TM Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Investment Supervisory Services Fees

        Total Assets Under Management             Annual Fees
        $0 - $500,001                             1.50%

        $500,001 - $1,000,000                     1.25%

        $1,000,001 - $5,000,000                   1.00%

        $5,000,001 - $10,000,000                  0.75%

        $10,000,001 And Up                        0.50%

The advisory fee is calculated using the value of the assets in the Account on the last business

day of the prior billing period. The current fee schedule is attached as Exhibit I of the
Investment Advisory Contract. (IAC)

For clients utilizing a Sub-Advisor for asset management services, the advisory fee stated
above does not include the fee charged by the sub-advisor and the client will be required to
sign a separate Portfolio Management Agreement of the sub-advisor, if applicable.. Clients
will receive the Sub-Advisors’ Form ADV Part 2A reflecting such fees. As authorized in the
client agreement, the account custodian withdraws TMW’s advisory fees directly from the
clients’ accounts according to the custodian’s policies, practices, and procedures. The
custodian will send the client a statement at least quarterly which includes the amount of any
fees paid to TMW for advisory services. You should carefully review the statement from
your custodian/broker-dealer’s statement and verify the calculation of fees. Your
custodian/broker-dealer does not verify the accuracy of fee calculations. Clients are urged to
compare the account statements received from the custodian with any reports received from
TMW and notify the firm promptly of any discrepancies.

Adjustments to standard fees may be negotiated with clients who have more than one related
account owned by family, friends, or business associates, unusually sophisticated or simplified
investment needs & strategies, or where accounts are tax qualified or may require tax harvesting.
A full refund of TMW’s fee may be requested within five business days of signing the IAC.
Thereafter, clients may terminate the IAC generally with 30 days' written notice.

Educational Seminar/Workshops

The fees for the /workshops/presentations will be charged in advance and payable by
check, cash, or PayPal. Fees range from $25 to $5,000 per event. These fees are negotiable.

The fee is determined for educational seminar/workshops by the type
of event/presentation/workshop that is presented and the clients who attend the
seminars whether it be consumers, corporations, associations, nonprofit organizations
and community and religious groups. The fees are payable in advance. Clients may
receive a full refund immediately upon termination of service.

The fee per employee for travel, lodging and per diem may be included in the fees charged
for the educational seminar/workshop. For an individual, the fee for the seminar may be
between $25- $500. The fee may be up to $5,000 should a corporation or business utilize
the services of TMW for providing a educational seminar for their employees.

Pension Consulting Services Fees

For Pension Consulting Services, TMW charges asset based fees of no more than 1.00 % of
plan assets and/or a flat fee.

The flat fee will be determined based on a number of factors such as the time required to
deliver the services package elected by the pension, investment advice provided,
participant management and on-going monitoring services.

Plan Sponsors may be charged a fee based on a percentage of plan assets or a flat dollar
amount. Sponsor may specify whether to pay the Fees directly or may authorize the
plan’s record keeper or custodian to pay TMW from plan assets. All fees paid to TMW for
Pension Consulting Services are separate and distinct from the fees and expenses charged
by mutual funds and exchange traded funds to their shareholders. These fees and
expenses are described in each investment’s prospectus. These fees will generally include
a management fee, other expenses, and possible distribution fees. If the investment also
imposes sales charges, a client may pay an initial or deferred sales charge. The Pension
Consulting Services provided by TMW are designed to, among other things, assist the
client in determining which Manager(s) are most appropriate to each client's financial
condition and objectives and to provide other administrative assistance as selected by the
client.
Accordingly, the client should review both the fees charged by the funds, the Manager,
the plan’s other service providers and the fees charged by TMW to fully understand the
total amount of fees to be paid by the client and to evaluate the Pension Consulting
Services being provided.

Financial Planning Fees

Fixed Fees

The fixed rate for creating client financial plans is between $500 and $5,000. The fixed fee
is based upon the complexity of the plan, the hourly rate, the estimated amount of time to
be used for creating a financial plan. Fixed fees relate to financial plans and financial
planning that may include, without limitation: investment planning; life insurance; tax
concerns; retirement planning; college planning; and debt /credit planning, each service
as further detailed above.

It is anticipated that each financial planning service listed above will take approximately
2-4 hours of financial planning and therefore the time to complete a financial plan will
depend on the services required by the client. For example, the financial plan for a client
requiring only investment planning, retirement, and life insurance planning will usually
require 6-12 hours.

Hourly Fees

The hourly fee for these services is $250.

Clients may terminate the agreement without penalty, for full refund of TMW’s fees,
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

B. Payment of Fees

Payment of Portfolio Management Fees
...

Item 7: Types of Clients

TMW generally provides advisory services to the following types of clients:

       ❖       Individuals
       ❖       High-Net-Worth Individuals
       ❖       Pension and Profit Sharing Plans
       ❖       Charitable Organizations
       ❖       Corporations or Business Entities

There is no account minimum.

        A. Methods of Analysis and Investment Strategies