Miller Financial Services LLC

ITEM 5 – FEES AND COMPENSATION
Asset Management
The maximum annual fee charged for this service will not exceed 1.50%. Fees to be assessed
will be outlined in the advisory agreement to be signed by the Client. Annualized fees are
billed on a pro-rata basis quarterly in arrears based on the value of the account(s) on the
time-weighted daily average of the previous quarter. Fees are negotiable and will be
deducted from client account(s). Adjustments will be made for deposits and withdrawals
during the quarter. In rare cases, our firm will agree to directly invoice. As part of this
process, Clients understand the following:

   •   The client’s independent custodian sends statements at least quarterly showing the
       market values for each security included in the Assets and all account
       disbursements, including the amount of the advisory fees paid to our firm;
   •   Clients will provide authorization permitting our firm to be directly paid by these
       terms. Our firm will send an invoice directly to the custodian; and
   •   If our firm sends a copy of our invoice to the client, a legend urging the comparison
       of information provided in our statement with those from the qualified custodian
       will be included.

We begin charging advisory fees once the assets are funded in the account and we have
access to your account to begin managing the assets.

All fees arrangements are negotiable at our sole discretion. Specific fee arrangements will
be set forth in your investment advisory agreement (“Agreement”) with us.

In addition to our service fees, you may be assessed other fees by parties independent from
us. You may also incur, relative to certain investment products (such as mutual funds),
charges imposed directly at the investment product level (i.e. advisory fees, administrative
fees, and other fund expenses.) Brokerage fees/commissions charged to you for securities
trade executions may be billed to you by the broker-dealer or custodian of record for your
account, not us. Any such fees are exclusive of, and in addition to our compensation. You
will be solely and directly responsible for all fees, including fees other than those we may
bill directly to you.

Refer to Items 5 and 12 for additional information regarding other fees such as sales
compensation, brokerage fees, custodial fees, etc.

For the service described above, we receive our service fees by automatic fee deduction
via the custodian and/or direct invoice to you. There may be a possibility for price or

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account value discrepancies due to quarter-end transactions in an account. Dividends or
trade date settlements may occur and our third party billing software may report a slight
difference in account valuation at quarter end compared to what is reported on your
Statement from the Custodian. Our firm has the ability to produce billing summaries,
which can be provided upon request.

Billing Via Custodian
Contemporaneously with the execution of the Agreement, you will be asked to sign an
authorization that will allow the custodian of any of your account(s) to debit the account(s)
the amount of our service fees and remit the fee to us. The authorization will remain valid
unless and until we receive a written revocation of such authorization from you. In
connection with this fee deduction process, the custodian will send you a statement, at
least quarterly, indicating:

            •   all amounts disbursed from the account, and
            •   the amount of advisory fees paid directly to us.

Direct billing
If so desired, you may choose to be billed directly by us for our service fees. If so chosen,
you will be invoiced by the fifth business day of the month subsequent to the most recently
ended billing period. Payments are due on or by the final business day of the month in
which the invoice is generated. Additionally, the invoice will include the formula and fee
calculation that the Client will be charged.

Upon receipt of a proper notice of termination (“Termination Notice”) as described in the
Agreement, we will calculate pro-rata any fees not yet charged but earned by us before the
effective termination date of the Agreement. The pro-rata charge will equal the total
number of calendar days in the billing period before the date of the termination of the
Agreement divided by the total number of calendar days in that billing period. The result
of that calculation will be multiplied by the total fee that would have been charged for that
billing period. The result of that calculation will represent the fee owed to us. This fee is
due upon receipt.

Financial Planning
Our firm charges on an hourly fee basis for financial planning and consulting services. The
total estimated fee, as well as the ultimate fee charged, is based on the scope and
complexity of our engagement with the client. The hourly fee to be charged will range
between $150 to $500 per hour. Flat fees will not exceed $5,000. All fees are negotiable at
our sole discretion. Specific fee arrangements will be set forth in your Financial Planning &
Consulting Agreement with us. Clients will be invoiced directly for the fees. Our firm will not
require a retainer exceeding $1,200 when services cannot be rendered within six (6)
months.

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In addition to our service fees, you may be assessed other fees by parties, independent from
us. You may also incur, relative to certain investment products (such as mutual funds),
charges imposed directly at the investment product level (i.e. advisory fees, administrative
fees, and other fund expenses.) Brokerage fees/commissions charged to you for securities
trade executions may be billed to you by the broker-dealer or custodian of record for your
...

ITEM 7 - TYPES OF CLIENTS
     Our firm has the following types of clients:
        • Individuals
        • High Net Worth Individuals

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         •   Pension/Profit Sharing Plans
         •   Foundations/Charitable Organizations;
         •   Public and Private Colleges and Universities
         •   Government Agencies or Departments
         •   Municipalities (State or Local)
         •   Trusts
         •   Estates
         •   Business of Corporate Entities
         •   Credit Unions, Thrift Institutions or other Banking Institutions

Our firm does not impose requirements for opening and maintaining accounts or
otherwise engaging us.