Saybrook Wealth Group Inc

Item 5. Fees and Compensation
      Saybrook Wealth Group offers services on a fee basis, which includes fixed fees, hourly fees, as well as
      fees based upon assets under management. Additionally, certain of the Firm’s Supervised Persons, in their
      individual capacities, offers insurance products under a separate commission-based arrangement.

      Financial Planning and Consulting Fees

      Saybrook Wealth Group charges a fixed and/or hourly fee for providing financial planning and consulting
      services under a stand-alone engagement. These fees are negotiable but range from $500 to $10,000 on a
      fixed fee basis and/or from $200 to $350 on an hourly basis, depending upon the scope and complexity of
      the services and the professional rendering the financial planning and/or the consulting services. The fee
      can be for a defined project, such as the delivery of a plan, or for ongoing services. If the client engages
      the Firm for additional investment advisory services, Saybrook Wealth Group can offset all or a portion of
      its fees for those services based upon the amount paid for the financial planning and/or consulting services.

      The terms and conditions of the financial planning and/or consulting engagement are set forth in the
      Advisory Agreement. For project-based services Saybrook Wealth Group requires one-half of the fee
      (estimated hourly or fixed) payable upon execution of the Advisory Agreement. The outstanding balance
      is due upon delivery of the financial plan or completion of the agreed upon services. Ongoing services are
      charged as described in the investment management section, below. The Firm does not, however, take
      receipt of $1,200 or more in prepaid fees, six or more months in advance of services rendered.

      Wealth Management Fees

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      Saybrook Wealth Group offers wealth management services for an annual fee based on the amount of assets
      under the Firm’s management. This management fee is generally 100 basis points (1.00%) subject to the
      Firm’s discretion to negotiate a lower rate as further described below.

      The annual fee is prorated and charged quarterly, in advance, based upon the market value of the assets
      being managed by Saybrook Wealth Group on the last day of the previous quarter as determined by a party
      independent from the Firm (including the client’s custodian or another third-party). Cash will be included
      in the fee. If assets are deposited into or withdrawn from an account after the inception of a billing period,
      the fee payable with respect to such assets is not adjusted to reflect the interim change in portfolio value.

      For the initial period of an engagement, the fee is calculated on a pro rata basis. In the event the advisory
      agreement is terminated, the fee for the final billing period is prorated through the effective date of the
      termination and the outstanding or unearned portion of the fee is charged or refunded to the client, as
      appropriate.

      Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
      held-away assets, accommodation accounts, alternative investments, etc.), Saybrook Wealth Group can
      negotiate a fee rate that differs from the range set forth above. Clients are advised that a conflict of interest
      exists for the Firm to recommend that clients engage Saybrook Wealth Group for additional services for
      compensation, including rolling over retirement accounts or moving other assets to the Firm’s management.
      Clients retain absolute discretion over all decisions regarding engaging the Firm and are under no obligation
      to act upon any of the recommendations.

      Retirement Plan Consulting Fees
      Saybrook Wealth Group charges a fixed project-based fee or asset-based fee to provide clients with
      retirement plan consulting services. Each engagement is individually negotiated and tailored to
      accommodate the needs of the individual plan sponsor, as memorialized in the Agreement. These fees vary,
      based on the scope of the services to be rendered, and ranges up to $2,500 per annum on a fixed fee basis
      or up to 100 basis points (1.00%), depending upon services provided and the amount of assets to be advised
      on.

      Fee Discretion

      Saybrook Wealth Group may, in its sole discretion, negotiate to charge a lesser fee based upon certain
      criteria, such as anticipated future earning capacity, anticipated future additional assets, dollar amount of
      assets to be managed, related accounts, account composition, pre-existing/legacy client relationship,
      account retention, pro bono activities, or competitive purposes.

      Additional Fees and Expenses

      In addition to the advisory fees paid to Saybrook Wealth Group, clients also incur certain charges imposed

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      by other third parties, such as broker-dealers, custodians, trust companies, banks, and other financial
      institutions (collectively “Financial Institutions”). These additional charges include securities brokerage
      commissions, transaction fees, custodial fees, fees attributable to alternative assets, fees charged by the
      Independent Managers, margin and other borrowing costs, charges imposed directly by a mutual fund or
      ETF in a client’s account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund
      expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees,
...

Item 7. Types of Clients
      Saybrook Wealth Group offers services to individuals and families, trusts, estates, charitable organizations,
      associations, corporations and other business entities, and pension profit-sharing and retirement plans.

      Saybrook Wealth Group does not have a minimum account requirement.