Gold Investment Management Ltd

Item 5: Fees and Compensation

A. Fee Schedule

Investment Supervisory Services Fees
Advisory fees are charged at an annual rate not exceeding 1.90% of assets under
management. These fees are negotiable depending upon the needs of the client and
complexity of the situation, and the final fee schedule is attached as Schedule A of the
Investment Advisory Contract. Fees are paid monthly in arrears, and clients may
terminate their contracts with thirty days’ written notice. Because fees are charged in
arrears, no refund policy is necessary. Clients may terminate their accounts without
penalty within 5 business days of signing the advisory contract.

Advisory fees are withdrawn directly from the client’s accounts with client written
authorization.

B. Payment of Fees

Payment of Investment Supervisory Fees

Advisory fees are withdrawn directly from the client’s accounts with client written
authorization. Fees are paid monthly in arrears.

C. Clients Are Responsible For Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Clients with assets held in
custody at Aviso Financial Inc. are generally assessed a custody fee of 0.12% that
is billed by GIM but remitted to the custodian. Clients with assets held at other
custodians will pay custody fees directly to the respective custodian. All third party
fees and expenses are separate and distinct from the advisory fees charged by GIM.
Please see Item 12 of this brochure regarding broker/custodian.

       D. Prepayment of Fees

       GIM collects its fees in arrears. It does not collect fees in advance.

       E. Outside Compensation For the Sale of Securities to Clients
       Neither GIM nor its supervised persons accept any compensation for the sale of securities
       or other investment products, including asset-based sales charges or services fees from
       the sale of mutual funds.

Item 7: Types of Clients
GIM generally provides management supervisory services to the following types of clients:
           ❖ Individuals
           ❖ High-Net-Worth Individuals
           ❖ Pension and Profit Sharing Plans
           ❖ Trusts, Estates, or Charitable Organizations
           ❖ Corporations or Business Entities
Minimum Account Size
There is an account minimum, $100,000, which may be waived by the investment advisor, based
on the needs of the client and the complexity of the situation.