RMR Wealth Builders Inc

ITEM 5: FEES & COMPENSATION

Advisory Services Fees & Compensation
RMR’s advisory clients generally pay an asset‑based advisory fee, calculated in accordance with the fee schedules described
herein and, where applicable, as further detailed in RMR’s Form ADV Part 2A, Appendix 1 – Wrap Fee Program brochure, for
clients who elect to participate in RMR’s TPM Wrap Fee Program.

Annual asset‑based advisory fees are assessed periodically and generally charged in advance or arrears, as disclosed in the
applicable Advisory Agreement and the relevant Form ADV disclosure documents.

Under the Adviser’s Act and the related "Brochure Rule," investment advisors must provide written disclosure statements to
their clients. A copy of RMR's Form ADV Part 2A brochure, Form ADV 2A - Appendix 1 Wrap Fee Program brochure, and Form
ADV Part 3 (the "Client Relationship Summary" or "Form CRS”) disclosure brochures, as applicable for the type of account
opened, and the Part 2B Brochure Supplement for the IAR assigned to the client’s account will be provided to clients before or
upon execution of an RMR Advisory Agreement. Unless a client has received these important disclosure documents at least 48
hours before signing their Advisory Agreement, clients may terminate their Agreement with RMR within five (5) business days
of Agreement execution without incurring any advisory fees. (Note: In accordance with Rule 203(m)‑1 and related guidance
under the Investment Advisers Act, advisers providing solely impersonal investment advice for which a client pays less than
$500 in advisory fees per year may be exempt from certain brochure delivery requirements.)

Fee Negotiation Availability
Under certain circumstances, RMR’s advisory fees are negotiable, up to the maximum annual rates disclosed herein, subject to
applicable limitations and RMR approval. Advisory fees may vary based on factors such as account size, services provided, and
other relevant considerations. In its sole discretion, RMR may charge reduced advisory fees or waive or reduce minimum fees
based on specific factors, which may include, but are not limited to, the nature and duration of a pre‑existing client relationship,
the total number of related accounts, the inception date of the advisory relationship, total assets under management with RMR,
anticipated additional assets or future contributions, the composition and complexity of the account, the client’s anticipated future
earning capacity, and client negotiations.

At RMR’s discretion, certain related accounts—such as those held by members of a client’s immediate family or other affiliated
accounts—may be aggregated for fee‑billing purposes, with advisory fees assessed based on the total combined assets under
management.

Because advisory fees are negotiable, some clients may pay higher or lower fees than others receiving similar advisory services.
In addition, clients may pay more or less in advisory fees than they would have paid if they had engaged another investment
adviser for comparable services, and lower fees for similar services may be available from other advisers. The specific advisory
fee arrangements applicable to each client are outlined in the client’s written Advisory Agreement.

Clients remain solely responsible for any tax liabilities arising from transactions executed in their accounts. RMR does not
provide tax advice unless otherwise specifically agreed to in writing.

      Regardless of the availability of fee negotiation, RMR will not accept prepayment of advisory fees more than six (6)
                                     months in advance or for an amount exceeding $1,200.

Legacy Fees
Since RMR began providing investment management services, it has utilized various advisory fee schedules, including certain
legacy fee arrangements, that may differ from those currently described herein. From time to time, RMR may implement new
advisory fee schedules. Such fee schedule changes generally apply only to new clients entering into Advisory Agreements after
the effective date of the latest schedule. The advisory fees charged to existing clients are typically not affected by the adoption
of new advisory fee schedules, unless otherwise mutually agreed in writing. As a result, some existing clients may pay advisory
fees that differ from those described in this brochure, including fees that may be higher or lower than those currently offered for
comparable advisory services.

The following sections describe how RMR is compensated for each of its advisory services, as applicable.

Advisory Services Fees
RMR’s advisory fees are calculated on assets under management or as otherwise described herein, billed in accordance with
the client’s executed Advisory Agreement, and reflected through BlackDiamond, RMR’s portfolio reporting and account
monitoring platform.

Advisory fees are generally calculated based on the total market value of the account's assets, including assets purchased on
margin. This creates a potential conflict of interest, as it can incentivize RMR to recommend or maintain margin borrowing
because it increases the asset base used to calculate advisory fees.

Annual Account Administration Fee
Effective April 1, 2024, RMR increased its annual Administrative Fee for accounts billed directly from $52 to $80. This
Administrative Fee applies to both non‑wrap‑fee and wrap‑fee investment advisory programs.

The Administrative Fee is prorated daily and charged quarterly, based on the number of days in the quarter divided by 365, as
further described in the client’s Advisory Agreement. The fee is assessed to RMR fee‑based program clients in accordance with
the terms of their executed Advisory Agreement.

Regardless of the amount of assets under management, clients subject to the Administrative Fee receive access to and use of
the BlackDiamond Wealth Platform, an online trading and reporting system. Through BlackDiamond, clients are provided with
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Types of Clients
 RMR primarily provides investment advisory services to individuals, high-net-worth individuals, partnerships, trusts,
 corporations, retirement/pension and profit-sharing plans, charitable organizations, and other institutions and business entities.
 RMR also provides advisory and sub-advisory services to registered investment companies, including exchange-traded funds.

Minimum Account Size
There is no account minimum for RMR’s services, and there are no ongoing contribution requirements for client accounts.
However, this practice is highly recommended for continued savings, asset allocation, and tax efficiency.

Clients participating in RMR’sTPM Wrap Fee Program services will be subject to the independent TPM’s account minimums
(typically between $25,000 and $1,000,000), as disclosed in each TPM’s agreement. In selecting a referred manager, the client
is responsible for understanding the account minimums, requirements, and fee agreement they execute with their referred third-
party manager.