JMH Wealth Management LLC

Item 5: Fees and Compensation
JMHW charges most of its clients an annual investment management fee based on the following
schedule:

Assets under management                                       Annual Fee
First $1 Million                                              1.00%
Amounts in excess of $1 Million & up to $3 Million            0.75%
Amounts in excess of $3 Million & up to $5 Million            0.60%
Amounts in excess of $5 Million & up to $10 Million           0.50%
Amounts in excess of $10 Million                              0.40%

JMHW generally does not waive or negotiate lower fees. Employee accounts are generally not
charged fees.

JMHW charges fees monthly in arrears based on the account value at the end of the prior month.
All clients authorize JMHW to deduct fees automatically from their brokerage accounts.

If a client terminates the investment management agreement, JMHW will not invoice the client for
that month. If a client has not received JMHW’s brochure documents at least 48 hours prior to
signing an agreement, the client may cancel the agreement within five business days of signing the
Client Contract, without penalty.

Clients may terminate the agreement without penalty, for full refund of JMHW’s fees, within five
business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the
Investment Management Contract upon written notice or with verbal notice confirmed in writing,
and the Contract will be terminated the next business day. JMHW does not charge any management
fee for the month in which JMHW has been notified of termination of the agreement.

It is the policy of JMHW to charge fees for any monthly contributions on a pro rata basis based on
the firm’s portfolio management software.

In addition to JMHW’s investment management fees, clients bear trading costs and certain custodial
administrative fees, e.g., wire transfer fees. To the extent that clients’ accounts are invested in no
load mutual funds and/or exchange traded funds, these funds pay a separate layer of management,
trading, and administrative expenses to the custodian, Fidelity Investments and/or the respective
fund company.

Neither JMHW nor its supervised persons accept any compensation for the sale of securities or other
investment products, including asset-based sales charges or service fees from the sale of mutual
funds.

Item 7: Types of Clients
JMHW primarily provides customized investment management services to high-net-worth
individuals and associated trusts, estates, other legal entities. JMHW’s minimum account size is
generally $750,000, but this amount is negotiable.