Motiv8 Investments LLC

Fees and Compensation - Item 5

Motiv8 charges a percentage of assets under management, hourly charges and fixed fees (not including
subscription fees).

Portfolio Management Services
For portfolio management services, Motiv8 charges an annual fee based upon a percentage of the market value of
the assets being managed.

Portfolio management fees are negotiable depending on factors such as the amount of assets under management,
range of investments, and complexity of the client’s financial circumstances, among others. Since this fee is
negotiable, the exact fee paid by the client will be clearly stated in the advisory agreement signed by the client and
the firm and will not exceed 2% annually.

Portfolio management fees are billed monthly, in advance and are based on the value of your portfolio at the end
of the preceding month. The custodian holding the client’s account will deduct the fees directly from the account
provided the client has given written authorization. The qualified custodian will send you an account statement at
least quarterly. This statement will detail all account activity. The custodian will usually deduct the fee from a
designated account to facilitate billing.

Our annual fee is exclusive of, and in addition to brokerage commissions, transaction fees, and other related costs
and expenses which will be incurred by the client. However, Motiv8 will not receive any portion of the
commissions, fees, and costs. Please see Item 12 – Brokerage Practices for further information on brokerage and
transaction costs.

At the inception of investment management services, the first pay period’s fees will be calculated on a pro-rata
basis. The Advisory Agreement between Motiv8 and the client will stay in effect until either party terminates the
Agreement with a thirty (30) day written notice. Motiv8's fee will be pro-rated through the date of termination and
any remaining balance shall be refunded to the client in a timely manner.

Financial Planning Services Fees
Motiv8 provides its clients financial planning and consulting services. Motiv8 will charge a fixed fee and/or hourly
fee for these services. We utilize the following financial planning fee schedules:

         Fixed Fees: Motiv8 will charge a fixed fee that ranges from $1,000 to $10,000, for broad based planning
         services. The fee is determined based on the scope and complexity of the financial plan to be delivered to
         the client. In limited circumstances, the total cost could potentially exceed $10,000. In these cases, we will
         notify the client and may request that the client pay an additional fee.

         Hourly Fees: Motiv8 charges an hourly fee of $300 for clients who request specific services (such as a
         modular plan or hourly consulting services) and do not desire a broad based written financial plan.

If the client engages Motiv8 for additional investment advisory services, Motiv8 may offset all or a portion of its
fees for those services based upon the amount paid for financial planning services.

Prior to engaging Motiv8 to provide consulting services, the client will be required to enter into a written
Agreement with our firm. The Agreement will set forth the terms and conditions of the engagement and describe
the scope of the services to be provided and the portion of the fee that is due from the client. Generally, Motiv8
requires a prepayment of 50% of the fee with the remaining balance due upon completion of the agreed upon

services. Motiv8 does not require the prepayment of over $1,200, six or more months in advance. Other fee
payment arrangements may be negotiated with the client on a case by case basis. All such arrangements will be
clearly set forth in the Financial Planning Agreement signed by the client and the firm.
Either party may terminate the Agreement by written notice to the other. In the event the client terminates
Motiv8’s consulting services, the balance of Motiv8’s unearned fees (if any) shall be refunded to the client.

Third Party Platforms for Held Away Assets
For the management of held away assets on a third party platform, Motiv8 charges an annual fee of 1.45% of the
market value of the assets being managed.

Additional Fees and Expenses
The fees Motiv8 charges may be negotiable based on the amount of assets under management, complexity of
client goals and objectives, and level of services rendered. As described above, the fees are charged as
described and are not based on a share of capital gains of the funds of an advisory client.

All fees paid to Motiv8 for investment advisory services are separate and distinct from the fees and expenses
charged by mutual funds or exchange traded funds to their shareholders. These fees and expenses are described
in each fund's prospectus. These fees generally include a management fee, other fund expenses, and a possible
distribution fee. If the fund also imposes sales charges, a client may pay an initial or deferred sales charge.

A client could invest in a mutual fund directly, without the services of Motiv8. In that case, the client would not
receive the services provided by Motiv8 which are designed, among other things, to assist the client in determining
which mutual fund or funds are most appropriate to each client's financial condition and objectives. Accordingly,
the client should review both the fees charged by the funds and the fees charged by Motiv8 to fully understand the
total amount of fees to be paid by the client and to thereby evaluate the advisory services being provided.

