agreement
between FSA and the client will continue in effect until terminated by either party pursuant to
the terms of the agreement.

Clients may make additions to and withdrawals from their account at any time subject to FSA’s
right to terminate an account. Additions may be in cash or securities provided that FSA reserves
the right to liquidate any transferred securities or decline to accept particular securities into a
client’s account. Clients may withdraw account assets on notice to FSA, subject to the usual and
customary securities settlement procedures. The Firmconsults with its clients about the
options and ramifications of transferring securities; however, clients are advised that when
transferred securities are liquidated, they are subject to transaction fees, fees assessed at the
mutual fund level (i.e., contingent deferred sales charge) and/or tax ramifications.
Fees for Tribal/Institutional Clients – FSA generally charges Tribal/Institutional clients an
annual fee based upon a percentage of assets under management which varies between 10 and
100 basis points (0.10% and 1.00%) depending on the size of the portfolio and scope of services to
be rendered. FSA charges Tribal/Institutional clients an annual fee based upon a percentage of
assets under management, in accordance with the following fee schedule:

                    Account Value                    Incremental Fee
                    Up to $2,000,000                 1.00%
                    $2,000,000 - $5,000,000          0.75%
                    $5,000,000 - $10,000,000         0.50%
                    $10,000,000 - $25,000,000        0.35%
                    Above $25,000,000                0.30%

In certain situations, the Firm may also negotiate to charge an alternative fixed fee in lieu of an
asset-based fee. The specific billing practices under such an arrangement are individually
negotiated and agreed upon in advance.

Fee(s) for Individual Clients – FSA generally charges individual clients an annual fee based
upon a percentage of assets under management, in accordance with the following fee schedule:

                    Account Value                    Incremental Fee
                    Up to $2,000,000                 1.00%
                    $2,000,000 - $5,000,000          0.75%
                    $5,000,000 - $10,000,000         0.50%
                    $10,000,000 - $25,000,000        0.35%
                    Above $25,000,000                0.30%
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In certain situations, the Firm may also negotiate to charge an alternative fixed fee in lieu of an
asset-based fee. The specific billing practices under such an arrangement are individually
negotiated and agreed upon in advance.

FSA may, in its sole discretion, negotiate to discount or waive certain fees based upon certain
criteria (e.g., investment only accounts, anticipated future earnings, anticipated future additional
assets, dollar amount of assets to be managed, related accounts, account composition, pre-
existing client relationship, account retention, etc.).

Clients are advised that where the Firm is holding cash or cash equivalents for an extended period
of time, FSA bills on these assets unless otherwise agreed upon with the client. In this regard,
FSA’s fee may be higher than charges by other advisers that provide the same or similar
services.

Fee Debit
Once a discretionary wealth management agreement is authorized by the client, FSA is
authorized to directly debit the client’s account for payment of its advisory fee. FSA’s annual fee
is prorated and charged quarterly, in advance, based upon the market value of the assets,
including accrued interest, on the close of the prior billing period. Financial Institutions
recommended by the Firm have agreed to send a statement to the client, at least quarterly,
indicating all amounts disbursed from the account including the amount of management fees paid
directly to FSA.

Fees are pulled directly from associated accounts as close to the fifteenth of the month following
the preceding quarter. If the fifteenth falls on a Saturday, the fees will generally be pulled on the
preceding Friday. If the fifteenth falls on a Sunday, the fees will generally be pulled on the
following Monday. This timeframe is subject to change.

Additional Account Fees and Expenses
FSA does not receive any additional investment related fees other than what is explicitly stated
...

Item 7: Types of Clients
FSA provides services to Federally Recognized Indian Tribes, individuals, and institutions, as well
as trusts, estates, charitable organizations, corporations and other business entities. FSA does not
have requirements for opening or maintaining accounts, such as minimum account size;
however, FSA may, in its sole discretion, select clients to which it provides services.