Rembrandt Financial Group LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

        Total Assets Under Management              Annual Fees
        $0 - $999,999                              1.25%

        $1,000,000 - $1,999,999                    1.00%

        $2,000,000 - $4,999,999                    0.80%

        $5,000,000 - AND UP                        0.50%

Fees are paid in advance. RFGLLC calculates fees based on the account value on the last
business day of the prior billing cycle. RFGLLC uses a prorated fee based on the date
funds are initially received and the aggregate amount of assets under management for the
household..

These fees are generally negotiable, and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of RFGLLC's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract
immediately upon written notice.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis. Fees are paid in advance.

       C. Client Responsibility For Third Party Fees

       Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by RFGLLC. Please see Item 12 of this
       brochure regarding broker-dealer/custodian.

       D. Prepayment of Fees

       RFGLLC collects fees in advance. Refunds for fees paid in advance but not yet earned will
       be refunded on a prorated basis and returned within fourteen days to the client via check
       or return deposit back into the client’s account.

       For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
       the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is calculated
       by dividing the annual asset-based fee rate by 365.)

       E. Outside Compensation For the Sale of Securities to Clients

       Mickey Shawn Bryan in his outside business activities (see Item 10 below) is licensed to
       accept compensation for the sale of insurance products to RFGLLC clients. This presents
       a conflict of interest and gives the supervised person an incentive to recommend products
       based on the compensation received rather than on the client’s needs. When
       recommending the sale of securities or insurance products for which the supervised
       persons receive compensation, RFGLLC will document the conflict of interest in the client
       file and inform the client of the conflict of interest. Clients always have the right to decide
       whether to purchase RFGLLC -recommended products and, if purchasing, have the right
       to purchase those products through other brokers or agents that are not affiliated with
       RFGLLC.

       Commissions are not RFGLLC’s primary source of compensation for advisory services.
       Advisory fees that are charged to clients are not reduced to offset the commissions or
       markups on securities or insurance products recommended to clients.

Item 7: Types of Clients

RFGLLC generally provides advisory services to the following types of clients:

       ❖      Individuals
       ❖      High-Net-Worth Individuals

There is no account minimum for any of RFGLLC’s services.