RHL Group LLC

Item 5. Fees and Compensation
FEE SCHEDULE
Wealth Management Fees

RHL charges an annual investment advisory fee based on the total assets under management as
follows:
                                Assets Under Management                     Annual Fee
                                     Up to $500,000                           1.20%
                                $500,000.01 to $1,000,000                     1.00%
                               $1,000,000.01 to $3,000,000                    0.85%
                               $3,000,000.01 to $5,000,000                    0.75%
                              $5,000,000.01 to $10,000,000                    0.50%
                                    Over $10,000,000                          0.35%
Fee-based variable annuity management

                               Assets Under Management                     Annual Fee
                                   Up to $1,000,000                          0.75%
                                   Over $1,000,000                           0.50%
529 plan asset management

                                Assets Under Management                    Annual Fee
                                        All assets                           0.50%
Capital Preservation account management

                               Assets Under Management                     Annual Fee
                                       All assets                            0.25%
The annual fee is negotiable. The fees are charged monthly in advance and are based on the amount of
assets managed as of the close of business on the last business day of the previous month. Lower fees for
comparable services may be available from other sources. RHL considers cash to be an asset class and is
included in fee calculations. Also, to be noted, at times fees can exceed the money market yield. Clients
may terminate their account within five (5) business days of signing the Investment Advisory Agreement
with no obligation and without penalty. After the initial five (5) business days, the agreement may be
terminated by RHL with thirty (30) days written notice to Client and by the Client at any time with written

                                                                                                RHL Group, LLC
                                                                                                  ADV Part 2A
                                                                                                 February 2026

notice to RHL. For accounts opened or closed mid-billing period, fees will be prorated based on the days
services are provided during the given period. All unpaid earned fees will be due to RHL. Additionally, all
unearned fees will be refunded to the Client. Client shall be given thirty (30) days prior written notice of
any increase in fees. Any increase in fees will be acknowledged in writing by both parties before any
increase in said fees occurs.

Financial Planning
RHL charges a fixed fee for financial planning services between $1,000 and $10,000 dependent upon the
complexity of the Client’s specific situation. Prior to the planning process the Client will be provided an
estimated plan fee. Services are completed and delivered within thirty (30) days contingent on the timely
delivery of all applicable documents from the Client. Client may cancel within five (5) days of signing
Agreement with no obligation. If the Client cancels after five (5) business days, any unpaid earned fees will
be due to RHL based on the percentage of the work completed by RHL. Fees for financial planning services
are due upon delivery of the completed plan.

Retirement Plan Consulting Fees
The annual fees are based on the market value of the Included Assets and will not exceed 0.50%. The annual
fee is negotiable and may be charged as a percentage of the Included Assets or as a flat fee. Fees may be
charged quarterly or monthly in arrears or in advance based on the assets as calculated by the custodian or
record keeper of the Included Assets (without adjustments for anticipated withdrawals by Plan participants
or other anticipated or scheduled transfers or distribution of assets). If the services to be provided start any
time other than the first day of a quarter or month, the fee will be prorated based on the number of days
remaining in the quarter or month. If this Agreement is terminated prior to the end of the billing cycle, RHL
shall be entitled to a prorated fee based on the number of days during the fee period services were provided
or Client will be due a prorated refund of fees for days services were not provided in the billing cycle.
The fee schedule, which includes compensation of RHL for the services is described in detail in Schedule A
of the ERISA Plan Agreement. The Plan is obligated to pay the fees; however, the Plan Sponsor may elect
to pay the fees. Client may elect to be billed directly or have fees deducted from Plan Assets. RHL does not
reasonably expect to receive any additional compensation, directly or indirectly, for its services under this
Agreement. If additional compensation is received, RHL will disclose this compensation, the services
rendered, and the payer of compensation. RHL will offset the compensation against the fees agreed upon
under the Agreement.

PAYMENT OF FEES
Fees for Wealth Management services are deducted from a designated Client account to facilitate billing.
The Client must consent in advance to direct debiting of their investment account.
Fees for ERISA services will either be deducted from Plan assets or paid directly to RHL. The Client must
consent in advance to direct debiting of their investment account.
Fees for Financial Planning will be billed to the Client and paid directly to RHL.
RHL may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria, such as
...

Item 7. Types of Clients
RHL offers services to individuals, high-net-worth individuals, trusts, estates, pension and profit-sharing
plans, charitable organizations, corporations, and business entities.
RHL does not currently have a minimum account requirement.

                                                                                              RHL Group, LLC
                                                                                                ADV Part 2A
                                                                                               February 2026