Gibson Wealth Advisors LLC

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing an Advisory
Contract, the Advisory Contract may be terminated by the Client within five (5) business days of signing the
Advisory Contract without penalty.

How we are paid depends on the type of advisory services we perform. Below is a brief description of our
fees, however, you should review your executed Advisory Contract for more detailed information regarding
the exact fees you will be paying. Please note, lower fees for comparable services may be available from
other sources.

Wealth Management Services

The fee is based on a percentage of assets under management and is negotiable. The annualized fees for
investment management services are based on the following fee schedule:

                    Assets Under Management                    Annual Advisory Fee
                           $0 - $1,000,000                             1.50%
                       $1,000,001 - $3,000,000                         1.00%
                       $3,000,001 - $5,000,000                         0.75%
                           Over $5,000,000                             0.50%

The annual advisory fee is paid monthly in arrears based on the average daily balance of the Client’s
account(s). The advisory fee is a blended tier. For example, for assets under management of $2,000,000, a
Client would pay 1.50% on the first $1,000,000 and 1.00% on the remaining balance. Unless referred to our
firm by a current client, Advisor generally requires that clients have a minimum account balance of $500,000
to participate in this service. The annual minimum fee is $7,500. These minimums can be waived or reduced
at Advisor’s discretion.

At our discretion, we may negotiate fees based upon individual account criteria such as personal
relationships, anticipated future assets, the client’s unique circumstances, and additional services
performed. In determining the advisory fee, we may allow accounts of members of the same household to
be aggregated. GWA relies on the valuation as provided by Client’s custodian in determining assets under
management. Our advisory fee is prorated for any partial billing periods occurring during the engagement,
including the initial and terminating billing periods.

Held-Away Account Services

The fee is based on a percentage of assets under management and is negotiable. The annualized fees are
based on the following fee schedule:

                                  1.25% of Assets under Management

For directly-managed held-away accounts, fees are billed quarterly in advance determined by the account
value at the end of the quarter. Unless referred to our firm by a current client, Advisor generally requires
that clients have a minimum account balance of $500,000 under our management to participate in this
service. The annual minimum fee is $7,500 to render investment management services. These minimums
can be waived or reduced at Advisor’s discretion.

At our discretion, we may negotiate fees based upon individual account criteria such as personal
relationships, anticipated future assets, the client’s unique circumstances, and additional services
performed. In determining the advisory fee, we may allow accounts of members of the same household to
be aggregated. GWA relies on the valuation as provided by Client’s custodian in determining assets under
management. Our advisory fee is prorated for any partial billing periods occurring during the engagement,
including the initial and terminating billing periods.

Financial Planning

GWA charges either a fixed or hourly fee for Financial Planning services. Fixed fee rates range between
$5,000 to $100,000. Our hourly rate is $350.

The fee range is dependent upon variables including the specific needs of the Client, complexity, estimated
time, research, and resources required to provide services to you, among other factors we deem relevant.
Fees are negotiable and the final agreed upon fee and timing in which we collect our fee will be outlined in
your Advisory Contract. GWA will not bill an amount above $1,200 more than 6 months or more in advance
of rendering the services.

Estate Planning and Tax Preparation

The fees associated with estate planning documentation and tax preparation services are separate and in
addition to the above advisory fees. GWA charges a flat fee ranging from $500 to $5,000, depending on the
complexity of the Client’s circumstances. This fee includes fees paid to our third party providers for their
services.

Clients are free to choose any third-party accounting firm or law firm and are not required to enact on any
recommendation by the Advisor.

Fees are negotiable and the final agreed upon fee and timing in which we collect our fee will be outlined in
your Advisory Contract. GWA will not bill an amount above $1,200 more than 6 months or more in advance
of rendering the services.

Retirement Plan Management

The fee is based on a percentage of assets under management and is negotiable. The annualized fees is
based on the following fee schedule:

                                Up to 1.00% of Assets under Management

The annual advisory fee is paid monthly in arrears based on the average daily balance of the Client’s
account(s).

This does not include fees to other parties, such as record keepers, custodians, or third-party
administrators. GWA relies on the valuation as provided by Client’s custodian in determining assets under
management. Our advisory fee is prorated for any partial billing periods occurring during the engagement,
including the initial and terminating billing periods.

Fee Payment

GWA deducts our advisory fee from one or more account(s) held at an unaffiliated third-party custodian, as
directed by the Client. Please refer to Item 15 of this Brochure regarding our policy on direct fee deduction.
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Item 7: Types of Clients
Our clients are typically people, at or nearing retirement that want to delegate most of their financial
matters and collaborate on the others. They are typically individual and high-net worth individuals.

Unless referred to our firm by a current client, Advisor generally requires that clients have a minimum
account balance of $500,000 to participate in our Wealth Management service. The annual minimum fee is
$7,500 for wealth management services. These minimums can be waived or reduced at Advisor’s discretion.