Insight Strategic Wealth LLC

Item 5 – Fees and Compensation

In certain circumstances, all fees, account minimums and their applications to family circumstances
may be negotiable. Certain historical fee schedules differ and will continue to be honored, pursuant to
the client’s advisory agreement.

ISW has contracted with FAS, for services including trade processing, collection of management fees,
record maintenance, report preparation, marketing assistance, and research. ISW has also contracted
with FAS for sub-advisory services with respect to clients’ fixed income accounts. ISW pays a fee for FAS
services based on management fees paid to ISW on accounts which use FAS. The fee paid by ISW to FAS
consists of a portion of the fee paid by clients to ISW and varies based on the total client assets
participating in FAS through ISW. These fees are not separately charged to advisory clients.

The specific manner in which fees are charged by ISW is established in a client’s written agreement with
ISW. Generally, Investment Management and Employee Benefit Plan clients will be invoiced in advance

of each calendar quarter based upon the value (market value based on independent third party sources
or fair market value in the absence of market value; client account balances on which ISW calculates
fees may vary from account custodial statements based on independent valuations and other
accounting variances, including mechanisms for including accrued interest in account statements) of
the client’s account at the end of the previous quarter. New accounts are charged a prorated fee for the
remainder of the quarter in which the account is incepted (date of first trade or date assets transferred
in).

For Investment Management and Employee Benefit Plan Services, ISW will request authority from the
client to receive quarterly payments directly from the client's account held by an independent custodian.
Clients may provide written limited authorization to ISW or its designated service provider, FAS, to
withdraw fees from the account. ISW will send to the client an invoice showing the amount of the fee, the
value of the client's assets on which the fee was based, and the specific manner in which the fee was
calculated. Clients should verify the accuracy of the fee calculations in such invoices. Client custodians
will send at least quarterly statements directly to the client. Custodial statements will only show the
amount of the advisory fee.

A client agreement may be canceled at any time, by either party, for any reason upon receipt of 30 days’
written notice. Upon termination of any account at any time after the required 30-day notice, any
prepaid, unearned fees will be promptly refunded.

ISW’s fees are exclusive of brokerage commissions, transaction fees, and other related costs and
expenses which shall be incurred by the client. Clients may incur certain charges imposed by
custodians, brokers, third party investment and other third parties such as fees charged by managers,
custodial fees, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees
and taxes on brokerage accounts and securities transactions. Mutual funds and exchange-traded funds
(ETFs) also charge internal management fees, which are disclosed in a fund’s prospectus. These fees will
generally include a management fee and other fund expenses. All fees paid to ISW for investment
advisory services are separate and distinct from the fees and expenses charged by mutual funds and
ETFs to their shareholders. The services provided by ISW are designed, among other things, to assist the
client in determining which mutual fund, ETF or funds are most appropriate to each client's financial
condition and objectives. Accordingly, the client should review both the fees charged by the funds and
the fees charged by ISW to fully understand the total amount of fees to be paid by the client and to
thereby evaluate the advisory services being provided.

Such charges, fees and commissions are exclusive of and in addition to ISW’s fee, and ISW shall not
receive any portion of these commissions, fees, and costs.

Investment Management Services:

Our fees for investment management services are set forth in our investment advisory agreement with
the client. Our fees are generally based on a percentage of the client’s assets under management with
ISW, generally as much as 1.25%; are negotiable, will vary from client to client, and are based on a
number of factors, such as the client’s assets under ISW’s management, scope of services to be
provided, origins of the client relationship, and potential future revenues from the client relationship.
Advisory fees shall apply to cash balances, accrued interest, accrued dividends, and the value of
securities held on margin unless negotiated or agreed upon otherwise. Clients engaging ISW for
investment management services are typically subject to a minimum fee of $4,000.

If an independent third-party adviser is utilized for separate account management, that adviser can
charge its own management fee. All fees and expenses charged by a separate account manager are
separate and distinct from ISW’s management fee and are withdrawn from the client’s account by the
separate account manager.

Employee Benefit Retirement Plan Services:

The annual fee for employee benefit retirement plan services will be charged as a percentage of assets
within the plan according to the quoted fees below:

              Assets Under           FAS’ Annual Fee           ISW’s                 Total Fee
              Management                                     Annual Fee
         On the first $1,000,000          0.20%                0.70%                  0.90%
         On the next $4,000,000           0.15%                0.45%                  0.60%
         On the next $5,000,000           0.08%                0.25%                  0.33%
         On all amounts above             0.05%                0.15%                  0.20%
...

Item 7 – Types of Clients

ISW provides services to individuals, high net worth individuals, trusts, qualified retirement plans and
businesses. As mentioned above in Item 5, ISW generally requires a minimum annual fee of $4,000.