Arnie Advisors LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Retirement Plan Consulting:

Fees for Arnie Advisors’ investment advisory services are charged as a percentage of total Plan assets
under management of typically up to 0.50% annually. These fees are generally negotiable, and the
final fee schedule is included in the agreement between the Plan and Arnie Advisors. Plans that
terminate their agreement with Arnie Advisors will be charged investment advisory fees through the
effective date of termination, based on the unpaid, daily accrued fees as of the termination date.
Participant Accounts will be allocated their pro-rata share of these fees, calculated daily. If any
modifications are made to the fee schedule, Clients will be notified with not less than (30) days
written notice and will be given the opportunity to negotiate or terminate the agreement.

Our firm recommends Interactive Brokers, LLC (“Interactive Brokers”) as a custodian for client
accounts. Interactive Brokers will calculate and accrue the Arnie Advisory fee for each account,
pursuant to direct authorization received by Interactive Brokers from the Client and deduct the total
amount from Plan assets each month.

Other Types of Fees & Expenses

Interactive Brokers does not charge transaction fees for U.S. listed equities and exchange traded
funds, however there may be other incurred fees such as account management-related fees, pass-
through ADR fees, and pass-through regulatory trading fees.

Clients are responsible for the payment of third-party mutual fund, ETF, or ADR fees, which are
charged directly from 401(k) plan participant assets.

For Plan’s that utilize the recordkeeping services of Arnie Tech, there may be additional fees that
are generally charged as a monthly subscription. These fees are generally negotiable, and the final
fee schedule will be attached or included in a separate agreement made with Arnie Tech.

If another custodian is utilized, Clients may incur transaction fees for trades executed by their chosen
custodian, either based on a percentage of the dollar amount of assets in the account(s) or via
individual transaction charges. These transaction fees are separate from our firm’s advisory fees and
will be disclosed by the chosen custodian.

ADV Part 2A – Firm Brochure                    Page 6                                   Arnie Advisors, LLC.

Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses), distribution
fees, surrender charges, variable annuity fees, IRA and qualified retirement plan fees, mark-ups and
mark-downs, spreads paid to market makers, fees for trades executed away from custodian, wire
transfer fees and other fees and taxes on brokerage accounts and securities transactions. Our firm
does not receive a portion of these fees.

Termination & Refunds

Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing
written notice to the other party. Accrual of advisory fees will terminate upon written notice of the
termination of the agreement. Interactive Brokers calculates and records the total accrued unpaid
fees daily and does not include that amount in the withdrawable amount reported for each account.
That amount will be deducted and remitted to Arnie.

Commissionable Securities Sales

Our firm and representatives do not sell securities for a commission in advisory accounts.

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Qualified Retirement Plans (including but not limited to: 401(k) Plans, Profit Sharing Plans,
        Solo 401(k)s)

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
us.