Retireful LLC

Item 5 – Fees and Compensation

The fees and compensation payable to Mohr Capital Management (“MCM”) vary among the
investment product offerings and separately managed accounts (collectively, the “Clients”)
for which it furnishes as an advisor (or sub-adviser), in which case MCM’s portion of the
management fee shall be reduced by the agreed upon percentage of the assets under
management.

Exchange Traded Funds

MCM, as the primary investment adviser to the Mohr Funds, or sub-adviser to unaffiliated
third-party ETF offerings, performs portfolio management and/or trading services in
exchange for compensation owed to the Firm as set forth in the fee table of the applicable
prospectus. The fees attendant to the Mohr Funds range based on the investment strategy of
the investment offering but, in general, impose a management fee of 70 basis points. For
providing sub-advisory services to ETF(s), MCM receives a portion of the overall
management fee that generally is 15 basis points.

MCM provides advisory services for Mohr Funds whereas the administration, custodial,
marketing, and distribution services are facilitated by other financial institutions who receive
payment from the funds as described in the applicable prospectus and statement of
additional information. The Mohr Funds impose other expenses that are approximately 12
basis points, acquired fund fees and expenses that vary between 9 basis points-25 basis
points, and total annual fund operating expenses ranging from approximately 90 basis points
to 107 basis points. For more information about fees, expenses and charges associated with
the Mohr Funds, please visit the following website: https://mohrfunds.com.

Collective Investment Trusts

MCM is primary investment adviser to Tactive Moderate CIT, a collective investment trust
(or “CIT”) for which a third-party financial institution is sponsor (or “CIT Sponsors”). CIT

assets are subject to the Employee Retirement Income Security Act of 1974, as amended,
(“ERISA”). Under federal securities law, CITs are registered under the Securities Act of 1933
(“Securities Act”) but exempt from registration as an investment company pursuant to
section 3(c)(11) of the Investment Company Act of 1940 (“Company Act”). Each CIT and CIT
Sponsor are regulated primarily by the Office of the Comptroller of the Currency (“OCC”). As
a federally registered investment adviser, MCM is subject to SEC governance and maintains
professional responsibilities to manage the CIT in accordance with the directives and
guidelines set forth in the applicable declaration of trust and not the suitability concerns of
the CIT's underlying investors. As the CIT is not a registered investment company subject to
the Company Act, investors do not receive the protections available under the Company Act.
MCM relies upon the Qualified Professional Asset Manager (or "QPAM") exemption pursuant
to the Department of Labor Rule PTE 84-14.

MCM, on behalf of the Tactive Moderate CIT, is responsible for investment selection, portfolio
management, and trading responsibilities whereas the CIT Sponsor manages the proxy voting
obligations of the CIT (as further described in Item # 17 of this Brochure). In exchange for
these services, MCM receive a management fee that ranges from approximately 20 basis
points to 50 basis points. Investments in the Tactive Moderate CIT, as selected by MCM in
accordance with the respective offering memorandum of the CIT, consist primarily of third-
party ETFs which, in certain instances, charge a 12b-1 fee that is described in the fee table of
the prospectus. For its part, MCM does not receive any portion of the 12b-1 and, in addition,
has determined that the 12b-1 fees attendant to these ETFs are de minimis. Further, the
referenced ETFs are not offered with non-12b-1 fee share classes (such as mutual funds
which may furnish an institutional or advisor share class for investors in fee-based accounts),
and that ETFs selected represent the optimal selection of investments to comprise the
underlying portfolio. Whereas MCM maintains investment discretionary authority for the
CIT, it has not opted to include Mohr Funds in the portfolio composition but reserves the right
to do so. The Tactive Moderate CIT is managed in accordance with the terms and conditions
set forth in the applicable offering memorandum which identifies attendant fees, costs and
expenses.

For more information about fees, charges and expenses regarding the Tactive Moderate CIT,
please review the applicable offering memorandum and/or contact MCM at 517-512-9686.

Separately Managed Accounts

MCM offers its advisory services as the primary investment adviser for separately managed
accounts (“SMAs”) sponsored by a third party and unaffiliated investment adviser pursuant
to an advisory agreement or, in other cases, a sub-advisory agreement whereupon our Firm
serves a sub-adviser to the SMA client. For SMA offerings (unlike the Mohr Funds or CIT(s)
that MCM manages) that institutional clients select MCM to manage (as primary investment
adviser or sub-adviser) may place reasonable investment restrictions with MCM or the
primary investment adviser to manage their accounts. Where MCM serves as the primary
investment adviser, our Firm has the sole discretion to determine whether the restrictions
would be reasonable for it to still manage the account in a manner consistent with the client’s
investment strategy and, as such, has the discretion to accept the restrictions or decline to
provide advisory services. MCM will generally select Mohr Fund offering(s) as investment
vehicles for institutional SMA accounts; however, MCM will consider other viable
opportunities than other proprietary offerings as part of investment process. Fees will not be
directly assessed by MCM on the portion of the SMA client account assets comprised by Mohr
Fund(s) as the fees, charges and expenses attendant to each Mohr Fund(s), which are further
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Item 7 – Types of Clients

MCM provides investment management services through an investment management
agreement with other financial institutions, including insurance companies, registered
investment advisers, collective investment trust (under an agreement with the sponsor) and
registered investment companies. MCM does not provide customized investment advice to
individuals, high net worth individuals, pension and profit-sharing plans, trusts, estates,
charitable organizations, corporations and other types of business entities; however, such
investors typically invest in MCM-managed ETFs or CITs and separately managed accounts
(“SMAs”) for institutional investors. MCM does not provide services directly to retail
investors.

MCM may also provide sub­advisory services to institutional investors inclusive of SEC or
state­registered investment advisers, financial planning firms, broker­dealers, banks and
other financial institutions that maintain ongoing relationships with clients.

Engaging the Services of MCM

All financial institutions, including SEC and state­registered investment advisers, must first
execute an investment management agreement that provides MCM with the authority to
invest all or some of the client’s assets in one or more of the Firm’s investment offerings or
programs.

Conditions for Managing Accounts

There is no minimum account size for new or existing institutional separately managed
account (“SMA”) clients. However, MCM reserves the right to refuse any client or account for
any reason at its sole discretion. Investors in the Mohr Funds and CIT managed by our Firm
are generally subject to investment minimums outlined in the applicable prospectus or
offering memorandum.