V&V Management Group Corporation

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly, at the end of each calendar quarter, pursuant to the terms of the
wealth management agreement. Wealth management fees are based on the market value of assets under
management at the end of each calendar quarter. Wealth management fees are based on the following schedule:

                                  Assets Under Management                   Annual Rate
                                 Up to $1,000,000                             1.00%
                                 $1,000,001 - $2,000,000                      0.90%
                                 $2,000,001 - $3,000,000                      0.80%
                                 $3,000,001 - $4,000,000                      0.60%
                                 $4,000,001 - $10,000,000                     0.40%
                                 $10,000,001 and Over                         0.20%

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor All securities held in accounts managed by
Four Corners Financial will be independently valued by the Custodian. The Advisor will conduct periodic reviews of
the Custodian’s valuation to ensure accurate billing.

                                                  Four Corners Financial
                                             150 Broadhollow Road, Suite 215
                                                     Melville, NY 11747
                                        Phone: (631) 271-1170 * Fax: (631) 496-1166

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
Although, the Advisor typically includes financial planning as part of its overall wealth management engagement,
in certain instances, the Client may engage the Advisor for planning separately.

Four Corners Financial offers one-time financial planning services either on an hourly basis or for a fixed fee.
Financial planning fees are charged hourly up to $300 per hour or as a fixed fee engagement. Fixed fees are
based on the expected number of hours to complete the engagement at the negotiated hourly rate. Four Corners
Financial also offers ongoing financial planning services for an annual fee ranging from $2,500 to $10,000. Fees
may be negotiable based on the nature and complexity of the services to be provided and the overall relationship
with the Advisor. An estimate for total hours and total costs will be provided to the Client prior to engaging for
these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 0.60%. Retirement plan
advisory fees are based on the market value of assets under management at the end of each calendar quarter and
are generally based on the following schedule:

                                Assets Under Management                     Annual Rate
                                Up to $1,000,000                              0.60%
                                $1,000,001 - $5,000,000                       0.50%
                                $5,000,001 - $10,000,000                      0.40%
                                $10,000,001 and Over                          0.30%

Fees may be negotiable depending on the size and complexity of the Plan. Certain existing Clients may have fee
schedules that differ from the schedule above.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the respective quarter end date. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with Four Corners Financial at the
end of each quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting
deduction of the wealth management fee. It is the responsibility of the Client to verify the accuracy of these fees as
listed on the Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide
written authorization permitting advisory fees to be deducted by Four Corners Financial to be paid directly from
their account[s] held by the Custodian as part of the wealth management agreement and separate account forms
provided by the Custodian.

Financial Planning Services
One-time financial planning fees are invoiced by the Advisor upon completion of the agreed upon deliverable[s],
and due upon receipt. Ongoing financial planning fees are invoiced at the end of each quarter and due upon
receipt.

Retirement Plan Advisory Services
Fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan, depending on the terms
of the retirement plan advisory agreement.

                                                 Four Corners Financial
                                            150 Broadhollow Road, Suite 215
                                                    Melville, NY 11747
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Item 7 – Types of Clients

Four Corners Financial offers investment advisory services to individuals, high net worth individuals, trusts,
estates, and retirement plans. Four Corners Financial generally does not impose a minimum relationship size.