Muirfield Wealth Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
advisory agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
wealth management agreement. Wealth management fees are based on the market value of assets under
management at the end of the prior calendar quarter. Fees range up to 1.50% annually based on several factors,
including: the scope and complexity of the services to be provided; the level of assets to be managed; and the
overall relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements,
portfolio restrictions and other complexities may be charged a higher fee.

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to
the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Advisor typically
offers a tiered, incremental fee schedule (as detailed above) where the rate is reduced as assets under
management increase. In certain circumstances, the Advisor may charge a fixed annual rate or fixed fee for its
services. The Client’s fees will take into consideration the aggregate assets under management with the Advisor
across all accounts, unless otherwise agreed in writing. All securities held in accounts managed by Muirfield
Wealth will be independently valued by the Custodian. Muirfield Wealth will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

                                              Muirfield Wealth Advisors LLC
                                     6101 Carnegie Blvd., Suite 550, Charlotte, NC 28209
                                      Phone: (704) 442-0047 | http://muirfieldwealth.com

Clients may make additions to and withdrawals from their account[s] at any time, subject to Muirfield Wealth’ right
to terminate an account. Additions may be in cash or securities provided that Muirfield Wealth reserves the right
to liquidate any transferred securities or decline to accept particular securities into a Client’s account[s]. Clients
may withdraw account assets on notice to Muirfield Wealth, subject to the usual and customary securities
settlement procedures. However, Muirfield Wealth designs its portfolios as long-term investments, and the
withdrawal of assets may impair the achievement of a Client’s investment objectives. Muirfield Wealth may
consult with its Clients about the options and ramifications of transferring securities. However, Clients are
advised that when transferred securities are liquidated, they may be subject to transaction fees, fees assessed at
the mutual fund level (i.e. contingent deferred sales charge) and/or tax ramifications.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or
more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation
from an Independent Manager. The Advisor will only earn its wealth management fee as described above.
Independent Managers typically do not offer any fee discounts but may have a breakpoint schedule which will
reduce the fee with an increased level of assets placed under management with an Independent Manager. The
Advisor will allocate a portion of the advisory fee collected to the Independent Manager pursuant to the terms of
the executed agreement between the Advisor and the Independent Manager. If the Client is required to authorize
and enter into a wealth management agreement with an Independent Manage then the terms of such fee
arrangements are included in the Independent Manager’s disclosure brochure and applicable contract[s] with the
Independent Manager.

B. Fee Billing
Wealth Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s]
at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account[s] in advance of each calendar quarter. The amount due is calculated by
applying the quarterly rate (annual rate divided by 4) to the market value of assets under management as of the
end of the prior calendar quarter. Clients will be provided with a statement, generally monthly, from the Custodian
reflecting the deduction of the wealth management fee. Clients provide written authorization permitting advisory
fees to be deducted by Muirfield Wealth to be paid directly from their account[s] held by the Custodian as part of
the wealth management agreement and separate account forms provided by the Custodian.

For Client accounts implemented through an Independent Manager, the Client’s overall fees may include
Muirfield Wealth’s wealth management fee (as noted above) plus wealth management fees and/or platform fees
charged by the Independent Manager[s], as applicable. In certain instances, the Independent Manager or the
Advisor may assume responsibility for calculating the Client’s fees and deduct all fees from the Client’s
account[s]. In other instances the Advisor and the Independent Manager will each assume the responsibility for
calculating and deducting their respective fees from the Client’s account[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Muirfield Wealth, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge
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Item 7 – Types of Clients

                                             Muirfield Wealth Advisors LLC
                                    6101 Carnegie Blvd., Suite 550, Charlotte, NC 28209
                                     Phone: (704) 442-0047 | http://muirfieldwealth.com

Muirfield Wealth offers advisory services to individuals, high net worth individuals, families, trusts, estates, and
small businesses. Muirfield Wealth generally requires a minimum relationship size of $500,000, which may be
reduced at is sole discretion.