Pioneer Wealth Management Group Inc

Item 5 - Fees and Compensation
The following details the fee structure and compensation for services provided by Advisor. It is
customary for Advisor to provide an initial, no obligation, no cost meeting to become familiar with the
client’s circumstances before recommending a fee structure. Each client is required to enter into a
written agreement with Advisor for services.

Financial Planning Services
Advisor provides clients with financial planning services that are specific or modular in their preparation
(unique to each client in their depth of preparation). Topics included as part of the financial planning
services include any or all of the following: organization and assessment, retirement planning, education
planning, long-term care, insurance planning, debt management, investments, tax planning, estate
planning, and life events.

Financial planning services are billed annually, monthly, hourly, or by fixed fee. Fees vary based on scope
of services and complexity. An estimate of financial planning fees will be provided to the client prior to
engaging the client for financial planning services.

One-Time Onboarding Fee
A one-time setup payment may be billed at contract signing to reflect the work required during a new
client’s initial onboarding. Advisor will reduce or waive this fee at its discretion.

Annual Wealth Planning
An annual wealth planning engagement includes comprehensive financial planning services for a full
year. Annual fees are billed at a fixed price that varies depending on the scope of services and the
complexity of the client’s situation. An estimate for total costs will be provided to the client prior to
engaging in annual wealth planning. Annual wealth planning services are eligible for renewal annually
based on the service agreement contract date. Clients may request a payment schedule.

Hourly Planning
In certain instances, Advisor offers its financial planning services as an hourly engagement at an hourly
rate from $250 to $1,000 per hour. Hourly fees are billed in arrears based on hours worked, including
preparation, meeting time, and correspondence. Advisor and the client must agree on scope of work
upon engagement.

Flat Fee
Advisor also offers its financial planning services as a flat fee for an agreed-upon scope of work. Payment
is due at engagement.

Advisory Subscription
An Advisory Subscription engagement could be appropriate for clients with simpler financial planning
needs. Advisory Subscription includes two 1-hour meetings per year, phone and email consultations as
necessary, and full access to Pioneer360, the Firm’s financial planning portal. Fees are assessed monthly
or quarterly with a minimum 12-month commitment. Subscription services auto-renew until canceled.

Asset Management
Advisor provides its clients with investment advisory and consultation services on a “fee for service”
basis.

Clients are charged for Advisor’s asset management services based on a percentage of assets under
management. Fees are based on the following incremental fee schedule.

     Annual Fee           Assets Under Management                            Monthly
     1.00%                On the first $2,000,000                            0.0833%
     0.85%                On the next $2,000,000                             0.0708%
     0.55%                On the next $2,000,000                             0.0458%
     0.45%                On the next $4,000,000                             0.0375%
     0.30%                $10,000,001 +                                      0.0250%

For clients who engage Pioneer Wealth Management Group to provide asset management services,
Advisor may waive or reduce the Financial Planning Services fee, up and to the point that only the asset
management fee applies. Clients may sign a service agreement that combines financial planning and
asset management services.

Fees are negotiable at the sole discretion of Advisor. Unless otherwise instructed, the client’s fees are
based on the aggregate assets under management for the client’s household for fee billing purposes. All

securities held in accounts managed by Pioneer Wealth Management Group will be independently
valued by the custodian.

The exact services and fees will be agreed upon and disclosed in the agreement for services prior to
services being provided. The annual asset management fee is divided and billed monthly in arrears at the
beginning of each calendar month and will be based on the amount of assets under management at the
end of the previous calendar month. Exceptions can occur based on the software used. Advisor prefers to
have its advisory fees deducted directly from the client’s account. In these cases, clients must provide the
custodian with written authorization to have fees deducted from the account and paid to Advisor. Upon
discretion of Advisor, clients can pay fees directly to Advisor. For clients that pay directly, payment is due
upon receipt of a billing statement from Advisor. The custodian delivers quarterly or monthly account
statements to clients. Among other details, account statements list disbursements for the account
including the amount of the advisory fee when deducted directly from the account. Relationship is valid
until terminated.

Other Fees
In addition to Advisor’s asset management fee(s), the client will be assessed other fees by parties
independent from Advisor. The client will also incur, relative to certain investment products (such as
mutual funds), charges imposed directly at the investment product level (e.g., advisory fees,
administrative fees, and other fund expenses). Brokerage fees/commissions charged to the client for
securities trade executions will be billed to the client by the broker-dealer or custodian of record for the
client account, not Advisor.

Item 7 - Types of Clients
The types of clients Advisor generally provides investment advice to include, but is not limited to,
individuals, high net worth individuals, trusts, estates, or small businesses. Advisor does not impose a
minimum size for establishing a financial planning or asset management relationship.