Inspire Investing LLC

Item 5 Fees and Compensation
Compensation as the Advisor to Exchange Traded Funds (ETFs)
Separately from other fees for services, Inspire will receive compensation from its proprietary Inspire
ETFs for its management thereof, at an annual rate which varies per fund and is detailed in the
prospectus for the ETFs. Generally, these fees range between 0.10% - 0.45%, but varies per fund
based on current AUM, fund administrative costs and other variables. These fees are based on the
assets in the ETFs, are deducted from the ETFs daily and paid to Inspire monthly in arrears. For
additional information on the fees associated with Inspire ETFs, please read the ETFs' prospectus
which can be found at www.inspireetf.com.

Because clients come to Inspire seeking our proprietary Inspire Impact Score approach to biblically
responsible investing, we believe our ETFs present the best alternative to other funds available to our
clients. Nevertheless, client assets that are included in those ETFs will be included in the total of the
Client's assets under management in accordance with the fee schedule listed in the relevant section
below. To be clear, clients of the firm who are invested in proprietary ETFs within their investment
account will pay the management fee associated with the ETF (expense ratio) and will also pay the
advisory fee indicated on their client agreement with the firm for the investment advisory services
provided under that agreement. This presents a conflict of interest since Inspire has a financial
incentive to recommend the ETFs to its clients based on such compensation rather than the client's
best interests. However, as a fiduciary, Inspire has an obligation to only recommend investments that
are appropriate for clients and to only act in the clients' best interest.
Separately Managed Account (SMA) Services Fees

                                            Portfolio   Advisory
Total Assets Under Management                                       Annual Fee
                                           Management   Services
                             $0 - $999,999        0.65%       1.25%         1.90%
                  $1,000,000 - $9,999,999         0.65%       1.00%         1.65%
                $10,000,000 - $49,999,999         0.65%       0.75%         1.40%
                    $50,000,000 - And Up          0.65%       0.50%         1.15%
                Or Actual Negotiated Fee:*
                                                  0.65%           %             %
                     *not to exceed 2.50%

Description of fees detailed above: "Portfolio Management" indicates fees that are charged by Inspire
for maintaining model allocations and facilitating client account services and trading. "Advisory
Services" indicates fees that are charged by Inspire for investment advice provided to the client from
the Investment Advisor Representative. This portion of the fee is negotiable and may vary based on
the scope of services provided. "Annual Fee" is the sum of the Portfolio Management fee and the
Advisory Services fee. This is the total fee that the client will be charged by the firm for the advisory
relationship. Some investments within a client portfolio may include additional expenses inherent to the
product (ie: mutual fund expense ratios) and those fees are separate from and in addition to the
investment advisory services fees and portfolio management fees indicated on the client agreement.

These fees are generally negotiable and the final fee schedule is attached to the Investment Advisory
Contract. Fees may vary based on services provided by your Investment Advisor Representative.
Additionally, fees are subject to change based on future client servicing needs which will be
determined by the client and the representative. Fees for certain existing clients may be based on a
legacy fee schedule. When fees are negotiated the Maximum Advisory Fee is not to exceed 2.50%
annually. Clients may terminate the agreement without penalty for a full refund of Inspire's fees within
five business days of signing the Investment Advisory Agreement. Thereafter, clients may terminate
the Investment Advisory Agreement in writing.

Inspire assesses fees based on the balance on the first day of the billing period. See the
section Payment of Fees below for additional information.

Portfolio Model Provider (PMP) Services Fees

                                   Inspire ETF Inspire Select
Total Assets Under Management Portfolios         Portfolios
                                   (Annual Fee) (Annual Fee)
                   $0 - $9,999,999         0.65%          0.85%
        $10,000,000 - $49,999,999          0.55%          0.75%
        $50,000,000 - $99,999,999          0.45%          0.65%
          $100,000,000 and higher          0.35%          0.55%
        Or Actual Negotiated Fee:*             %              %

Where investment adviser representatives access Inspire's portfolio models for their client accounts
using unaffiliated registered investment advisers (RIA) and/or turnkey asset management platforms
(TAMPs), we receive a portion of the fee paid to those RIA/TAMPs as a Portfolio Model Provider. In
such cases, Inspire is being compensated by the RIA/TAMP for providing models only, sometimes
referred to as "signal sending". When providing PMP services, Inspire is not providing investment
advice, does not place trades or otherwise service individual client accounts and is not considered a
fiduciary on those client accounts. Following is the fee schedule for PMP services, however, certain

accounts may be grandfathered into previous agreements and Inspire may offer negotiated pricing to
reflect the specific services required by individual clients and firms. Fees for "Inspire ETF Portfolios"
are discounted to offset the revenues Inspire earns from the proprietary Inspire ETFs within the
portfolios.

                                   Inspire ETF    Inspire Select
...

Item 7 Types of Clients
We offer investment advisory services to individuals, including high net worth individuals, registered
investment advisory firms, foundations, institutions and registered investment companies.

In general, we do not require a minimum dollar amount to open and maintain an advisory account.