Noble Wealth Management PBC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 NWM offers direct asset management services to advisory Clients. NWM charges an annual
 investment advisory fee based on the total assets under management as follows:
       Assets Under Management               Annual Fee               Monthly Fee
   $500,000.00 to $1,000,000                   1.00%                   0.083%
   $1,000,000.01 to $1,400,000                 0.95%                   0.079%
   $1,400,000.01 to $1,800,000                 0.90%                   0.075%
   $1,800,000.01 to $2,200,000                 0.85%                   0.071%
   $2,200,000.01 to $2,600,000                 0.80%                   0.067%
   $2,600,000.01 to $3,000,000                 0.75%                   0.063%
   $3,000,000.01 to $3,400,000                 0.72%                   0.060%
   $3,400,000.01 to $3,800,000                 0.69%                   0.575%
   $3,800,000.01 to $4,200,000                 0.66%                   0.055%
   $4,200,000.01 to $4,600,000                 0.63%                   0.053%
   $4,600,000.01 to $5,000,000                 0.60%                   0.050%
   $5,000,000.01 and above                     0.50%                   0.042%
  This is a flat rate/breakpoint fee schedule, the entire portfolio is charged the same asset
  management fee.
 The annual fee may be negotiable. Accounts within the same household may be combined
 for a reduced fee. Fees are billed monthly in arrears based on an average daily balance of
 the account for the previous month. The calculation for the average daily balance is based
 on the formula (A/D) x (F/P).
        A = the sum of the daily balances in the billing period
        D = number of days in the billing period
        F = annual management fee
        P = number of billing periods per year

 Step 1: Based on monthly billing cycle: Calculate the average of the values of the Client’s

account over the course of the entire month to determine the average daily balance.
          Day   Balance Day Balance Day             Balance
           1    $587,654 11 $587,664 21             $587,677
           2    $587,999 12 $588,009 22             $588,022
           3    $600,021 13 $600,031 23             $600,044
           4    $601,187 14 $601,197 24             $601,210
           5    $599,862 15 $599,872 25             $599,885
           6    $599,884 16 $599,894 26             $599,907
           7    $587,135 17 $587,145 27             $587,158
           8    $597,635 18 $597,645 28             $597,658
           9    $602,587 19 $602,597 29             $602,610
          10    $599,358 20 $599,368 30             $599,381
                          Total of days 1-30       $17,890,296
                        Average daily balance
                     ($17,890,296 (A)/30 (D)) = $596,343.20
Step 2: Calculate the annual fee: $596,343.20 x 1.00% (F) = $5,963.43
Step 3: Determine the monthly fee: $5,963.43/12 (P)=$496.95
Lower fees for comparable services may be available from other sources. Fees for asset
management services are deducted from a designated Client account to facilitate billing.
Please see Item 15 for more information regarding direct deduction of fees from client’s
accounts.
Our Firm treats cash as an asset class. As such, unless determined to the contrary by the
Firm, all cash positions (money markets, etc.) shall be included as part of assets under
management for purposes of calculating our Firm’s advisory fee. At any specific point in
time, depending upon perceived or anticipated market conditions/events (there being no
guarantee that such anticipated market conditions/events will occur), our Firm may
maintain cash positions for defensive purposes. In addition, while assets are maintained in
cash, such amounts could miss market advances. Depending upon current yields, at any
point in time, our advisory fee could exceed the interest paid by the client’s money market
fund.
From time to time, NWM may engage the services of a sub-adviser to manage clients’
investment portfolios. NWM will enter into sub-advisor agreements with other registered
investment advisor firms. When using sub-advisors, the client will pay additional fees that
range between .25% - 1.0% depending on the account value, investment style and types of
securities used. The sub-advisor fees will be disclosed to and acknowledged by the client in
NWM’s Investment Advisory Agreement. The sub-advisor’s fees and the custodian’s fees
are not included in the fees charged by NWM. The sub-advisor pulls their own fee directly.
The sub-advisor’s billing frequency and methodology will be disclosed to and
acknowledged by the client in NWM’s Investment Advisory Agreement.Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no fee and without penalty. After five days of signing the agreement,
Clients may cancel by providing written notice to NWM and NWM may terminate advisory
services with thirty (30) days written notice to the Client. For accounts opened or closed
mid-billing period, fees will be prorated based on the days services are provided during the

 given period. All unpaid earned fees will be due to NWM. Client shall be given thirty (30)
 days prior written notice of any increase in fees. Any increase in fees will be acknowledged
 in writing by both parties before any increase in said fees occurs.
 FINANCIAL PLANNING AND CONSULTING
 NWM charges either an hourly fee or fixed fee based on complexity and unique Client needs
 for financial planning. Prior to the planning process the Client will be provided an
 estimated plan fee.
        HOURLY FEES
        Limited scope or consultative Financial Planning Services are offered based on an
        hourly fee of $300-$400 per hour.
        FIXED FEES
        Comprehensive Financial Planning Services are offered based on a flat fee between
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Item 7: Types of Clients
Description
 NWM generally provides investment advice to individuals, high net worth individuals,
 trusts, estates, or charitable organizations, corporations or business entities. Client
 relationships vary in scope and length of service.
Account Minimums
 NWM requires a minimum of $500,000 to open and maintain an account. In certain
 instances, the minimum account size may be lowered or waived.