Quartz Partners LLC

Item 5 - Fees & Compensation
Advisory Fee Schedule
We provide our Services unless otherwise specified on a continuous fee-only basis calculated as a percentage of the total Account
value including all cash and Securities (hereafter “asset-based fee”). This section describes the maximum allowable asset-based
fees for the Services we provide. Our fees are typically negotiable, based upon but not limited to (i) Clients with multiple accounts, (ii)
size of the account, (iii) a prior or existing relationship, (iv) a Client’s particular needs or financial characteristics. At any time, we may
reduce, rebate, or suspend, our fees at our sole discretion, including for employee, family, and friends accounts. From time-to-time
we may run promotional campaigns to measure interest and attract Clients to open Accounts. These promotions may include,
waived, lower or more favorable fee arrangements for new Clients. The specific advisory fee, any breakpoints and schedule (e.g.,
advance or arrears, monthly or quarterly) for the advisory services is outlined and agreed upon in either our client agreement specific
to the advisory services the client has selected and/or the associated Financial Intermediary or Platform Sponsors agreement and
disclosure documents. Since fees are negotiable and may vary, Clients with existing Accounts may be charged fees which differ
from the fees paid by other Clients receiving similar Services. If there is insufficient cash to pay fees, our Firm, Financial Intermediary,
or the Platform Sponsor will liquidate account assets in an amount sufficient to pay fees. This may result in a taxable gain or loss for
the Client. If there is insufficient cash and Account assets are illiquid, an invoice will be sent to the client which is payable within ten
(10) days of receipt. Any modification to our advisory fee schedule will be explicitly defined and memorialized in writing and shall be

Quartz Partners Form ADV Part 2A: Firm Brochure                                                                                             12

effective no less than thirty (30) days after written notice is provided to the affected Client. Clients should consider that other
Financial Professionals or Financial Intermediaries may offer similar investment strategies or more comprehensive services, and/or
the same Securities, investment objectives, or investment philosophy utilized in our Strategies, for comparable or lower fees. All
accounts unless otherwise stated or waived at our Firm’s discretion have a minimum annual fee of $200, which could result in the
Client paying an effective rate greater than the rate specified in the fee schedules below. Custodians, Financial Intermediaries, and
Platform Sponsors may have their own separate minimum annual fees, please review their terms and conditions for more
information.

Fee Schedule: Institutional Services
    • TAMP Program: The total annual advisory fee for this Service which includes the Financial Professionals fee and our Firms
       investment management fee is negotiated between the Financial Professional and the client dependent on the scope of
       Service, is not to exceed 2.00% (200 basis points) and is billed quarterly (one fourth of the annual fee rate) in advance.
       TAMP Program accounts that are eligible to be combined for fee breakpoint purposes (hereafter “Aggregate Assets”) are
       those Accounts with the same registrations or accounts having the same address. The initial asset-based fee is calculated
       based on the total initial account value. Subsequent asset-based fees will be calculated based on the ending value on the
       last day of the previous quarterly billing period. Unless otherwise restricted, asset-based fees will be deducted
       automatically from a Client’s Account.
    Typical Firm Investment Management Fee:

    Household Assets Under Management                        Active Strategies                     Passive Strategies

    $0 to $499,999.99                                             0.75%                                  0.48%

    $500,000 to $2,999,999.99                                     0.60%                                  0.40%

    $3,000,000 and above                                          0.50%                                  0.35%

    These fees do not include the Financial Professional’s advisory fee or the expense ratio of any underlying Fund or ETF.

• Sub-Advisor Program: The annual advisory fee for this Service is not to exceed 0.75% (75 basis points). The Financial Intermediary
  or Platform Sponsor will calculate and automatically deducted from a client account that is subscribed to one of our Strategies
  and remit asset-based fees owed to our Firm. The specific asset-based fee and schedule (e.g., billed monthly or quarterly in
  advance or arrears) will be determined through negotiations with the Financial Intermediary or Platform Sponsor and shall be
  defined and memorialized in an agreement.

    Typical Firm Investment Management Fee:

    Household Assets Under Management                        Active Strategies                    Passive Strategies

    $0 to $499,999.99                                             0.75%                                 0.48%

    $500,000 to $2,999,999.99                                     0.60%                                 0.40%

    $3,000,000 and above                                          0.50%                                 0.35%

    These fees do not include the Financial Professional’s advisory fee or the expense ratio of any underlying Fund or ETF.

• Digital Investing Program: The annual advisory fee shall not exceed 1.50% (150 basis points). Fees are billed quarterly (one
  fourth of the annual fee rate being payable each quarter) in arrears (e.g., following the end of the month for the previous month).
...

Item 7 - Types of Clients
Minimum Account Size
The minimum account size for new and existing client relationships is $10,000, unless otherwise agreed or if the value drops below
the minimum level due to market fluctuations. Exceptions to this policy may be made at our sole discretion. Clients should be
aware that small Accounts may not be able to invest in every Security selected by our Firm due to their share price and absence of
partial share purchases [depending on the qualified custodian]. Custodians, Financial Intermediaries, and Investment Companies
may have their own minimum requirements or minimum fees.

Types of Clients Served. We seek to provide our Services to the following clientele:
      •   Retirement & Profit-Sharing Plans                       •    Individuals                     •    Charitable Organizations
      •   Insurance Companies                                     •    Institutions                    •    Investment Companies
      •   Business Entities                                       •    Trusts                          •    Foundations
      •   Financial Intermediaries & Professionals                •    Estates                         •    Endowments