PMC Wealth LLC

ITEM 5: FEES AND COMPENSATION

PMC Wealth offers three membership tiers designed to align services with the client’s level of
financial complexity and engagement needs. Each membership tier includes a one-time
onboarding fee and a flat monthly Membership Fee. Fees are payable in advance via credit card or
ACH.

Foundational Financial Planning
Membership: $47/month

Onboarding Fee: $350 (one-time)

Designed For: Clients seeking foundational financial support and personal finance organization.

Included Services:

   •   Budgeting, savings plans, debt reduction, and financial goal setting
   •   Access to digital tools and client portal
   •   Quarterly check-ins with a Client Strategy Assistant (CSA)

Advanced Financial Planning
Membership: $297/month

Onboarding Fee: $1,000 (one-time)

Designed For: Clients needing advanced planning, life insurance planning, retirement guidance,
and investment advice.

PMC Wealth, LLC                                                                     August 7, 2026
Form ADV Part 2A

Included Services:

   •   Everything in Foundational Financial Planning, plus:
   •   Retirement projections, life insurance, and milestone planning
   •   Investment Advice (Non-Custodial)
       Review and recommendations for certain outside investment accounts including 401(k)s,
       IRAs, and brokerage accounts not custodied at PMC Wealth
   •   Cash Management
       Placement of idle cash in high-yield, insured, institutional-grade solutions
   •   Portfolio Management
       Access to PMC model portfolios, rebalancing, and implementation under a discretionary
       or non-discretionary agreement

Holistic Financial Planning
Membership: $997/month

Onboarding Fee: $2,500 (one-time)

Designed For: Clients with complex financial lives requiring integrated planning, custom
investment solutions, and concierge support.

Included Services:

   •   Everything in Advanced Financial Planning , plus:
       Coordination on estate planning, tax strategy, and legacy design with third-party
       professionals
   •   Investment Advice (Non-Custodial)
       Deeper-dive into investment analysis, scenario modeling, and strategy optimization for
       all outside investment accounts
   •   Cash Management
       Customized solutions tailored to liquidity needs, access to negotiated institutional rates,
       and tailored laddering
   •   Portfolio Management
       Custom portfolio construction, integration of alternative investments, and enhanced
       oversight

Hourly-Based Financial Planning & Advisory Services (Standalone or Add-On)

PMC Wealth offers hourly-based financial planning and investment advisory consultation services
for clients who prefer not to commit to a monthly membership, or who need one-time or project-
based guidance.

PMC Wealth, LLC                                                                        August 7, 2026
Form ADV Part 2A

These services can be engaged independently of any Membership or in addition to an existing
Membership. Clients pay only for the time they use.

Service Type                                                Hourly Rate
Licensed Investment Adviser Representative (IAR)            Starting at $375/hour
Client Strategy Assistant (CSA)                             $125/hour

Note: Services are billed as incurred. Custom project-based engagements may be quoted in
advance and require mutual agreement in writing.

Standalone Project Examples:

   •   One-time financial plan or investment review
   •   Portfolio second opinions or risk assessments
   •   Retirement strategy evaluation
   •   Coordination with outside CPA, attorney, or trustee
   •   Business liquidity planning or exit strategy
   •   Custom budgeting and savings plans

Clients engaging hourly services will receive a written agreement outlining the scope, rates, and
terms of service. No minimums or asset transfers are required.

Portfolio Management Fees (Custom)

For clients requesting personalized discretionary or non-discretionary portfolio management, PMC
Wealth charges the following tiered fee schedule, applied incrementally:

AUM Bracket                              Annual Fee Rate
First $999,999                           0.80%
Next $4,000,000 (up to $4,999,999 total) 0.70%
Next $5,000,000 (up to $9,999,999 total) 0.60%
Any amount over $10,000,000              0.50%

Fees are applied progressively to each bracket of assets under management, not as a flat fee on
total assets. Each client account will be billed separately in accordance with the above fee schedule
and will not be aggregated. All billing will occur monthly and be billed in arrears.

Portfolio Management Fees (Model Portfolios)

For clients utilizing PMC Wealth’s standard model portfolios, the following reduced tiered fee
schedule applies:

PMC Wealth, LLC                                                                    August 7, 2026
Form ADV Part 2A

AUM Bracket                              Annual Fee Rate
First $999,999                           0.40%
Next $4,000,000 (up to $4,999,999 total) 0.35%
Next $5,000,000 (up to $9,999,999 total) 0.30%
Any amount over $10,000,000              0.25%

Clients under this model receive strategic asset allocation and rebalancing within PMC’s
established portfolios but do not receive custom portfolio construction or access to alternative
investment solutions. Each client account will be billed separately in accordance with the above
fee schedule and will not be aggregated. All billing will occur monthly and be billed in arrears.

Fixed Income-Only Portfolio Management Fees (Model Portfolios)

For clients whose managed portfolio consists exclusively of fixed income securities (e.g.,
individual bonds, bond ladders, treasuries, CDs), PMC Wealth charges a reduced tiered fee
schedule:

AUM Bracket                              Annual Fee Rate
First $999,999                           0.40%
Next $4,000,000 (up to $4,999,999 total) 0.30%
...

ITEM 7: TYPES OF CLIENTS

A. Description

PMC Wealth provides its services to individuals, trusts, estates, charitable organizations, and
corporations or other business entities.

B. Conditions for Managing Accounts

PMC Wealth does not require a minimum portfolio size or a minimum initial investment to open
an account. In the case of clients who invest in alternative investments, investors must satisfy the
minimum investment amount stated in the private investment offering documents.

Prior to engaging PMC Wealth to provide Services, the client will be required to enter into one or
more written agreements with PMC Wealth setting forth the terms and conditions under which the
Firm will render its services.