S Harris Financial Group LLC

Item 5 – Fees and Compensation

 The following paragraphs detail the fee structure and compensation methodology for services provided by the
 Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
 more written agreements with the Advisor.

 A. Fees for Advisory Services
 Wealth Management Services
 Wealth management fees are paid quarterly in advance pursuant to the terms of the wealth management agreement.
 Wealth management fees are based on the market value of assets under management at the end of the prior quarter.
 Certain Clients with a relationship size under $1,000,000 will be charged a separate annual ongoing financial
 planning fee paid monthly in advance. Wealth management fees range up to 2.00%. Fees are negotiable based on
 several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed;
 and the overall relationship with the Advisor.

 The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
 end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
 consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
 by SHFG will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
 Custodian’s valuation to ensure accurate billing.

 The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
 related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
 shall not receive any portion of these commissions, fees, and costs.

 Financial Planning Services
 SHFG offers financial planning services as part of its overall wealth management fee. However, certain Clients
 with a relationship size under $1,000,000 will be charged an annual ongoing financial planning fee ranging from
 $100 to $200 per month, paid in advance of each month. SHFG also offers standalone financial planning services
 on an hourly or fixed engagement basis. Hourly fees range from $300 to $750 per hour. Fixed engagement fees
 range from $8,000 to $30,000. Fees may be negotiable based on the nature and complexity of the services to be
 provided and the overall relationship with the Advisor. SHFG also offers specific financial planning services (one-
 time or on-going) to address specific Client needs, these efforts are priced on a fee based on time and complexity.
 An estimate for total hours and/or total costs will be provided to the Client prior to engaging for these services.

 Certified Divorce Financial Analysis
 Fees are charged on an hourly basis ranging from $300 to $750 per hour. An estimate for total hours and/or total
 costs will be provided to the Client prior to engaging for these services.

 Retirement Plan Advisory Services
 Retirement plan advisory fees are charged an annual asset-based fee of up to 0.75%. Fees may be billed monthly
 or quarterly (“Billing Period”) in advance or arrears pursuant to the terms of the retirement plan advisory
 agreement. Retirement plan fees are based on the market value of assets under management at the end of the
 Billing Period. Fees may be negotiable depending on the size and complexity of the Plan but shall not exceed the
 fee range stated above.

 Use of Independent Managers
 As noted in Item 4, the Advisor will implement all or a portion of a Client’s investment portfolio utilizing one or more
 Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from
 an Independent Manager. The Advisor will only earn its wealth management fee as described above. Independent
 Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee
 with an increased level of assets placed under management with an Independent Manager. The terms of such
 fee arrangements are included in the Independent Manager’s disclosure brochure and applicable contract[s] with
 the Independent Manager. Clients pay the Independent Manager platform fee and investment management fee
 not to exceed 0.75% annually in addition to the investment advisory fees paid to the Advisor as described above,

                                                S Harris Financial Group, LLC
                                   4456 Lockhill Selma Rd., Ste. 101, San Antonio, TX 78249
                                          Phone: 210-547-3450 | Fax: 210-547-3451
                                                http://www.sharrisfinancial.com/

 B. Fee Billing
 Wealth Management Services
 Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
 the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
 from the Client’s account[s] at the beginning respective quarter. The amount due is calculated by applying the
 quarterly rate (annual rate divided by 4) to the total assets under management with SHFG at the end of the prior
 quarter. Clients may make additions to and withdrawals from account[s] at any time. However, reconciliations are
 performed on a monthly basis to capture if, at any point, assets in excess of $10,000 are deposited into or
 withdrawn from an account after the start of the quarterly billing period. An adjustment will be made in the form of
 a credit or debit the following billing period to reflect the interim change in portfolio value from the date of the
 deposit/withdrawal until the end of the quarter. Clients will be provided with a statement, at least quarterly, from the
 Custodian reflecting deduction of the wealth management fee. Clients are urged to also review and compare the
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Item 7 – Types of Clients

 SHFG offers investment advisory services to individuals, high net worth individuals and families, and retirement
 plans.

 SHFG generally requires a minimum relationship size of $250,000 to effectively implement its investment process.