Peak Planning Group LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each quarter pursuant to the terms of the investment
advisory agreement. Investment advisory fees are based on the market value of assets under management at the end
of the prior quarter. Investment advisory fees range from up to 2.00% annually based on several factors, including: the
scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship
with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other
complexities may be charged a higher fee.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
Peak Planning will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

The Advisor’s fee includes, in addition to securities transaction costs, securities transactions fees, certain custodial
costs, and administrative fees and other costs and expenses described in Item 5.C below. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services

                                                  Peak Planning Group, LLC
                                                   5975 South Quebec Street
                                                Suite 310, Centennial, CO 80111
                                                      Phone: 303-991-0056
                                                HTTP://WWW.PEAKPLAN.COM/

Peak Planning offers financial planning services for a fixed engagement fee ranging from $1,000 to $10,000 per
engagement. Fees may be negotiable based on the nature and complexity of the services to be provided and the
overall relationship with the Advisor. An estimate for total costs will be determined prior to engaging for these services.

Consulting Services
Peak Planning offers consulting services for a fixed engagement fee ranging from $1,000 to $5,000 per engagement.
Fees may be negotiable based on the nature and complexity of the services to be provided and the overall
relationship with the Advisor. An estimate for total costs will be determined prior to engaging for these services.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with Peak Planning at the end of the
prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of
the investment advisory fee. Clients provide written authorization permitting advisory fees to be deducted by Peak
Planning to be paid directly from their account[s] held by the Custodian as part of the investment advisory agreement
and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning fees may be invoiced up to one hundred percent (100%) of the expected total fee upon execution
of the financial planning agreement.

Consulting Services
Consulting fees are invoiced by the Advisor and are due upon completion of the agreed upon deliverable[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf
of the Client’s account[s]. Peak Planning includes Covered Costs as part of its overall investment advisory fee
through the Peak Planning Wrap Fee Program. Securities transaction fees for Client-directed trades may be
charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.

In addition, all fees paid to Peak Planning for investment advisory services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a
possible distribution fee. A Client may be able to invest in these products directly, without the services of Peak
Planning, but would not receive the services provided by Peak Planning which are designed, among other things, to
assist the Client in determining which products or services are most appropriate for each Client’s financial situation
and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by
Peak Planning to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for
additional information.

D. Advance Payment of Fees and Termination
Investment Management Services
Peak Planning may be compensated for its investment management services in advance of the quarter in which
services are rendered. Either party may terminate the investment advisory agreement, at any time, by providing
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Item 7 – Types of Clients

Peak Planning generally requires a minimum relationship size of $500,000 to effectively implement its investment
process.