Core Wealth Management Inc

ITEM 5. FEES & COMPENSATION

Portfolio Management Fee

Portfolio management is provided on an asset-based fee arrangement. Management fees are
calculated based on the aggregate market value of your account on the last business day of the
previous calendar quarter multiplied by the corresponding annual percentage rate for each
portion of your portfolio assets that fall within each tier (see “Billing” below under
“Protocols for Portfolio Management” for more information on how the fee is calculated). To
determine the quarterly percentage rate, the corresponding annual rate is divided by 365
calendar days then multiplied by the number of days in the calendar quarter (i.e., 1.25% ÷
365 calendar days = 0.00343 x 90 days = .3087% quarterly fee rate).

                                                                                            DISCLOSURE BROCHURE

We have the discretion to negotiate the management fee within each tier on a client-by-client
basis, considering the size and complexity of the portfolio. Additionally, a fee reduction will apply
as assets exceed the following tiers which are effective as of 4/1/2026:

                                                                               Annual Fee Rate
                Account Value                                                  (Not to Exceed)
                First $500,000 .................................................    1.25%
                Next $1,500,000 ..............................................      0.75%
                Next $2,000,000 ..............................................      0.50%
                Over $4,000,000 ..............................................      0.25%

We have a $1,500 minimum quarterly fee requirement, which may be waived or reduced if
we feel circumstances are warranted4. If the minimum fee is not waived, accounts will be
charged the minimum quarterly fee if the calculated fee falls below that threshold. For
example, a $300,000 managed account with a $1,500 minimum quarterly fee would equate to a
2.00% annual fee rate, exceeding our highest published of 1.25% rate.

       Note that this minimum does not apply to clients with an existing Investment Advisory
       Agreements that specify a previous minimum.

Advisory fees are negotiable and may vary based on factors including account size, complexity,
relationship status, and legacy agreements. Certain existing clients may be subject to advisory
agreements entered into under prior fee schedules or special arrangements. As a result, similarly
situated clients may pay different fees for comparable services.

Third-party Billing Systems
Our advisory fees are calculated using a third-party billing system, which receives account data
directly from the custodian. Due to differences in timing, pricing sources, or trade versus
settlement discrepancies, there may be minor variations between the values provided by the
custodian and the values used for fee calculations. The firm, not the custodian, is responsible
for ensuring the accuracy of fee calculations. Clients are encouraged to review their custodial
statements and consult the firm promptly if they have any questions or concerns regarding the
fees charged.

  Protocols for Portfolio Management
  The following protocols establish how we handle our portfolio management accounts and
  what you should expect when it comes to: (i) managing your account; (ii) your bill for
  investment services; (iii) deposits and withdrawals; and, (iv) other fees charged to your
  account(s).

       DISCRETION
       We will establish discretionary trading authority on all management accounts to execute
       securities transactions at anytime without your prior consent or advice.

       At any time you may impose restrictions in writing on our discretionary authority (i.e., limit
       the types/amounts of particular securities purchased for your account, exclude the ability
       to purchase securities with an inverse relationship to the market, limit our use of leverage,
       etc.)

                                                                                                 DISCLOSURE BROCHURE

BILLING
Your account will be billed a blended fee quarterly in advance based on the fair market
value for the portion of your portfolio that fall within each tier of our fee schedule. For
example:

         Account Value:                  Annual Fee %      Tier Fee Contribution
         $2,600,000                         (Per Tier)   (Based on the Account Value Within Each Tier)

         First $500,000                      1.25%                       0.24%
         Next $1,500,000                     0.75%                       0.43%
         Next $600,000                       0.50%                       0.12%
         Blended Annual Fee %                                            0.79%

For new managed accounts opened in mid-quarter, our fee will be based upon a prorated
calculation of your assets to be managed for the current quarterly period. Advisory fees
will be deducted first from any money market funds or cash balances. If such assets are
insufficient to satisfy payment of such fees, a portion of the account assets will be
liquidated to cover the fees.

DEPOSITS AND WITHDRAWALS
Assets deposited by you into your portfolio management account between billing cycles will
not result in additional management fees being billed to your account unless such deposits
exceed $25,000. We do not want to discourage you from investing additional capital for
your future but deposits of this amount or greater, in most cases, will require modifications
and adjustments to your investment allocation. Therefore, we reserve the right to bill
your account a prorated fee based upon the number of days remaining in the current
quarterly period for deposits exceeding the above amount.

For assets you may withdraw during the quarter, we do not make partial refunds of our
...

ITEM 7. TYPES OF CLIENTS

The types of clients we offer advisory services to are described above under “Who We Are” in
the Item 4, the “Advisory Business” section. Our minimum account size and/or minimum fee
for portfolio management is disclosed above under “Portfolio Management Fee” in Item 5
above in the, “Fees & Compensation” section of this Brochure.