General Information on Advisory Services and Fees
We do not represent, warrant, or imply that the services or methods of analysis employed by our firm can or
will predict future results, successfully identify market tops or bottoms, or insulate you from losses due to
market corrections or declines.

We shall never have custody of any client funds or securities, as the services of a qualified and independent
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Types of Clients - Item 7

We generally offer investment advisory services to individuals, pension and profit-sharing plans and
participants, trusts, estates, charitable organizations, corporations, and other business entities.

We require a minimum of $50,000 to open and maintain an advisory account. At our sole discretion we may waive
this requirement. This requirement can be met by combining two or more accounts owned by you or related
family members. Accounts managed by TPAs may be subject to different minimum investment requirements.

                        Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

The following are different methods of analysis that we may use when providing you with investment advice:
         Fundamental Analysis – fundamental analysis is a technique that attempts to determine a security’s
         value by focusing on underlying factors that affect a company's actual business and its future prospects.
         The term refers to the analysis of the economic well-being of a financial entity as opposed to only its
         price movements.
         Technical Analysis – technical analysis is a technique that relies on the assumption that current market
         data (such as charts of price, volume, and open interest) can help predict future market trends, at least in
         the short term. It assumes that market psychology influences trading and can predict when stocks will rise
         or fall.
         Cyclical Analysis – cyclical analysis is a technique that looks at cycles, specifically analyzing the way prices
         follow certain patterns and trends.
         Charting – charting is a technique that attempts to forecast future market moves by studying historical
         data on charts.

We may use one or more of the following investment strategies when advising you on investments:

         Long Term Purchases – securities held for over a year.
         Short Term Purchases – securities held for less than a year.
         Trading – securities are sold within 30 days.

The investment advice provided along with the strategies suggested by Motiv8 will vary depending on each
client’s specific financial situation and goals. The below section does not disclose all of the risks and other
significant aspects of investing in financial markets. In light of the risks, you should fully understand the nature of
the contractual relationship(s) into which you are entering and the extent of your exposure to risk.

Certain investing strategies may not be suitable for many members of the public. You should carefully consider
whether the strategies employed will be appropriate for you in light of your experience, objectives, financial
resources and other relevant circumstances.

                  Investing in securities involves risk of loss that you should be prepared to bear.

General Investment Risk: All investments come with the risk of losing money. Investing involves substantial risks,
including complete possible loss of principal plus other losses and may not be suitable for many members of the
public. Investments, unlike savings and checking accounts at a bank, are not insured by the government to
protect against market losses. Different market instruments carry different types and degrees of risk and you
should familiarize yourself with the risks involved in the particular market instruments you intend to invest in.
Loss of Value: There can be no assurance that a specific investment will achieve its investment objectives and
past performance should not be seen as a guide to future returns. The value of investments and the income
derived may fall as well as rise and investors may not recoup the original amount invested. Investments may also
be affected by any changes in exchange control regulation, tax laws, withholding taxes, international, political and
economic developments, and government, economic or monetary policies.
Interest Rate Risk: Fixed income securities and funds that invest in bonds and other fixed income securities may
fall in value if interest rates change. Generally, the prices of debt securities rise when interest rates fall, and their
prices fall when interest rates rise. Longer term debt securities are usually more sensitive to interest rate changes.
Credit Risk: Investments in bonds and other fixed income securities are subject to the risk that the issuer(s) may not
make required interest payments. An issuer suffering an adverse change in its financial condition could lower the
credit

quality of a security, leading to greater price volatility of the security. A lowering of the credit rating of a security
may also offset the security's liquidity, making it more difficult to sell. Funds investing in lower quality debt securities
are more susceptible to these problems and their value may be more volatile.
Foreign Exchange Risk: Foreign investments may be affected favorably or unfavorably by exchange control
regulations or changes in the exchange rates. Changes in currency exchange rates may influence the share
value, the dividends or interest earned and the gains and losses realized. Exchange rates between currencies
are determined by supply and demand in the currency exchange markets, the international balance of
payments, governmental intervention, speculation and other economic and political conditions. If the currency
in which a security is denominated appreciates against the US Dollar, the value of the security will increase.
Conversely, a decline in the exchange rate of the currency would adversely affect the value of the security.
Risks Associated with Investing in Options: Transactions in options carry a high degree of risk. A relatively small
market movement will have a proportionately larger impact, which may work for or against the investor. The
placing of certain orders, which are intended to limit losses to certain amounts, may not be effective because
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