EGI Financial Inc

Item 5: Fees and Compensation
EGI Financial, Inc. is a “fee-only” investment advisory business; meaning fees are charged for
investment advice. EGI does not charge commissions or receive compensation other than fully
disclosed fees. Fees are based on assets under management. Fees are assessed quarterly,
billed in advance and based on assets under management at the beginning of the quarter. The
specific fee billed to a client is established in a written contract agreement signed by each client.

Standard annual rates for EGI money management services are:
                     Assets Under
                     Management              Annual Fee
                     First $500,000          1.25%
                     $500,001 - $1,500,000   1.10%
                     $1,500,001- $3,00,000   0.95%
                     Above $3,000,001        0.80%

Money Management fees are negotiable dependent upon investment strategy and
requirements, potential future asset additions and other relationship issues. The minimum
annual fee is $600.00 or $150 per quarter. Minimum account size is $250,000. Smaller accounts
may be accepted as part of qualifying client relationship or at the discretion of EGI Financial.
The client or EGI Financial may terminate service at any time and fees will be refunded on a

                                                                          EGI FINANCIAL, INC.

                                                              Form ADV, February 6 2026

pro-rata basis. Clients have the choice of having their advisory fee deducted from their
investment account or paying them directly.

Standard annual rates for Retirement Plan Services:
                    Assets Under
                    Management                 Annual Fee
                    First $500,000             $5,000
                    Above $500,000             0.65%

Retirement Plan Advisory fees are negotiable dependent upon investment strategy and
requirements, potential future asset additions and other relationship issues. The minimum
annual fee for 401 (k) retirement plans is $5000 or $1250 per quarter. Minimum plan size is
$500,000. Smaller accounts may be accepted as part of qualifying client relationship or at the
discretion of EGI Financial. “Excluded assets” (see Item 8, below) are not included in the fee
computation. The client or EGI Financial may terminate service at any time and fees will be
refunded on a pro-rata basis. Clients have the choice of having their advisory fee deducted from
their plan assets or paying them directly. Client authorizes the Plan record keeper (or other
custodian of Plan assets) to remit the fees directly to the advisor from plan assets; or if desired,
client may pay the fees directly according to service agreement.

Standard annual rates for PIM advisory services through Wells Fargo Clearing LLC are:
                     Assets Under
                     Management                   Annual Fee
                     First $250,000               3.00%
                     Next $750,000                2.50%
                     Over $1,000,000              2.00%

PIM fees are negotiable dependent upon investment strategy and requirements, potential future
asset additions and other relationship issues. The minimum annual fee is $750.00 or $187.50
per quarter. PIM advisory fees cover the cost of custody services through Wells Fargo Clearing,
LLC (WFC), transaction fees, reporting and other administrative activities in addition to
investment advisory services. A portion of the PIM advisory fee is retained by FC to cover their
expenses and the remainder is paid to AHS, EGI’s affiliated broker/dealer. Minimum relationship
size to establish a PIM relationship is $250,000 and the minimum individual account within the
relationship is $50,000. Exceptions to minimums may be accepted under extenuating
circumstances. The client may terminate service at any time and fees will be refunded on a pro-
rata basis. PIM advisory fees are calculated by FC and deducted from the investment account.
PIM clients do not incur brokerage, transaction or custodial fees other than the PIM advisory fee
as shown above. PIM Accounts may hold mutual funds that include additional fees imbedded in
the mutual fund structure and neither EGI nor AHS receives any fees, trailers or other
compensation for investments held, transactions or other activity in PIM accounts.

EGI Financial Inc.’s primary business is to provide investment advice through Money
Management and Retirement Plan Services. On an occasional basis, EGI Financial, Inc. may
provide additional services for clients such as Financial Planning, Portfolio Review (of outside
assets), Insurance Review, Budgeting, etc. Such services may be billed at an hourly rate, not to
exceed $250 per hour. EGI is also licensed as an insurance agency in the state of Ohio and

                                                                         EGI FINANCIAL, INC.

                                                              Form ADV, February 6 2026

sells insurance products on an occasional basis separate from the investment advisory
business. EGI does not specialize in, or focus on, either insurance or financial planning.

Item 7: Types of Clients
See Item 4, Advisory Business, for a description of types of Clients EGI Financial, Inc. serves.
See Item 5, Fees and Compensation for explanation of minimum account size accepted.