Prairie Rivers Investments LLC

ITEM 5 - FEES AND COMPENSATION

Investment Management Fees and Compensation
We charge a fee as compensation for providing Investment Management services on your account. These services include
advisory and consulting services, trade entry, investment supervision, and depending on the Bronze, Silver, Gold or
Platinum Levels selected by you, the services listed in Item 4. Our custodian charges transaction costs, custodial fees,
redemption fees, retirement plan and administrative fees or commissions. See the section “Additional Fees and Expenses”
below for additional details.
As described above, we offer different service platforms as part of the annual fee. Platforms with fewer
services are less expensive, while platforms with more included services are more expensive. Services may be added to
a lower cost platform in an à La Carte manner, for an additional fee. Our maximum annual advisory fee is for accounts
paying a percentage of assets under management is 1.50%. The specific advisory fees and services are set forth in your
Investment Advisory Agreement.
Fees are assessed on all assets under management, including securities, cash, money market balances, and certificates
of deposit. Notwithstanding the foregoing, a reduced annual advisory fee of 0.15% (fifteen basis points) will be
                      Prairie Rivers Investments, LLC – 1507 West Main St. Robinson, IL 62454
                                             FORM ADV 2A Brochure
                                                    March 2026

applied to the following asset types held in the Account: (i) cash equivalents; (ii) money market funds; and (iii)
certificates of deposit. This reduced rate reflects the generally lower management intensity of cash-equivalent
holdings while acknowledging that such positions remain subject to active advisory oversight including liquidity
management, yield monitoring, and allocation decisions.
The fees for accounts are based on an annual percentage of your assets that we manage. The fees are billed in arrears
and on a three-month billing cycle. The initial fee will be based upon the average daily balance of the household’s total
assets under management from the date the account is accepted for management by execution of the investment
advisory contract by the Firm and assets are transferred, and then prorated for the number of days in the three-month
billing period that your account is under management. Thereafter, the fee will be based on the average daily balance
during the three-month billing period. Unless otherwise agreed upon and stated in Exhibit B of the Investment
Management Agreement, fees are assessed on all assets under management, including securities, cash and money
market balances. In some cases, additional deposits and withdrawals will be added or subtracted from portfolio assets
on a prorated basis to adjust the Account Fee. Prairie Rivers Investments reserves the right to make exceptions to the
standard advisory fee schedule and account minimums noted in this Brochure.
There may be a possibility for price or account value discrepancies due to quarter-end transactions in an account.
Dividends or trade date settlements may occur and our third party billing software may report a slight difference in
account valuation at quarter end compared to what is reported on your Statement from the Custodian. Our firm has
the ability to produce billing summaries, which can be provided upon request.
Fees may vary based on the size of the account, complexity of the portfolio, extent of activity in the account or other
reasons agreed upon by us and you as the client. In certain circumstances, our fees may be negotiated. Our employees
and their family related accounts are charged a reduced fee for our services.
In some instances, as stated and agreed to in the client’s Investment Advisory Agreement, the fees for certain accounts
under management will be based on the quarter end value as reported by the Custodian.
Unless instructed by the client, we will aggregate asset amounts in accounts from your same household together to
determine the advisory fee for all your accounts. We would do this, for example, where we also service accounts on
behalf of your parents, minor or adult children, siblings, or other members of your family. This consolidation practice
is designed to allow you the benefit of an increased asset total, which could potentially cause your account(s) to be
assessed a lower advisory fee. While we will discuss your account totals with you and will disclose the fee breakpoint
achieved for your accounts, we must maintain confidentiality on the account totals associated with other members of
the household.
The independent qualified custodian holding your funds and securities will debit your account directly for the
advisory fee and pay that fee to us. You will provide written authorization permitting the fees to be paid directly from
your account held by the qualified custodian. Further, the qualified custodian agrees to deliver an account statement at
least quarterly directly to you indicating all the amounts deducted from the account including our advisory fees. You
are encouraged to review your account statements for accuracy.
Either Prairie Rivers Investments or you may terminate the management agreement immediately upon written notice
to the other party. The management fee will be pro-rated to the date of termination, for the month in which the
cancellation notice was given and billed to your account. Upon termination, you are responsible for monitoring the
securities in your account, and we will have no further obligation to act or advise with respect to those assets. In the
event of client’s death or disability, Prairie Rivers Investments will continue management of the account until we are
notified and given alternative instructions by an authorized party.
Upon termination of the advisory relationship, Prairie Rivers Investments may liquidate a portion of client holdings to
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ITEM 7 - TYPES OF CLIENTS

We provide investment advice to individuals, high-net-worth individuals, foundations, endowments, employee
sponsored retirement plans, charitable organizations, institutions, trusts and estates. Our minimum initial account value is
$100,000; however, we may accept accounts for less than the minimum at our sole discretion.