Emergent Wealth Advisors LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  ASSET MANAGEMENT
  Emergent offers discretionary direct asset management services to advisory clients.
  Emergent charges an investment advisory fee based on the client’s account value as
  follows:

          Assets Under Management                        Maximum Annual Fee
              Up to $1,000,000                                  1.5%
           $1,000,001 - $3,000,000                             1.00%
               Over $3,000,000                               Negotiable

The annual Fee may be negotiable. Accounts within the same household may be
combined for a reduced fee. Fees are billed quarterly in advance based on the amount of
assets managed as of the last business day of the previous quarter. Initial fees for partial
quarters are pro-rated. Quarterly advisory fees deducted from the clients' account by the
custodian will be reflected in a provided fee invoice as fees are withdrawn. Lower fees
for comparable services may be available from other sources. Clients may terminate
their account within five (5) business days of signing the Investment Advisory
Agreement for a full refund. Clients may terminate advisory services with thirty (30)
days written notice. For accounts closed mid-quarter, the client will be entitled to a pro
rata refund for the days service was not provided in the final quarter. Client shall be
given thirty (30) days prior written notice of any increase in fees, and client will
acknowledge, in writing, any agreement of increase in said fees.
When deemed appropriate for the client, Emergent may hire other advisors to manage
all or a portion of the assets. Emergent will receive its standard fee, as outlined above,
on top of the fee paid to the money manager fees. The fees will not exceed any limit
imposed by any regulatory agency.
Fees can be negotiated but generally range from 0.15%-1.25% annually depending upon
the program selected, the size of the account and the services covered. The amount of
the fees, services provided, payment structure, termination provisions and other aspects
of each program are detailed and disclosed in the third-party investment advisor’s Form
ADV, the wrap fee disclosure brochure and/or other applicable disclosure documents
such as the disclosure documents of the managers selected and the account opening
documents.
ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and will not exceed
1%. Fees may be charged quarterly or monthly in arrears or in advance based on the
assets as calculated by the custodian or record keeper of the Included Assets (without
adjustments for anticipated withdrawals by Plan participants or other anticipated or
scheduled transfers or distribution of assets) on the last business day of the previous
quarter. If the services to be provided start any time other than the first day of a quarter,
the fee will be prorated based on the number of days remaining in the quarter. If this
Agreement is terminated prior to the end of the fee period, Emergent shall be entitled to
a prorated fee based on the number of days during the fee period services were
provided.
The fee schedule, which includes compensation of Emergent for the services is described
in detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the
fees, however the Plan Sponsor may elect to pay the fees. Client may elect to be billed
directly or have fees deducted from Plan Assets. Emergent does not reasonably expect to
receive any additional compensation, directly or indirectly, for its services under this
Agreement. If additional compensation is received, Emergent will disclose this
compensation, the services rendered, and the payer of compensation. Emergent will
offset the compensation against the fees agreed upon under this Agreement.
FINANCIAL PLANNING and CONSULTING
Emergent charges a negotiable fixed fee with a maximum of $7,500 for financial
planning. Prior to the planning process the client will be provided an estimated plan fee.
The services include, but are not limited to, a thorough review of all applicable topics
including Estate Plan/Trusts, Investments, Taxes, Retirement Planning and Insurance.

  Client will pay the estimated fee at the signing of the agreement. Services are completed
  and delivered inside of ninety (90) days. Client may cancel within five (5) business days
  of signing Agreement for a full refund. If the client cancels after five (5) business days, a
  pro-rata refund will be issued to the client based on the work completed.
 Client Payment of Fees
  Investment management fees are billed quarterly in advance, meaning we bill you when
  the three-month period has started. Payment in full is expected upon invoice
  presentation. Fees are usually deducted from a designated client account to facilitate
  billing. The client must consent in advance to direct debiting of their investment account.
  Fees for financial plans are billed in advance.
 Additional Client Fees Charged
  Custodians may charge transaction fees and brokerage fees on purchases or sales of
  certain mutual funds, equities, stocks and exchange-traded funds. These charges may
  include Mutual Fund transactions fees, brokerage fees, postage and handling and
  miscellaneous fees (fee levied to recover costs associated with fees assessed by self-
  regulatory organizations). These transaction charges are usually small and incidental to
  the purchase or sale of a security. The selection of the security is more important than
  the nominal fee that the custodian charges to buy or sell the security.
  Emergent, in its sole discretion, may waive its minimum fee and/or charge a lesser
  investment advisory fee based upon certain criteria (e.g., historical relationship, type of
  assets, anticipated future earning capacity, anticipated future additional assets, dollar
...

Item 7: Types of Clients
 Description
  Emergent generally provides investment advice to individuals, high net worth
  individuals, trusts, estates, charitable organizations, corporations or business entities.
  Client relationships vary in scope and length of service.
 Account Minimums
  Emergent does not require a minimum to open an account but AssetMark requires a
  minimum to open an account. These minimums are described in more detail in the
  AssetMark Platform Disclosure Brochure. Accounts below the stated minimums may be
  accepted on an individual basis at the discretion of AssetMark.