Premier Financial Group Inc

Item 5.          Fees and Compensation

Portfolio Management Services

Client Investment Accounts

Our fees for client investment accounts are based upon a percentage of assets under
management, according to the following fee schedule:

Assets Under Management ($)           Annual Fee (%)

First $250,000                        2.00%

Next $250,000                         1.00%

Next $500,000                         0.80%

Next $1,000,000                       0.60%

Above $2,000,000                      0.40%

This fee schedule can be negotiable under special circumstances using various factors
such as cash flows, number and type of accounts, client service requirements, and others
that impact the costs borne by our firm.

Non-Discretionary Accounts
The maximum annual fee for these accounts is 2.00%. Each client’s fee is negotiated
individually.

Portfolio management fees are directly debited in advance at the beginning of each
quarter, based upon the billable balance on the last day of the previous calendar quarter.

Seminars
The fee for a seminar (if any) will be determined on a case-by-case basis. This fee will
be charged as a fixed fee.

Fees in General
Fees and account minimums for all of our services are negotiable based upon certain
criteria (i.e. anticipated future earning capacity, anticipated future additional assets, dollar
amount of assets to be managed, related accounts, account composition, negotiations with
client, etc.), and discounts, not generally available to our advisory clients, may be offered
to family members and friends.

We may group certain related client accounts for the purposes of determining the
annualized fee and/or minimum account size. At our discretion we may reduce, share or
waive account transition costs including the trading costs of incoming assets, account
closure fees, etc.

Under no circumstances will we earn fees in excess of $1,200 more than six months in
advance of services rendered.

Clients will have a period of five (5) business days from the date of signing the
agreement to unconditionally rescind the agreement with us and receive a full refund of
all fees. Thereafter, the client may terminate the agreement by providing us with a 30-
day written notice at our principal place of business. Upon termination of any account,
any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will
be due and payable.

Program sponsor(s) recommended by us to clients have their own policies for account
terminations and refunds. Clients should carefully review all such policies since our firm
has no control over any contractual provisions imposed by third parties.

Mutual Fund and ETF Fees and Expenses: All fees paid to our firm for investment
advisory services are separate and distinct from the fees and expenses charged by
mutual funds and ETFs to their shareholders. These fees and expenses are described in
each fund's prospectus. These fees will generally include a management fee, other fund
expenses, and a possible distribution fee. A client could invest in a mutual fund or an
ETF directly, without the services of our firm. In that case, the client would not receive

the services provided by us which are designed, among other things, to assist the client
in determining which mutual fund or funds or ETFs are most appropriate to each client's
financial condition and objectives. Accordingly, the client should review both the fees
charged by the funds and ETFs and the fees charged by us to fully understand the total
amount of fees to be paid by the client and to thereby evaluate the advisory services
being provided.

Management, Brokerage and Custodian Fees

Typically, for clients participating in the client investment accounts, our firm will pay
for account fees and all brokerage and transaction fees associated with mutual fund
transactions. Those clients not participating in the client investment accounts or
transacting in non-mutual fund transactions will also be responsible for all transaction,
brokerage, and custodian fees incurred as part of their account management, unless they
have selected the “wrap fee” options of the programs described above. These fees are
in addition to our advisory fees. Please see Item 12 of this Brochure for important
disclosures regarding our brokerage practices.

Additional Compensation Received by Us

Currently, neither PFG nor any individuals employed with PFG sells or offers to sell
insurance products to advisory clients. Premier Financial advisors may advise clients on
the need for insurance products, or the types of products the client should consider,
however, clients are under no obligation to act upon any recommendations of these
individuals or to affect any transactions through them or through PFG if they decide to
follow the recommendations. Clients have the option to purchase investment and
insurance products recommended through other insurance companies not affiliated with
our firm. Please refer to Item 10 of this Brochure for a more detailed explanation of how
our firm handles and mitigates these conflicts of interest.

Our firm’s advisory fees are not reduced by the amount of commissions received by these
individuals.

Item 7.        Types of Clients

Our firm generally provides advisory services to individuals, high net worth individuals,
pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate
and business entities.

We typically require a minimum account of $500,000 for portfolio management services
and $1,000,000 for pension consulting services. This minimum can be negotiable under

special circumstances using various factors such as cash flows, number and type of
accounts, client service requirements, and others that impact the costs borne by our firm.