MDT Financial Advisors LLC

Item 5 – Fees and Compensation

How We Are Compensated for Our Advisory Services

Our fees vary among the different types of advisory services we offer, type of account, a client’s
relationship with the firm, asset size and complexity and/or investment strategies employed, and
may be negotiated at our sole discretion. The specific fees and way fees are charged and calculated
are described in your investment advisory agreement. You should carefully review the investment
advisory agreement prior to signing it.

Fees for our advisory services may be higher than fees charged by other advisers who offer similar
services. You may be charged different fees than similarly situated clients for the same services based
upon the complexity of your needs. You should carefully review this brochure to understand the fees
and other sources of compensation that exist among our services prior to entering into an investment
advisory contract with our firm.

Wealth and Investment Management Services

MDT offers investment and wealth management for an annual fee based on the amount of assets
under the firm’s management/advisement. Fees are generally billed in advance each calendar
quarter based on the market value of the assets under management/advisement on the last day of the
previous calendar quarter. Advisory fees for the first quarter are prorated for the number of days
services will be provided in the quarter and are based on the value of the account at the time
advisory services commence. The maximum fee rate for our clients is as follows:

                                         Maximum Annual
                                          Advisory Fee

                                                 1%

Fees are based on cumulative household assets under advisement, with the exception of corporate
plans, which ERISA rules prohibit from inclusion with personal assets for fee reductions. You
should refer to your advisory agreement for your specific fee rate(s).

From time to time, MDT provides advice on legacy positions held in client portfolios as part of the
client’s overall investment management strategy. In these situations, MDT includes the value of the
legacy positions in the assets under management used to determine the client’s advisory fee. For
investment and wealth management services MDT provides to certain clients or for specific client
holdings (e.g., held-away assets), we may negotiate a fee rate that differs substantially from our
standard fee.

Selection of Third-Party Asset Managers

Fees for third-party asset managers are set forth by the manager and are separate and in addition to
MDT’s advisory fees. You should refer to the third-party manager’s Form ADV Part 2A Brochure
for information on their fees and compensation.

Programs Offered Through Wells Fargo

When utilizing the programs offered by Wells Fargo, investment management services are
provided by third-party money managers through the Personalized Unified Managed Account
Program, Private Advisor Network Program or Fundsource Program. Wells Fargo requires clients
to sign an investment advisory agreement for access to the programs in addition to our investment
management agreement.

Fees for advisory programs offered through Wells Fargo are as follows:

      Program             Program Type         Maximum MDT Annual           Maximum Third-Party
                                                   Advisory Fee                Manager Fee
 Personalized          Unified Managed                 1%                         0.60%
 Unified Managed       Account
 Account
 Private Advisor       Separately Managed                  1%                        0.60%
 Network               Accounts
 FundSource            Mutual Fund                         1%                        None
                       Advisory Program

For the Personalized Unified Management Account Program and Private Advisor Network
Program, the third-party manager’s fee is separate and in addition to MDT’s advisory fee. MDT’s
advisory fee for the Personalized Unified Managed Account Program includes a platform fee that is
paid to Wells Fargo for access to the program.

Wells Fargo calculates and directly debits MDT’s advisory fees and the third-party managers’ fees
from clients’ accounts. The advisory fee and third-party managers’ fees are listed on the account
statement provided to you by the custodian. The value of assets held in any Wells Fargo program
account are included in the amount of total household assets used to determine MDT’s advisory
fees for other assets of a client that are managed by MDT. You should refer to your advisory
agreement for your specific fee rate(s).

Financial Planning and Consulting Services

Fees for financial planning and consulting services are billed at a fixed rate in advance. Our financial
planning and consulting fees vary based on the client’s specific needs and can range up to $20,000.

While financial planning and consulting services are available on a stand-alone basis, certain services
may also be rendered in conjunction with investment and wealth management services at no
additional cost. You should refer to your contract for specific fee information.

Factors we consider when determining our financial planning and consulting fees include but are not
limited to:

    •   The amount of time we expect to spend completing the financial planning or consulting
        services and providing related advice

    •   The complexity of your goals, issues and/or needs

    •   The extensiveness and complexity of the data needed regarding your personal financial
        information

    •   Your net worth or the value of your investment accounts and/or other assets that are the
        subject of the financial planning or consulting services

    •   Special circumstances related to life changes, marital status, health or special income needs,
        or growth or decline of a personal business
...

Item 7 – Types of Clients

MDT caters to a diverse clientele, including individuals, high net worth individuals, pension and
profit-sharing plans, charitable organizations and corporations and other businesses.

MDT generally works with clients with a net worth of at least $1,000,000 but does not have a set
minimum initial investment, nor does MDT have an ongoing minimum account size requirement.
We will determine whether our advisory services are appropriate for a prospective client based on
the client’s particular circumstances.