Silver Coast Investments LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for investment management
services provided by the Advisor. Each Client shall sign one or more agreements that detail the responsibilities of
PracticeCFO and the Client.

A. Fees for Advisory Services
Investment Management Services
Investment management fees are paid quarterly, at the end of each calendar quarter, under the terms of the
investment management agreement. Investment management fees are based on the average daily market value of
assets under management during the quarter. Specific legacy Clients may be charged before the quarter under
a separate fee schedule. Investment management fees are calculated on a graduated basis, where the first tier is
charged at one rate while assets managed in higher tiers are charged at a lower rate. Investment management
fees are based on the following schedule:

                     Assets Under Management                 Annual Rate (%)
                    First $500,000                             up to 1.25%
                    Next $500,000                             Up to 1.00%
                    Next $2,000,000                            up to 0.85%
                    Next $7,000,000                            up to 0.65%
                    Next $15,000,000                           up to 0.40%
                    Above $25,000,000                          up to 0.30%

The investment management fee in the first quarter of service is prorated from the inception date of the account[s]
to the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will
consider the aggregate assets under management with the Advisor. PracticeCFO may also offer a lower fee
schedule to institutional accounts. The Custodian will independently value all securities held in accounts
managed by PracticeCFO. PracticeCFO will not have the authority or responsibility to value portfolio securities.

The Advisor’s fee is exclusive of, in addition to, any applicable securities transaction and custody fees and other
related costs and expenses described in Item 5. C, which the Client may incur. However, the Advisor shall not
receive any portion of these commissions, fees, and costs.

Financial Planning Services
PracticeCFO offers financial planning services on a fixed fee basis, ranging from $500 to $5,000, depending on
the services' scope, complexity, and duration. The Client will be provided with an estimate of the costs before
engaging in these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.25%. Fees may be
negotiable depending on the size and complexity of the Plan. Specific existing Clients may have fee schedules
that differ from the schedule below. Fees ranges are generally based on the following schedules:

Participant-Directed Plans:
Fees are paid quarterly in arrears, based on the quarter-end balance of assets under management.

                     Assets Under Management                   Annual Rate
                     First $1,000,000                          up to 1.00%
                     Next $2,000,000                           up to 0.85%
                     Next to $7,000,000                        up to 0.65%
                     Next to $15,000,000                       up to 0.40%
                     Above to $25,000,000                      up to 0.30%

                                Silver Coast Investments LLC d/b/a PracticeCFO Investments
                                13400 Sabre Springs Parkway Suite 255, San Diego, CA 92128
Page 8                                   Phone: (800) 675-2712 * Fax: (858) 477-8101
                                                    www.practicecfo.com

Item 1 – Cover Page

Pooled Plans:
Fees are paid quarterly in arrears, based on the average daily market value of assets under management
during the quarter.

                     Assets Under Management                 Annual Rate (%)
                    First $500,000                             up to 1.25%
                    Next $500,000                             Up to 1.00%
                    Next $2,000,000                            up to 0.85%
                    Next $7,000,000                            up to 0.65%
                    Next $15,000,000                           up to 0.40%
                    Above $25,000,000                          up to 0.30%

The Advisor’s fee is exclusive of and in addition to brokerage fees, transaction fees, and other related costs and
expenses that the Client may incur. However, the Advisor shall not receive any portion of these commissions, fees,
and expenses. The hourly fees are determined after considering many factors, such as the level and scope of the
services.

B. Fee Billing
Investment Management Services
Fees will be calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the Custodian. At
the Client's request (and acceptance by the Advisor), fees may be invoiced to the Client. The Advisor or its
delegate shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s
account[s] at the respective quarter-end date. The amount due is calculated by applying the average daily balance
(the sum of the daily AUM balance of the billing period divided by the number of days in the billing period)
multiplied by the annual rate and the billing period factor (number of days in the billing quarter divided by the total
number of days in a year (365)) at the end of each quarter. Clients will be provided with a statement, at least
quarterly, from the Custodian reflecting the deduction of the advisory fee. The Client is responsible for verifying
the accuracy of these fees as listed on the custodian’s brokerage statement, as the Custodian does not assume
...

Item 7 – Types of Clients

PracticeCFO offers investment advisory services to individuals, high-net-worth individuals, pension and profit-
sharing plans, charitable organizations, trusts, estates, retirement plans, endowments, and corporate accounts.
The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These amounts may change
over time and are updated at least annually by the Advisor. PracticeCFO generally does not impose a minimum
size for establishing a relationship.

                                Silver Coast Investments LLC d/b/a PracticeCFO Investments
                                13400 Sabre Springs Parkway Suite 255, San Diego, CA 92128
Page 10                                  Phone: (800) 675-2712 * Fax: (858) 477-8101
                                                    www.practicecfo.com

Item 1 – Cover Page