Sound Financial LLC

Item 5: Fees and Compensation
The fees below are higher than industry standard and clients can receive similar advisory services at a lower cost.

A. Fee Schedule
Fees for Management via Recommendation of Other Advisers

SFG will direct clients to third-party advisers, specifically AssetMark,Betterment LLC and Charles
Schwab & Co., Inc.

The annual fee schedule for management via AssetMark is as follows:

      Total Assets                    SFG Fee                   Third-Party Fee                   Total Fee
     First $250,000                     1.04%                         0.45%                         1.49%
      Next 250,000                      1.04%                         0.45%                         1.49%
      Next 250,000                      0.95%                         0.35%                         1.30%
      Next 250,000                      0.83%                         0.35%                         1.18%
     Next 1,000,000                     0.68%                         0.30%                         0.98%
     Next 1,000,000                     0.64%                         0.20%                         0.84%
     Next 1,000,000                     0.64%                         0.20%                         0.84%

    Next 1,000,000                0.51%                    0.20%                    0.71%
    Next 5,000,000                0.30%                    0.20%                    0.50%
   Over 10,000,000                0.15%                    0.20%                    0.35%

Portfolio management fees are withdrawn directly from the client’s accounts with
client’s written authorization on a quarterly basis.

The balance in the client’s account on the last day of the prior billing period is used to
determine the market value of the assets upon which the advisory fee is based. These
fees are negotiable.

The annual fee schedule for management via Betterment LLC is as follows:

       Total Assets               SFG Fee             Third-Party Fee             Total Fee
       $0 - $500,000                1.39%                  0.10%                    1.49%
  $500,001 - $2,500,000             0.89%                  0.10%                    0.99%
 $2,500,001 - $4,000,000            0.65%                  0.10%                    0.75%
 $4,000,001 - $7,000,000            0.39%                  0.10%                    0.49%
    $7,000,001 and up               0.20%                  0.10%                    0.30%

Each fee tier is charged only on the assets in that tier range. SFG will aggregate family
relationships for the purpose of achieving fee breakpoint levels. Portfolio management
fees are withdrawn directly from the client’s accounts with client’s written authorization
on a monthly basis, in arrears (end of month).

SFG’s advisory fees are negotiable, with the final fee arranged documented in the client’s advisory
agreement. Clients may terminate the agreement without penalty, for a full refund of SFG’s fees,
within five business days of signing the advisory agreement. Thereafter, clients may terminate the
advisory agreement generally upon written notice, pursuant to contract terms.

The annual fee schedule for management via Charles Schwab & Co., Inc. Advisor
Services is as follows:

                  Total Assets                              SFG Fee                       Total Fee
                 $0 - $500,000                                1.49%                        1.49%
            $500,001 - $2,500,000                             0.99%                        0.99%
           $2,500,001 - $4,000,000                            0.75%                        0.75%
           $4,000,001 - $7,000,000                            0.49%                        0.49%
              $7,000,001 and up                               0.30%                        0.30%

Each fee tier is charged only on the assets in that tier range. SFG will aggregate family
relationships for the purpose of achieving fee breakpoint levels. Portfolio management
fees are withdrawn directly from the client’s accounts with client’s written authorization
on a monthly basis, in arrears (end of month).

SFG’s advisory fees are negotiable, with the final fee arranged documented in the client’s advisory
agreement. Clients may terminate the agreement without penalty, for a full refund of SFG’s fees,
within five business days of signing the advisory agreement. Thereafter, clients may terminate the
advisory agreement generally upon written notice, pursuant to contract terms.

Fees for Financial Planning
Fixed Fees: The fixed fees for financial planning are discussed below. Pricing is modified based
on the complexity of the client’s financial life and the time it will take to fill the client’s knowledge
gaps around money.

        Strategic Build: $2,000 annually (negotiable)

        This offering is geared toward primarily for families or individuals with comparatively
        straightforward financial lives, but who need more guidance on implementing
        recommendations. After the initial analysis is performed, clients work with one of SFG’s
        advisers to understand their financial picture and build a game plan for the future.

        If we also manage your assets for a fee as a result of our work together, then we will refund
        dollar for dollar the planning fees you paid us against the asset management fees on your
        account up to the full $2,000 fee.

Financial Triage: (complimentary)

A highly focused conversation around foundational principles of protection and wealth
building.

Wealth Design Process: $10,000 annually (negotiable)

Most new clients start here: 6 Meetings over approximately 90 days, covering a
comprehensive design process around protection, cash flow, investing, and retirement
considerations. After the initial design process, we engage with clients as needed for the
...

Item 7: Types of Clients
SFG generally provides advisory services to the following types of clients:

   •   Individuals
   •   High-Net-Worth Individuals
   •   Corporations / Business Entities

There is no account minimum.