Imber Financial Group LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

Asset Management Fee
IFG charges an asset-based fee of .5% to 1.5% annually, based on the complexity of the client’s
financial circumstances and needs. The advisory fee is billed monthly in arrears for funds held
with AE Wealth Management and calculated using the average daily balance. For certain
other clients, the advisory fee is billed quarterly in advance and calculated using the value of
the assets in the Account(s) on the last business day of the prior billing period.

The fees described above are annual fees and may be negotiable based at IFG’s discretion.
Clients may terminate the agreement without penalty for a full refund of IFG's fees within
five business days of signing the Investment Advisory Contract. Thereafter, clients may
terminate the Investment Advisory Contract immediately upon written notice.

Outside Money Manager Fees
Imber Financial Group may utilize outside money manager(s) which would incur an
additional fee. Imber Financial Group will be compensated by the advisory fees collected
from the client. Fee charged by outside money manager(s) is based upon the amount of
money invested and can range from 0-1%. Fees will be charged based on the schedule
dictated by the outside money manager. Please refer to the ADV Part 2 of the outside
money manager(s) for a full description of fees

Other fees for special services may also be charged. The Client should consider all
applicable fees.

The fee the Client pays will be outlined within the Investment Advisory Agreement.

Sponsored Plan Participant Asset Management Fee
Imber Financial Group does not impose a minimum account balance for the opening of an
account with the Adviser. The fee charged is based upon the amount of money invested.
The fee for providing asset management services to a sponsored plan participant is going
to be 1.00% annually. Fees are charged quarterly in advance. Payments are due and will
be assessed quarterly based on the last business day of the prior billing period of the
account(s) under management. The Adviser will pro rate for deposits and withdrawals in
the account during the billing period.

Financial Planning Fees

The negotiated fixed rate for creating client financial plans is between $500 and $15,000.

All above fees are negotiable at the Adviser’s discretion.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly in advance or monthly in arrears basis.

Any IFG account, excluding retirement plans, is billed by a third-party. Clients do not
incur any additional charge for this administrative fee as it is part of our management fee.

Outside Money Manager Fees

Outside money managers fees are withdrawn directly from the client's accounts with
client's written authorization. will be charged and paid according to each outside money
manager’s fee schedule. Please refer to each outside money manager’s ADV Part 2A and
agreement for a full description of their fees.

Payment of Financial Planning Fees

Financial planning fees are paid via check.

Fixed financial planning fees are paid 50% in advance, but never more than six months in
advance, with the remainder due upon presentation of the plan.

       C. Client Responsibility for Third Party Fees
       Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, ETF fees, transaction fees, etc.). Those fees are separate
       and distinct from the fees and expenses charged by IFG. Please see Item 12 of this brochure
       regarding broker-dealer/custodian.

       D. Prepayment of Fees

       For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
       the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is calculated
       by dividing the annual asset-based fee by 365.)

       Fixed fees that are collected in advance will be refunded based on the prorated amount of
       work completed at the point of termination.

       E. Outside Compensation for the Sale of Securities to Clients

       Neither IFG nor its supervised persons accept any compensation for the sale of investment
       products, including asset-based sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
IFG generally provides advisory services to the following types of clients:

   ❖       Individuals
   ❖       High-Net-Worth Individuals
   ❖       Charitable Organizations

There is no account minimum for any of IFG’s services.