Intrack Investment Management Inc

Item 5: Fees and Compensation

Fee Schedule
During the onboarding process for portfolio management services and before any documents are signed,
InTrack’s advisers review, discuss, and answer any questions with the potential client on all aspects of the
business relationship including fees.

InTrack’s annual investment management fee is usually a graduated scale. The following is a sample fee
schedule provided for illustrative purposes, however actual fee schedules will vary by client and are
negotiable.

    •   1.0% of the value of the account plus accrued interest up to
        $3,000,000.00.
    •   0.85% of the value of the account plus accrued interest between
        $3,000,000.01 up to $5,000,000.00.
    •   0.75% of the value of the account plus accrued interest between
        $5,000,000.01 up to $7,500,000.00.
    •   0.50% of the value of the account plus accrued interest in excess of
        $7,500,000.01.

A 5% reduction in fees is granted to non-profit organizations. Depending on the client relationship, we
sometimes agree to “household” certain client accounts for the purposes of fee calculation. In certain
situations, InTrack retains the right to negotiate fees based on circumstances including but not limited to
the complexity of managing the portfolio, related accounts and balances of those accounts, the future
addition of assets, and the level of service required. InTrack does not charge investment management fees
for employee accounts or their children’s accounts. Reduced fees may be offered to the parents of our
employees.

At our sole discretion, we sometimes charge a lesser investment advisory fee or waive fees entirely
depending on client circumstances. Due to business acquisitions and legacy agreements, fee schedules
will vary among clients and fees can be calculated in a different manner.

Financial Planning
Financial planning services are now incorporated into our investment management offering. However, for
complex or unusual cases requiring extensive analysis beyond standard financial planning, InTrack
reserves the right to charge an hourly rate, which is negotiable based on the scope and complexity of the
engagement. InTrack may charge on an hourly basis for standalone financial planning services not tied to
investment management. An ongoing, flat annual fee is charged for clients who elect to retain access to
the eMoney software. At the advisor’s discretion, financial planning fees may be waived when provided
as part of the onboarding process.

Consulting

InTrack Investment Management, Inc.                                                         March 25, 2026
Form ADV Part 2A – Disclosure Brochure

Each consulting arrangement is unique and therefore, there is no set fee schedule. Fees are determined
after considering the anticipated time to service the relationship and agreed upon in the consulting
agreement. In the case of fees for consulting on participant directed retirement plans, the following factors
are considered but not limited to the size of the plan, number of investment options, and the type and
frequency of the requested reports. These fees are disclosed and agreed upon in the consulting agreement.

Billing
Investment management client fees are debited from the client’s investment account; however, a few
investment management clients elect to be invoiced. The billing method is determined during the
onboarding process. Investment fees are billed on a quarterly basis and based upon the ending market
value of the assets on the last business day of the previous quarter. If a market value is not available for a
particular client security, historical cost will be used as the quarter ending value for fee calculation
purposes. In the case of an investment relationship beginning within a quarter, the fees will be prorated.

Financial planning clients and consulting clients are usually invoiced at the rate determined in the
agreement, and those fees are due upon receipt of the invoice.

Other Types of Fees or Expenses
InTrack Investment Management’s fees are exclusive of brokerage commissions, transaction fees, and
other related costs and expenses that shall be incurred by the client. Clients may incur certain charges
imposed by custodians, brokers, third-party investment entities and other third parties. Other fees that
may be incurred are deferred sales charges, odd-lot differentials, transfer taxes, wire transfers, electronic
fund fees, fees and taxes on brokerage accounts, and security transactions. Trade away and/or prime
brokerage fees will be charged in situations where, for the benefit of the client, InTrack advisers purchase
investment instruments through broker dealers other than the client’s account custodian. Mutual funds and
exchange-traded funds internal management fees and other fees which are disclosed in a fund’s
prospectus. Such charges, fees, and commissions are exclusive of InTrack’s fee and the firm shall not
receive any portion of these commissions, fees, and costs. For additional information, please refer to Item

Item 7: Types of Clients

Our clients include individuals, high-net-worth individuals, families, trusts, non-profit organizations,
foundations, municipal organizations, limited liability organizations, corporations, and participant directed
retirement plans.

To utilize our full-service capabilities efficiently, InTrack recommends a minimum account size of
$500,000.